 HELP PLEASE!!! If i cancel my checking account and open one at another bank will it stop 24 hour fitness ....? |
| ...from withdrawing money from my checking account? There was this free program i signed up for, and they gave me a 3 year membership without me knowing. i just discovered $40 dissapearing from my ... |
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 Does anyone know where I can get a free credit report, w/o giving my credit card #'s online? |
I am looking for Experian credit report.
Many of the websites, have you sign up for a free trial, and give credit card #'s...
I don't trust that...... |
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 Please help me- paypal dispute? |
| i purchased a ps3 off ebay (never buying off there again) and the guy took my payment on paypal, then he emails me after hes taken the payment saying he cant send it as im not verified on paypal with ... |
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 Any way to improve credit score w/out applying for a credit card?? |
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| I'm a college student, and there are lots of guys around campus giving away free sandwiches if you fill out credit card applications. I've filled out a couple with totally false ... |
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 What is the worst that happen if you dont pay your credit card debt? |
| Like they have been sending letters & now sent a post card saying i was out & will contact me during this time, if i dont open the door & dont contact them then whats the worst that can ... |
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 How can I make some money........quickly? |
My partner and I work 72 hours a week between us but, a forgotten debt has cropped up.Bailiffs called to our home and are threatening to take our belongings when they return in 5 days.
We have ... |
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| How exactly does a credit card work? |
| I want to apply for a credit card that starts out with a minimum credit line of $300. If I get it, it will be my first credit card. If I get the $300 credit, I want to make a purchase for like $200. I... |
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 Does credit card debt get written off when you die?? |
| My sister-in-law died yesterday as she had cancer but we expected her to live longer. I have just heard that she has spent around £20,000 on credit cards since been diagonised with cancer in S... |
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 I'm a student in college and I get credit card applications like candy..? |
| I have about four now, but I've been very smart with them. I've had them for almost a year now, and I always make payments on time (I also try to charge everything to some credit card since ... |
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 How old do you have to be to get a credit card? see details.? |
| Okay so i know about prepaid cards and stuff, example the Visa Buxx card for teens. But i'm talking about a real credit card. How old would i have to be to get a credit card for a store, like a ... |
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| Is there a set amount of debt you owe in order to file bankruptcy?... |
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 Credit card judgment against me? |
| a year ago i was seppareted from my wife, and i was unble to make the monthley payments on my credit card, and i tried to explian to the collection agency, and since then im still struggling to keep ... |
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m y | When paying my creditcard bill how much do i actually pay back? |
i am trying to build my credit and i just receved my first credit card bill! th ammount i need to pay back is $52 but it says the minamum is $10 so which do i pay back?
i am trying to build my credit because sofar i have no credit.
i am 20 almost 21! with a credit card with a 300 dollar credit limit!
it took me 3 months to find some thing worth spending thoes 300 bucks on but finaly i gave up and just bought a tank of gas! |
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golferwhoworks
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pay in full always and your score will go up |
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Slimboogy
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Always pay it off every month. Don't spend more than you make. That way your not paying any interest and your credit score does well. |
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Anele Aganon
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Always pay the full amount. Paying less will cost you a lot of interests.
I do all my shopping on the credit card, because I earn miles for a specific air transport company.
Plan it and always pay the full amount! |
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tonalc1
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Always pay in full. Keep using the card (paying in full each month) to build up your credit history. |
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non_apologetic_american
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Pay it all off. Paying your bills on time, and in full, does more to establish you with a good credit rating then leaving a balance.
Besides, most people get caught in a credit card trap and can never catch up. Don't fall into that trap.
. |
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Alex
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Congratulations on getting your first credit card. I advise you to pay the total amount on the bill every time (so this time pay the whole $52). If you pay less than the total amount you will be charged exorbitant amounts of interest.
It doesn't matter if you use your credit card for low-value purchases or for higher-value purchases. Don't worry about not spending up to the credit limit, but do use your card or you won't build up your credit history. And make sure you will have enough money to pay the total bill when it arrives. Two of the criteria for your credit history is you demonstrating you can handle credit and paying your bills on time. |
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kit
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If you have the $52, I say pay it back because if you pay the minimum there will be hidden interest charges on your left over balance. |
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koifishlady
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pay off the amount that you owe, if you only pay the minimum of 10.00 back on a $52.00 bill it will take you over 5 months to pay back the $52.00. |
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Barkley Hound
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Always pay in full. Paying one cent less will cause interest on the entire amount to be charged. In my entire life I have never had a balance and my credit score is over 800.
Never use a credit card because you can't afford something. It is only for convenience.
The only carried balance should be a home, car, and major home improvements and they should not be on a credit card. |
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Jason
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Pay the full amount if you can. Remember, if you don't pay the full amount, you'll be charged interest (finance charge)...and whatever you bought will end up costing you more! |
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iceman
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The minimum payment is exactly that, the MINIMUM payment. So you can pay anything 10 or more. If you want to pay the full balance, thats fine, it will save from having to pay an interest.
I would pay somewhere in the middle. |
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