 If a dept agency traces me after 10 years do i still have to pay that dept. if so could i pay part of it? |
| i had a dept with a bank over 10 years ago and a dept collectors agency have recently traced me. do i have to pay the dept. i have never spoken to the bank about the dept and i had forgotten all ... |
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 How can I get or build my credit? |
I'm 18. I have a checkings and savings account at Wells Fargo.
I want to build my credit. I worked full time this past summer at an amusement park and now since I'm a full time college ... |
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 If a wife signed a form without husbands knowledge is this classed as fraud? |
| a wife signed a form to remortgage their house without husband eing aware,... |
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 Should I make this purchase? |
| I've just finally established enough credit and now have a credit card...Should I make any purchases like furnishings or go for something of lesser price?... |
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 Is your ATM pin number on your card? |
| Paypal asked me for my ATM pin #. Is the pin # on my card?... |
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 Advice about being ripped off by a bank? |
| My wife is being ripped off by Nationwide Bank. About a year ago she needed to use her overdraft facility which she had used on many occasions prior to this. She went about £20 overdrawn. The bank ... |
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 How can I repair my credit? I had some health problems in 1999, lost job so got behind on my credit card bills |
| I had alot of health problems in late 1999 and it caused me to be unable to work for some time. As a result I was unable to keep my bills current. At the time I was only 19 years old. I didn't ... |
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 Old Credit Card Debt? |
| I recently received a letter from the court requesting that I pay my outstanding credit card debt from a few years ago. A couple of days later, I received a call from a Lawyer demanding that I pay ... |
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 Debt consolidation? |
| I have many credit cards and bills I can't keep track of them all. Are there any companies I can call that would lower my payments and combine them all into one payment? Are they free because I ... |
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 Is there an easier way for me to pay off my credit card debt? |
| ok, I'm only 20 by the way, but I did have 8 cards before I canceled 1 not too long ago, the limits start from $300 and go up to $1700 at my highest and I only bring in $650 a month for now, I�... |
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 How can i fix my credit? |
| ok one day i whent to my bank and tried to get a credit card and i just graduated from high school well they wouldnt let me because they said i had bad credit well i was thinking well i have never ... |
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 1. I'm trying to fix my credit.I'm making car payments on my vehicle but it is under my sisters name.? |
| I still owe about $9,000.00 on it.what can I do to get credit for making my ontime payments.? My credit score is low and I want to build it ... |
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Jigglypuff | When you use your credit card at buying, what happens? |
Well, i'm new to having credit cards.
I just wanna know what happens. Does this make my credit history good or what?
Thanks,
Cloud |
 |
 
Chris
 |
When you pay the credit card company in full after buying those things that helps your credit score. If you are carrying a balance paying on time helps a lot. Keeping your credit card balance (during the month before you pay it all off) to less than 30% of your limit will also help. The buying is important but the score comes from paying. |
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swendall
|
Buying things with your credit card does not give you good credit. Paying your bills on time is what gives you good credit. |
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hopetohelpyou
 |
As long as you stay in good standing with your credit card, paying it off each month or never being late on a payment, yes it will help you on your credit history. It's a good start for needing good credit for future loans you may need. |
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purple_lily76
 |
Yes, having your first credit card will help you establish good credit. Just make sure you make your minimum payments on time, and you are on your way to building your good credit. Good luck! |
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LOOK OUT!
|
paying it back every month gives you good credit. |
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RU4REAL?
 |
You quickly run it up to the Max, and then spend the rest of your natural life paying back millions of dollars of interest on what was originally a $500 credit limit, slowly becoming depressed and suicidal, and finally dying from slipping on a wet staircase you were walking up after getting your latest credit card bill and seeing with distraction and surprise that the interest rates have gone up 800% because of a late payment on last month's statement...
Strangely...only credit card company CEO's dressed in black with dark sunglasses show up at your funeral...shedding one barely noticeable tear from their nose... |
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Dzo
|
Hi,
Yes, it will go a long way in building your credit score. Check out http://creditcard.creditoverseer.info for some useful info and tips on managing credit cards. Good luck! |
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I wipe my own @$$
 |
You get a bill in the mail at the end of the month, you pay it. If you don't pay the charges in full you get charged interest. As long as you don't go over your credit limit, and you pay the bill every month, your credit will improve!! |
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T C
|
paying your debts on time makes your credit good. Also, your income level. More people have credit cards than cash (money). So the credit score is tied to credit card purchases. If you want to build your credit score. 1 use the card like a check, you get a full month to pay it off. 2 use it for necessity, not convenience, (if you don't have the money, don't buy it). 3 Open a checking and savings account. Checking at one bank, Savings at another. 4 Pay all your utility bills and loan payments on time, late is worse than not paying. (if you don't pay, the company can sue you), if you are late, they will charge you penalties, and give a bad credit report. |
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soulguy85
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It will improve your credit history as long as you always pay off the full amount monthly and are on time with your payments. |
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chids
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When you use your credit card for buying things,you are given an interest free period of upto fifty days to pay the bill amount by your bank . The bank pays your bill to the shopkeeper immeadiately but at a discount which forms the income to the bank. If you maintain paying your credit card dues in time. your creditworthiness will be rated high by your bank and will announce rewards for the same from time to time. |
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