 How do i remove negative account history from my credit report? |
| i have a copy of my report and although all put one account remains open , some closed are in my negative history list!! i am trying to raise my score.. for the pat three years i have been paying ... |
|
 How can i ruin my credit on purpose? |
| i hate the idea of being worth only what a credit company tells me i am. i want info on how to ruin my credit beyond repair.... |
|
 Garnishment of wages? |
| with a garnishment against your wages can they take money from a checking account in your name?... |
|
 I am moving overseas from UK and am in debt? |
| what methods to debt collectors use to chase debt in another country does anyone know ? If you buy a house can they find you, serious answers ... |
|
 My sister is in debt, creditors have refused reduced payments what does she do now? |
Additional Details
She got into debt through an ex partner, basicially he was a charmer and she was a mug. took her for every penny that she had then turned violent towards her ... |
|
 Should I pay my credit card balances and leave them open or close my accounts? |
| I have three credit cards (only about $1,500 total) and I am paying them off when I get my income tax returns. Is it better for my credit to keep the accounts open with a zero balance or to close ... |
|
 Is anyone else in loads of debt??!? |
I have got myself in quite a bit of debt and its only started to dawn on me?! Is there anyone else out there in the same situation? ... |
|
 If I paid 2 payments a month on my credit card. Someone told me my score will increase 6 points. Is that true |
| I'm refinancing a house and I heard a lady say this at a seminar that if I paid 2 payments every month, each payment counts for 6 points increase to my FICO score. Is this accurate?... |
|
 Can i take ripped up money into a bank to change it??? |
My little boy (3 years old) has ripped up 3 ten pound notes, i have all the pieces but they are in about 30 pieces, can i take them in to a bank to swap them
Additional Details
I know i ... |
|
 Whats better Mastercard or Visa? |
Is there any difference?
Its just that with my bank if I apply online I get a Visa and if apply by phone I get a Mastercard. Weird.... |
|
 I lost my bank card!!? |
| Ands I write my pin on the front of it so I don't forget it, what do I do? :(... |
|
 Repairing my bad credit? |
| I got 2 credit cards when I was 18. I had them both for about a year and was very good with payments, never one late, then I had some tough times at my job and missed some payments and then all the ... |
|
 Student loans and credit? |
| I'm 20 y/o, have 3 credit cards all in good standing, pay above the minimum every month and ahead of time...I've had 2 of the cards for over a year and one since Dec. 2006..I don't ... |
|
 Paper or plastic? (nothing to do with bags).? |
| Which one do you use more of, you cash or your credit card. Which one is more safe? Which one is more easy to use? I use my debit card everywhere I go, but should I start using my cash now. What do ... |
|
|  |
pig m | When i went bankrupt yesterday? |
most of the other people who went bankrupt bragged about how they maxed up their credit on their cards and bought things like Televisions and holidays.But I still had thousands of pounds worth of credit left on my cards but didn't use it up as i have fellings and would have felt wrong.Who was right the people who used up all the credit knowing they wouldn't pay it back or me who couldn't do that?? |
 |
 
andersonsquire
|
You would not have asked yourself that question if you had not come into contact with those bragging about their irresponsible behaviour and lack of respect for themselves. Like others have said here, you know you did the right thing and bankruptcy and the proceedings that you have to go through are not pleasant. You have taken ownership of your attitude and feelings. You are a good person. Stay that way. |
|
taketwo
|
Does it matter you all have mismanaged your finances and all of you are bankrupt, Trying to have a clear consciences is not going to help you clear your name. |
|
A G
 |
You were, people like that make me sick Good luck. |
|
daps don
|
crime aint my thing but who says it dont pay |
|
deli_fred@yahoo.co.uk
|
the people that spent on the cards |
|
julia4evert
|
you of course...but you already knew that didn't you? |
|
monkeyface
 |
You did the right thing.
At least your conscience is clear. |
|
old know all
|
Racking up credit when you know you've no chance of paying it back is a criminal offence. They'll probably get away with it, but bragging about it is not a good idea. At least you know that if you were ever investigated for fraudulent bankruptcy, you can prove you were genuine. |
|
B_O_C_K_S_C_A_R
 |
Doing what you should do, and doing what you want to do, are almost never the same thing.
Often the thing that takes the most time when people have a choice to make, is simply convincing themselves that it's OK to not do what is right. Which is exactly why doing what is easiest, isn't called doing what's right, unfortunately it can't be both.
You shouldn't concern yourself with what you could have done, if for no other reason then simply because there's nothing that can be done to change the past, you should be proud of yourself for not fallowing herd. Granted there's nothing really saying you can't completely bury yourself in debt prior to filing for bankruptcy, but there's probably not a sign on the bathroom door at your mothers that tells guests to not masturbate, but just because it doesn't say you can't doesn't mean you should.
You did the right thing. |
|
Nutty Girl
|
put it this way their debts are far more than yours. I'm not to knowledgeable on Bankruptcy but don't you still have to pay debts back .
You showed you were sensible but unfortunate events just happened to you but you didn't go deeper than necessary |
|
ianmat
|
You - it is arguable that the others committed an offence of theft or fraud. |
|
cybercarrotandy
|
Don't feel bad, you're just an honest person! |
|
scifidiva
|
In the US those people wouldn't get away with that kind of fraud. That type of activity, running up cards right before you file, is exactly what Trustees look for and will latch onto -- it's FRAUD. In the US, the creditors would be objecting left and right to the discharge of those run-up debts and the people who did it would likely be forced to pay it back.
Don't know about foreign BK law, but it's still fraud. You did the right thing. |
|
TD
|
You will be free of this in 6 months if you can prove you didn't profit - But the other guys are watching Bank's TV will have to wait a year.
At 17% interest rates (legal theft) the credit cards deserve all they get - Doesn't make it right or so they tell us? |
|
rock_style
 |
you. your a decent honest person. don't ever change |
|
Sharon 2
|
You are an honest person, theres not a lot of them out there. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
16 | 21 minutes(s) ago
| | | |
15 | 36 minutes(s) ago
| | | |
15 | 50 minutes(s) ago
| | | |
14 | 2 hour(s) ago
| | | |
16 | 4 hour(s) ago
| | | |
16 | 9 hour(s) ago
| | | |
16 | 1 day(s) ago
| | | |
15 | 6 day(s) ago
| | | |
16 | 1 week(s) ago
| | | |
15 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
