 Credit counseling and/or debt management companies? |
| Does anybody have experience with dealing with them? How do they work and can debt that has been charged off be negotiated? Thanks!... |
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 ATM Withdrawal with my Capital One Credit Card? |
| I recently recieved, and activated, my Capital One Platinum Visa credit card. One quick question I had, for anybody who knows, if I were to go to my bank's local drive-thru ATM, would I be able ... |
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 Where can I get my credit report for free? |
| I see these places on TV that advertise to get your credit report for free but every one I have been to once I have filled out all of the info suddenly they are asking for a credit card # to pay for ... |
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 Why people are just dying to have an excellent credit score?what is there benefit from all that? |
what can an excellent credit score do for me?
i know i sounds picky...but i need to know....thank you so much for your time guys..... |
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 Ive had a really bad month and dont have the money to pay my rent...? |
in my lease if i dont pay by the tenth they start the eviction process... short of robbing a bank what can i do to keep my apartment i have nowhere else to go
Additional Details
wow some ... |
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 Credit card suing me? |
i just got the letter from there lawer..to go to the court next month(i live in Florida) i owe them $ 900..
What i sould do..can i call them to settle this or i have to settle this in court?
... |
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 What does it mean when it says " charge off account" on your credit report? |
| I was looking up my credit report and under a credit card it says the account was charged off.... what does that mean??... |
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 Credit Question? |
| I recently turned 20 and have been living on my own for the past year. I currently carry around $5,000 in credit card debt on 3 cards. I'm having a bout of bad luck as I lost my job about 2 ... |
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 Can i sue someone for my down payment if they got my car repossessed, and they were a co-signer? |
Additional Details
I was out of work and the cosigner told the dealer they were going to make the payment for that month and they didnt...I didnt hurt anyone's credit because it ... |
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 A question about depositing money in the bank? |
okay i have a bank account at chase bank
if i want to deposit 100$ cash can i do it at an atm machine, ordo i have to do it inside the bank??
and how long will it take before i can ... |
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 How to get my money back? |
| i joined the bally total fitness with a friend like a couple months ago. he doesn't have a bank account so i co-sign for him. the total amount of his and my member ship is $4068. couple months ... |
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| Defaulting on a car loan? |
| I have a car loan that i am struggling to pay and am considering Cancelling the Direct debit. i have checked all other options and this seems to be the only way to free up some spare cash. the loan ... |
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 How can I improve my credit score quickly? |
I have a 479 credit score. It sucks. I can't do anything I want with my life to really improve a lot of things. How can I improve this quickly?
Additional Details
Oh, I am 26 yrs. ... |
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John B 2 | When you buy items over the phone and pay with your credit/debit card....? |
....the person/company that takes your card details,do they keep the details of your card on their files/computers or are they obliged to delete/destroy your details after the items have been bought? |
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missfickle
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yes, they do have a record of what your bank info is in case something goes wrong with a transaction. for example returned due to reasons like non-sufficient funds, acct frozen, unable to locate...this way they can research it and figure out what happened. If the acct info was entered wrong, or if you gave them the worng info, or bank error. It is really in your best interest. And remember: every time you use credit or debit in a store, online, etc: somewhere within that company they have your info. I do not know how long they keep it-but they keep it. |
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adam
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All companies keep your details it is automatically put through their database. TK Maxx have recently had their computer hacked into and people are at risk of their cards beings used. It was in the UK papers yesterday March 30th. |
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Mike M.
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Every time you use your card, there is a chance of the number being stolen and used. This is true more now than ever before. Few merchant's look at the signature strip and compare it to the credit slip. Used to be you had to have picture ID if your signature wasn't perfect. If the charge is under $20 you don't even have to sign anymore. Don't worry about the companies using your information fraudulently. They would be too easy to catch and prosecute. It's the hackers, people intercepting your phone calls, cell phone or wireless home phone, (I could listen into your land line phone over the copper wires without your knowledge) the person typing in your number.
If someone wants your information....they will get it.
Citi bank used to offer an option of using cyber-numbers, a "fake" number used for Internet purchases only once and tied to you credit card number only in Citi banks computers.
Take comfort in knowing that you are only responsible for $50 max. (usually not that in an obvious fraud case) as long as you report it as soon as you get your statement. Read your statement every month and question any purchase (no matter how small) that you don't remember. Start keeping sales receipts to help. |
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Sammy&Pete
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Your credit card info is definitly still with the company...companies need this info on record in case of disputes --- However, if the company is Sarbaines Oxley compliant (More and more companies are...especially if they are public) it means that ONLY specific people in the company have access to your info (Generally people in credit). At my company the #'s are encripted as soon as they are entered so even the Salesrep cant see it after its entered. |
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Still reading
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They keep the information, just as the grocery store and the restaurant and everybody else would have to. Generally, catalogue companies take extraordinary measures to ensure that employees cannot commit fraud using your card. |
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charles d
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yes it depends on the company I order through price drop TV and they keep the card details as I may order Agana |
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tonip1963
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Different companies operate in different ways. I always ask before I give my card information. I don't want someone to have access to my card info and scam me. Some will save it however. So, if you feel uncomfortable with this just order from somewhere else. |
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kj
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All the company's I've deal with do not keep that info. I know because I've had to go back to a few of them to order something else, or make a return or something. And when I say just use the card I used before, they always say they don't have it anymore. Apparently, once it is authorized for payment, that info is lost to them. This is good. |
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Puma Academy
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they usually enter them straight into the machine or computer. |
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