 Best way to fix my credit? |
| i need a easy way to fix my credit , i cant even get a cell phone an apartment a car it ... |
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 I need a car loan bad!? |
I dont have the best credit, and I dont want to have too fill out a ton of forms. Every one i go to keeps turning me down :-(.
Can someone point me in the right way? Mamaceta would be ... |
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 Hi , my son wants a new car , he just started work and only has one payslip ,hes 19 and has no credit historty |
id like to gaurantor for him , i work and have good credit history , do you think there will be a problem getting a car for him , thanks
Additional Details
can i just add that my son is ... |
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 When applying for a bank account....? |
| ...can they uncover unpaid debts from over 6 years ago, and if so what could the creditors do?... |
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 PLease Help? |
| I went to a free credit report website and look on my husbands credit report; but I just don't want to let him know that I'm checking his credit report and score. Can he ever know that I ... |
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 What would you do ??? (very sensible question, so pls only sensible answers ) thnx? |
| my bf has not worked for the past 6 months (he was a business man and went bankrupt)now, he has gathered all the money he can and paid a deposit for the place he is renting. now, he is suffering bcs ... |
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 Is this even POSSIBLE? |
| for this month, I only have $19 charged to my credit card from buying school supplies, but tonight I got a call from my credit card company asking if I made a transaction of $190..... 10 times more ... |
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 How do I cancel my credit card with Citibank? |
I don't understand how or why it is so difficult.
I have this citibank credit card that I signed up for about 5 years ago, I have no idea what security code I used when I signed up. S... |
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 I am 24 with 19,000 of debt mainly 4 credit cards and hospital bills i just got garnished what can i do? |
| I am 24 years of age with 2 kids i work for a supplier of the big 3 (Ford, Chrysler,GM) i just started getting garnished from a credit card from 2002 i am wondering should i try debt consolidation or ... |
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 Debt - how can I begin to clear it when I dont know how much it is? |
| My partner has several debts from before we were together. We had massive problems (not debt related) and went off travelling, I think at the time he wasnt in any state of mind to worry about debts ... |
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 Is bad credit something to be embarrassed about? |
| My credit is not good. I am trying hard to clear it up. To me it's humiliating. Should I feel this way?... |
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 What will happen to the lower class income customer that are in all races after walmart does away with layaway |
Once the layaway program is done away with, it will affect the elderly,the children,the general population from all walks of life, it will affect holiday joys,and it will cause the theft to go up.
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 I contacted by a collector. account opened 1997 - last payment 00. they want $ - do i still owe. seems old |
| They said it was a negative on our credit report. I just looked at all 3 credit reports - the one I think they are talking about is showing "closed" - is this just a fishing for a ... |
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daytime d | When repairing your credit is it worth having credit monitioring it cost $9.95 a month? |
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Chane
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Lots of realllly ignorant answers. Credit monitoring is one of the smartest things you can do. Especially while repairing your credit.
$9.95 is less than $120 a year....by having good credit you can save hundreds of thousands of dollars over a 30 year mortgage.
You can save $5k-$10k on a car loan and so on...life sucks with bad credit. |
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zonkr68
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I've done it and I would say its a waste after the first month.. maybe check it every 6 months |
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VL76
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Yes it is worth it if you are fixing or repairing your credit. I have it from all three credit companies for 12.95 a month. Until this process is finished I would keep in order to see if the credit repair tools are working. I get an alert every time a new account or change or even a score increase apears on my report. If you aren't having problems with your credit, i wouldn't bother with it. maybe check it every 6months to a year. |
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Capt Crasher
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Not worth it.
Each of Your creditors send You statements each month (or should) so read the transaction detail and make sure there is no theft going on.
There are 3 credit reporting agencies, EACH is required to give You a free credit report once a year. So check Your report every 4 months.
Once from Equifax, 4 months later from TransUnion, then 4 months later from Experian...4 months later You are in a New year, so go back to Equifax... |
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tricia_hoover
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Credit monitoring is more to watch and see if someone is stealing your identity than it is to help you repair your credit.
There are credit counselors you can go to that will work with you on what you need to do. Look for one that's a non profit - they get paid by creditors to help people like you. It's one way they "give back" (if that's what you want to call it) for gouging people with high interest rates and fees. |
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The Ball Don't Lie
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no way, thats way too much, you don't need to monitor your credit as long as you pay your bills on time, you know your credit will only be improving, why pay for something you don't need? |
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laura
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i would say to watch your credit report to make sure everything is being reported right. |
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kimmyk1973
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No! The top 3 credit bureas allow you I free check a year and anytime that you apply for any type of credit and you get denied you can check it then as well. If your credit is that bad then adding another $10.00 is not very smart |
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scorpio1120
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Yes, it is. It helps you stay aware of what is going on as you try to repair and rebuild your credit. I use the one with Experian and it has really helped me stay focus because I am a credit card addict and I have really benefited from the credit monitoring because I CAN SEE the damage I am doing. Do the 30 day trial, I am sure you will agree. |
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rua_88
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no i have it and it is the biggest pain i want to get it to stop but the procces is soo long to do .. you have to wait on hold for hours and then they ask for a number you dont even have |
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flying_bull
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Yes, but even better there are agency help you build your credit fast. They have the similar subscription. Unless, you are a credit guru, I would recommend using them. Just google them. |
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Reyna
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no. I would think that should be 4 people with great credit and afraid of fraud, it'll take a while 4 your credit 2 get good, so u still dont have much 2 loose |
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KAT
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No |
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