 I received a cashier ck as escrow payment to be forwrded to a walter brooker @yahoo.com.is this a fraud? |
i received a cashiers ck via dhl from canada.i am supposed to cash and forward minus 10%.i am concerned this may be a money laundering scheme.the funds were directed to me via
walter brooker@... |
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 I need at least $300 very quickly. I've never had a credit card. Can I do it this way?? |
| Ok, I'm 24 years old. I've never had a credit card, by choice. I've been trying to keep my debt down so that when I'm married and start a family we won't be drowning in ... |
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 Help! SERIOUS QUESTION click NOW!? |
the day started out like this
i was bored and went to my fav game site World-Warcraft
i went to the Chat forums
i saw a thread called "FREE CREDIT CARDS!"
i went to go ... |
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 Credit Score went down why? |
| This is so confusing. Equifax and Transunion went up but experian dropped ten points. I have no idea why. Looks like everything has been reported the same pretty much. any ideas?... |
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 Can a bill collector call your home and give personal credit information to your babysitter? |
Additional Details
I bought a car for my daughter, she didn't make the payments and I can't, so I voluntarily returned the car. The car company who bought the car from the ... |
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 What happens if you don't pay your credit card bills? |
| what can a card company do to you.I want everyone to know that I am not trying to get out of paying my bills but my house payment is more important and my work has went down and I have 3 ... |
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 Will paying off my car loan 2 years early really help my credit? |
| My credit is Poor and I am going to payoff my car loan 2 years early will this finally help me with my credit issues? how much will this affect my credit score?... |
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 Am I better off closing old credit card accounts? |
| I go for credit cards that give deals (0% balance transfer, points or cash back etc). When the deal ends I stop using the card. Should I close them or leave them? If I close them should I close them ... |
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 If i paid off a debt and received a receipt marked paid in full can they then ask for more money? |
| paid off past due oil bill in full they are now trying to tell me that i owe them for a sheriffs fee, that incurred on the day i paid the balance off on the ... |
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 Can you go to jail for not paying your credit cards? |
| i have 7 credit cards all maxed out.i have no job no property and no car. wat can happen to me. can i go to jail?... |
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 What checks are used on a basic savings account ? |
| Hi everyone, i have recently been turned down by natwest and barclays for a basic bank account , i am not bankrupt but do have bad credit history. i have been given a cheque and need to cash it, i ... |
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 What does it mean if a credit card is declined? |
| i have my dad credit card, i dont know if I have done anything wrong to decline it i am sacred to tell him.... |
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 How can people protect themselves from banks and companies ruining their credit? |
| there must be laws against banks and companies taking people's money through high interest rates, overdraft fees, and other bank fees. Companies are designed to rip people off and the public ... |
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 Has anyone gotten there stimulus paper check earlier than the date that is posted on Wheres My Stimulus Paymen |
| I got my second notice and it says I should expect my rebate by the 16th, but online it says it will be mailed on the 16th.... |
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 How does it affect your credit report? |
| i have a credit card which is 31% interest(i didn't really pay attention when i got the card) i have a balance but want to close the account so as the balance goes down the temptation of ... |
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 I can not afford to payback the loan. What about my wife? |
| I have got monthly loan repayments and mobile phone bills that i can not afford to pay back each month. The loan is on my name and account. My wife and me have separate financial accounts.The house ... |
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QNA | When you apply for a credit card online...? |
... after you submit the application and the screen says "your application has been approved"... would it still be possible for the card issuer to review your application again and eventually decide not to open an account for you?
(My sister and I are having a disagreement about this, so please help us settle the issue. :) THANKS!) |
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Deliah
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They can review you account at anytime and reduce the limit or decide to cancel the account.
But the initial approval means the card will be issued from that initial application. |
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H. A
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No, I would hesitate to think that they went to the expense of the web page and site for you to complete an application without the intent to obtain new business. Once you are approved your should be approved; however, some time they don't specify an amount of the credit line, even though you requested one for $5,000.00 or that they were advertising credit lines up to $20,000.00. You could end up getting only $300.00 as that generally is the smallest amount offered by most credit card issuers. The issuing company can reduce, increase or cancel your card at anytime as it is their right, and you do not have to have been late or over the limit or anything. They can just cancel it because they don't like you anymore. Generally, they wouldn't unless they pulled a routine credit check on you which they have the continuing right to do, and find that you are in a stressed credit position with several other creditors. They may take the position that they don't want to be next and cancel the card and/ or freeze it from further use temporarily. Who won? |
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Tomk
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PJ is correct. The issuer of the card can revoke the card at any time.......even before you get it in the mail. They base these decisions on credit reports that they receive. If you get approved on line, then two days later you file for bankruptcy, you can be sure the card company will cancel that card before it ever reaches your mail box.
Same thing can happen if someone else reports you for serious late payments. I've had cc companies reduce my credit line from $5,000 down to $1,000 instantly because of past due credits. One just canceled a card once. I went to use it, and it was denied. When I called, they said "You defaulted on some other company's cards, so we decided you were a bad risk and canceled your credit. |
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mister ed
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pj is right again |
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Andie
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When you get an approval, you're ok. But ask if the credit card company has record of your application, they certain do.
The system already calcuted the number and made the decision without any human being touching it. I used to work as a credit analyst back in the day when you entered the information, the system would give you a score. This score will determine whether you're approve or not. The credit analyst will review it and determine what credit line you're approved for.
They will give you a card, don't worry. I don't know how much they'll give you depends on other factors. |
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ignacio b
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when u get to the last screen ur done n yes u got it good luck with ur spending habit |
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Alex
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No. I don't think so. Once you're approved, then you are approved. However, sometimes, it takes a while for them to send out the new card. |
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Jack
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once you're approved, you're approved. |
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bostonianinmo
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Probably not. The system checks your credit rating when you submit the application on-line and most of them can do approvals in seconds. If you meet their minimum criteria then approval is basically instantaneous. |
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mdwright48
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as long as everything you put down on the application was honest and you made what you said you did and have enough to cover the bill each month i see no problem, we have got them this way quite a few times never had any problems with it, i also have heard of them turning some down because the person lied about their income, they go over almost everything before they will issure you a card, hope it goes ok for you, mike |
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sdavila42
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Nromally if you apply online for a credit card they state they will send you a confirmation. Depending upon the type of card you are applying for they may very well approve then. the system has a procedure that runs your credit and can approve you. I would wait though to actually get the card in the mail as you never know what may happen. Be careful of the terms! They can be sneaky. |
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