 What do I do when I get a letter from a collection agency about an invalid credit card from 1992 I dont recall |
| I do not recall having this credit card. I did file a bankrupcy around that time and it is not on the creditors list filed. This credit card is for over 5,000 dollars and I think I would of at that ... |
|
 I have 15,000 in credit card debt and really need to do something to get out. Any suggestions? |
| I cannot refi my house because of a Prepayment penalty. I spoke to my local bank about trying to get a personal loan but it will be at a 20% interest rate at a $500 a month payment for the next 5 ... |
|
 I just got a letter in mail saying that the credit card used to pay my bill was rejected by my bank..? |
| for my invoice was rejected the thing is... i dont own a credit card i i didnt use this company for any thing what or where to i go to find out about this card? dont have a name of card or what was ... |
|
 If I pay my credit card before the statement, is this good for my credit or bad for my credit? |
Hi everyone, I got a Citi card. I always pay it before the statement online. So every statement date I will got a balance $0. Is this good for my credit or bad for my credit?
Can someone help ... |
|
 I cannot pay my credit card bill? |
| What would happen? There's an outstanding amount of about 300 quids and I am completely broke. Can somebody tell in detail what would happen?... |
|
 Hi I need a loan asap of about £2000 to help my family out im 19 and work full time.? |
I tried the banks have no luck im not worried about the payment and the interest they charge just want somewhere that i can get some cash
T... |
|
 If someone donated 5 billion dollars?, what would you do with it? |
| Tell me, what would you do. One the first day getting 6.9 billion, what and how would you respond?... |
|
 Is it legal for a wife to get credit cards under husbands name without his consent of is it forgery ? |
| happen to friend and didn't think it was legal especially if they for some reason were to seperate his credit would be shot if not payed off.... |
|
 My credit score is 760 and my cousin recently asked me to Cosign on a car loan with her.? |
| I've never cosigned for anything with anyone so I'm not sure what to do. She's asked her parents and they've said no. My mom advised me not to do it. The loan is 4000, however she ... |
|
 How do credit card companies or collection agencies get your cellular phone number? |
| If a person is late paying a credit card bill , how do the companies get your cellualr phone number when you only gave them your home and work phone numbers when you first applied with them?... |
|
 I lost my wallet including driver's licence, 3 credit cards, social security card,etc. What should I do next? |
| I lost my wallet including driver's licence, 3 credit cards, social security card, ATM receipts, etc. I called all credit card companies to cancel the cards, and put a fraud alert on my credit ... |
|
 I need a car loan, but my credit isnt good enough!? |
| Wells Fargo has the lowest interest rates, but my credit report sort of sucks because of my husband not paying his bills in the past(grr). Financers that dont care abut your credit report usually ... |
|
 I need to boost my credit? any good advice? |
| ill keep it simple i need a credit check to get a cellphone plan, i am 18 and i dont have a credit card but a very steady job and such blah blah blah, i dont know how much i have or need, but i ... |
|
 Is it possible to block a merchant from making further charges to my credit card? |
| I recently had a bad experience with a merchant concerning some charges they made to my card. Though I have resolved the issue with them, I would feel more comfortable if I could arrange it so that ... |
|
 Can I use my debit card to purchase stuff online? |
| I was given a debit card from my bank and I was told that I can use it as a credit card too. It looks exactly like a credit card, it's a Mastercard, it has 16 digit number and an expiration date ... |
|
| Payment to credit card company lost in the mail. What to do? |
| My credit card payment was due October 6; balance was $500. Minimum payment is $15. I use my credit card for EVERYTHING so I can earn points, but I pay off the balance in full each month. I always ... |
|
|  |
DQ | When writing a check and you have no funds what happens? |
When you give a friend a check and their is no funds in your bank what will happen to the check? |
 |
 
Texan
|
If the check is big enough you could go to jail for writing bad checks...... |
|
Mystie
 |
She probably wont be able to cash the check. If you have overdraft protection then it may go thru but you will have to pay fines and charges. |
|
OSI Ret
|
It's agaist the law to write bad checks.......... |
|
vg55 v
|
the check will bounce, they may have to pay a fee, and you will be given a fee for NSF. if you KNOWLY did this, that is actually a crime. |
|
megryanmc
|
it will bounce and then ull have to pay that and the fee as well |
|
sunbun
 |
nsf and u will be charged fines and penalties |
|
Debt Free!
 |
off the wall, off the backboard, off the rim, nothing but bounce. |
|
dougzinboston
|
If she goes to your bank to cash the check, she will repeatedly be denied since there are no funds to cover the check.
If she deposits the check in her bank account, your bank will return it and charge your account a bounced check fee. Your friend's bank may also charge her account a fee for depositing a bad check.
Your friend's bank may try a second time to cash the check which will bounce and more fees will be charged to your account. If the second time doesn't work, your friend's bank will return the check for insufficient funds.
Depending on your history with the bank, there is a small chance that the bank may cash the check in good faith, but will still charge you the bounce fee. If this happens, and you don't bring the account back to zero (at minimum), the bank will freeze or close the account and report you to the national banking service. They are utilized by all banks prior to opening an account and if your name shows up on it, they will refuse your attempt to opening a new account until the problem is cleared up.
Since (in the US) writing a check to pay a debt when you're in full knowledge there will be no funds to cover the check is against the law, if your friend decides NOT to be your friend anymore, they could get you in trouble. When you pull fraud like that with a federally protected institution like a bank, your ex-friend could get you in a spot of trouble. |
|
Canadian Goose
|
First of all, I'm surprised that "The Chosen" would bounce a check. Jeez Louise!!! Anywho; yep, it will bounce, you will charged with an NSF fee and things will not be good. If you do it too much; you could end up in the big house.For real!!! |
|
Muledancer
|
above posters are correct, plus the bounced check report will be on file in the central system. This can cause you to get higher rates on your credit cards, credit denial, inability to open a checking account at another bank, etc.. |
|
hunter2
 |
this is a crime. It's called passing bad money. Call the friend and tell them you were mistaken, you had forgotten that you'd just lent your mom, brother someone $200. Now that check is no good. Otherwise their account will be charged $20 for the returned item and you'll rack up some fees in your account. |
|
milton b
 |
you eventually go to jail |
|
Pianojazzman
 |
The check will bounce, and you will have to cover the ammount of the check PLUS a fee (fine)... And if you do this several times, you can get in legal trouble... |
|
R♥bin
 |
it will bounce, the bank will charge you a fee, and the check will get sent back to her and have a statement that funds were insufficient, she may have to pay a fee at her bank. |
|
Raymond K OFFICIAL
|
The bank makes money. |
|
BOOTS!
|
If its a personal check to a friend the bank will not chas it till there are funds. |
|
SRe07
|
Well, assuming that you friend cashes the check, it will go through the bank back to your bank, which there will be no funds at, and it will be sent back to your friend's bank. Sometimes the bank will try to run i through twice. You will get charged with an "overdraft" charge along with the amount of the check on any checks that may go through when there are no funds available. |
|
bonnie
|
you have written a bad check, some stores have an up dated system an will refuse other will contact you if it bounces, make sure you pick up the check an or get the money in your account they will take LEGAL ACTION AGAINST YOU |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
17 | 36 minutes(s) ago
| | | |
18 | 45 minutes(s) ago
| | | |
19 | 2 hour(s) ago
| | | |
18 | 4 hour(s) ago
| | | |
18 | 9 hour(s) ago
| | | |
18 | 10 hour(s) ago
| | | |
18 | 1 day(s) ago
| | | |
1 | 6 day(s) ago
| | | |
16 | 1 week(s) ago
| | | |
16 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
