Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 I cannot afford the mortgage payment on my house anymore. I'm considering bankruptcy or forecloser.?
My Credit card debt is less than $2,000 and I can pay them regularly. I cant afford the $2,500 a month mortgage payment. I don't have any other debt & no car loan....


 Shall I buy loads of JUNK on tick (credit) that I cant afford and then moan and be miserable that I have debt?
...


 I overdrafted my bank account by $125. Its been 9 months & I still haven't payed them. What can I do?
They sent me a letter saying they cancelled my account so I figured that was it. But My wamu account still exist and I dont know If I should pay it back anyway or for how long its gonna affect my ...


 Can anybody help me to find the right credit card, please!?
Its been almost 3 years since I got my first Bank of America's Debit card. My friends still asking me..."Why you don't have a Credit card, yet?"...and my answer every time was the ...


 I was refused credit by a credit card company. Can I get a credit report for free ?
Can i get my credit report for free if i submit this credit refusal letter to the agencies? T...


 My dad died last January, and a bill collector is sending me 2 bills daily?
Someone hooked a cell phone up in my dads name and all of the sudden, dad started getting People magazine in Spanish. My dad was never able to speak spanish and would never have ordered a ...


 Anyone know debt-collecting laws?
Can a company collect on a judgment debt that is 15 years old? It's not a real estate or secured loan, just money that was owed. My co-worker is getting letters and calls from a collection agent ...


 Capital One Credit Card Debt?
I'm finding I can't afford the payments to Capital One anymore. I owe them a total of $4900.00. I've called them and asked them for a lower interest rate and they stated I'm at ...


 Why do credit card companies sue people now even if you only owe them a couple of hundred dollars?
I mean they are worth billions and they want to sue me for $600? gimme a break!...


 Does anyone know where i can get an auto loan?
my credit isnt great because i had to let the bank take my truck when i lost my job which was months ago now i need a car and i dunno who will finance me i found the car im in love wit only 8,000 not ...


 Does closing off credit card account's once there paid off effect your credit score?
...


 Can being having my tuition payment given to a collection agency effect my credit rating?
THis is specifically in toronto canada

I have not graduated but they are sending my file to a collection agency

I dropped those classes but they are still charging me like 75% ...


 How do I get out from an upside-down car loan? My work has cut my hours and I can't afford the payments.?
My credit is bad as it is and I had a prior repossesion 3years ago, I don't need another! I tried contacting the creditor but the will not work with me at all. I have tried several other credit ...


 Who is the best company to ask for a £1000 loan?
...


 What can I do regarding a late fee for credit card payment?
I signed up for a credit card in JJB sport shop and was told I've about 52 days to make the first payment. I spent about £17 which I paid within this 52 days. That's a while back. Recently ...


 Im told I have a lousy credit score for various reasons but Ive never had a credit card. How can I get one?
Im not in debt now and I own my car paid in full.The only ones ive been offered are insured or secured cards and I see them like a debit card.Will these cards proper use be the doorway to a real ...


 What if a collection agency sends you bill after bill after month after month and you don't pay?
Will they take you to court? I have this big bill of like 700 some odd dollars that I can't pay. If they can send you to court, how long do they wait?...


 Is this credit fraud and what could i face in court?
my dad and i have the same name. he allowed me to use his credit card to make a 5k charge while i was still living at home. i now live in another state and he now is threating to press charges. its ...


 What is special about Platiniun credi cards?

Additional Details
I mean credit ...


 Has anybody ever used a credit repair company?
In particular a company called credit for all or any other repair company.They say they can remove bad credit from your file mainly because most of the finance companys dont keep great records thus ...



simply_sweethoney
When some pulls your credit report, can they see the names of other companies that have viewed your credit?
Or can they only view number of inquires?
Additional Details
Is there anyone that knows for sure? Some of you are saying yes, and others no.
                     
 




SPIFIMAN1
They can see the names of everyone (if it was a hard pull) that has pulled your credit and the date it was done for the last 24-months.

I look at credit every day for a living.


mitteycole
Rating
Yes I think so. Thats the purpose of pulling your report to see you credit activity


roginad
Depends...
If you authorized the pull, in most cases I can see the company name. If 3 bureaus in one credit pull (for mortgage, for example) then often no, but it is easy to assume that it was a mortgage credit request.
Any marketing pull without authorization is available for you but not for a anybody else.
By profession I am pulling 3-5 credit reports a day.


WooleyBooley again
Rating
If I remember right, they can see who inquired.


MajesticEm
Rating
They are kinda the same thing.. When someone views your credit report its called an inquiry.


cali_flwr
It doesn't just give a number of inquiries it lists the names of the places that did the credit checks on you.


mommacat
yes they can


Scouse
Rating
No but they know you have other debts and requests for information against you and if credit has been refused


SisterSue
NO they do not see who else has pulled your credit. They can see the number of inquiries in the past year, the number of "debts" you have, how much debt you have, your payment history...but they cannot see who all has looked at your score.

Only you can see that info.


starbrite.
NOT all of them.they get your credit scores and any bad credit and from whom.it depends on what
the want to pay for.


ToolManJobber
No, the names of creditors who have given you credit will appear but the inquiries are anonymous. They do take into consideration the number of inquiries though. You might have applied and been turned down numerous times and this is a red flag to some potential creditors.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy