 One man asks me to recieve money and buy laptop for him? |
I know it's bad. I gave him ONLY my credit card number and name of the bank. That's it.
He did transfer to my Credit Card account 3,760. Now my balance is (-3,760)
WaM... |
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 How long do CCJ's stay on your record and how long do you have to keep debt free before it's completely clean |
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Studly & DaveyPadua both deserve the 10 points, sorry I cant give it to both. I'm going to leave this question as unresolved, thanks to everyone who answered.... |
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 Need Loan.. Whare are the Loan sharks in Ohio??? |
| Need a Loan.. Can double payment.. Where are the loan sharks in Ohio???... |
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 How do I get them to stop?? |
| Okay, so I have bad credit. That was six years and 3 months since my last payment to two credit cards. Both accounts have been bought and sold many many times over the past years, but now because ... |
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 How long does it usually take for an error on your credit report to be resovled once a dispute has been made? |
| My husband's brother has several negative credit items, including two auto repos, that are showing up on my husbands credit reports....it is really holding us back as far as puchasing a new ... |
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 Hi can someone plz help me(fake credit card ID)? |
ok i met this guy online and hes like a manga collector
and he has theses mangas that am looking for but i couldnt find in the internet , i had a deal wiz him abt sending them to me through ... |
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 Collection agencies trying to get money from me? |
| I recently received a letter in the mail from a collection agency saying I owed $6,000+ for an old credit card I used to have. I looked at all three of my credit reports and that credit card is not ... |
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 How can i improve my credit score...? |
| If I cannot recive anything on credit. Even though I pay my bills on time my utility company does not report to the credit bureau, nor does my current landlord. I was thinking to but a mobile home ... |
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 EBAY QUESTION im not paying credit card or cheque but im paying by postal now how does ebay know if i posted? |
| the money or not do they give u a special envelope or do u send ur own please i need help with this im only ... |
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 Verizon Claming a Debt from 11/00? |
| Can this, after so long be a negative on my credit report effecting my score? I live in New York (if it makes any difference). If I am not mistaken, a debt cannot effect a score after 7 years of ... |
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 How long does it take for your credit score to improve? |
| I want to buy or finance a car but my credit wasn't good. But I've been paying my bills on time and some things should be gone from my credit by now. It was three months ago is that to soon ... |
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 How low can I bid a settement of my debt to a collection agency and expect that they can honor it? |
| It has been 3 years since I stopped paying on my credit card debt, and the calls have stopped. I would now like to improve my credit rating, but feel the additional fees they had assessed are ... |
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 I recently recieved enough money to pay off all my credit card debt? |
I want to pay off and close all my credit cards, will this help my credit at all?
It is pretty bad right now.
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Everyone keeps saying to leave one open, however, I ... |
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 If I get a credit card and never use it will it cost me anything? |
| I get points from a site that I'm a member of if I sign up for a credit card. I plan on getting the points and then cutting up the card. Will it cost me anything? will I have any annoying ... |
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crokdundee 44 | When one bank buys another bank out and sends someone in your family a credit card you didn't authorize what |
can you do. i had no knowledge of this and now they are taking me to collections.
Additional Details
can i do? the person that got the card did use it but the card was in thier name but under my credit. as i had not authorized this person to have a card under my name the bank should not have sent them a card in the first place so i thought. srry for confusion on last post hope this helps on answers and thank you all for your response to my post. |
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tigkitty3
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you should write the collection agency a letter saying you didn't authorize the credit card and that you aren't going to pay for it. they may try to take you to court for it, but if its in your name and doesn't have your signature on anything they cannot make you pay for it. |
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Sandy S
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It is extremely unusual and poor business practices for a bank or any other credit issuing company to send out credit cards without first (a) checking credit (b) determining the ability to repay amounts charged and (c) obtaining a signature on a repayment agreement. I suspect someone isn't being honest with you.
If the credit card wasn't authorized by you, is in your name, and someone used the card, that person accepted the terms and conditions of the card on your behalf. You need to gather as much written documentation as possible and present it to the bank proving you did not request or use the card and that the charges were incurred by someone else. If the bank still continues collection efforts, and you absolutely did not authorize the card and did not use it, contact an attorney immediately.
You may have be able to press criminal charges against the person who used it and may have a civil action against that person to recover damages. |
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Tony P
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get a lawyer. |
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MC
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I would start a lawsuit....... |
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dido45dido
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talk to that bank and see what the deal is your family member might have forged for signature or something cause they don't activate the card till you call the number and verify it is you. And if it was fraude you are not liable |
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Shopaholic Chick
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if you did not use the card how are you in collection? you would have had to active the card to use it - how are YOU in collections for someone else's card? |
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demi
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cancel the card, they cant take you to collections if you didn't use the card. they should also send you a letter regarding your bank being bought out to know there are changes. |
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RENATO S
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So they sent a card to somebody under you tuition, didn't them?
In this case, see a lawyer is a good step.
Otherwise it's just a commercial move: publicity. The addressee could refuse the card, I guess. If he/her accepted, it won't be a bank liability I fear. |
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I 8 duck like I was starving
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Cancel the Card. That's your best bet. |
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GEORGE jr C
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I did not fill out no paper work, I dont who you are, And cancaling this account out. |
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