 What credit card company's do offers on 0% interest rate for 6 months or more? |
Additional Details
I mean 0% interest on APR.
Im not botherd about balance tranfers or purshases !... |
|
 Credit problems? |
| Does any1 know of any sites or information on how to best clear credit card debts quickly and efficicently. My girlfriend gets a bit trigger happy with the things and i think its time to get them ... |
|
 What do you have to have to be eligible for a American Express Platinum Card? |
Can you just be an average person or do you have to have a high paying job?
Also, what is the big fuss about the American Express Platinum Card?
Additional Details
kristabe, I ... |
|
 Do debt collectors really call you at home at 3:30 am? |
| My boyfriend is telling me that the private/blocked # calls on his phone at times like 3:43 am, etc. are from a collection agency trying to collect a debt. Is this true or am I being duped??... |
|
 Whats the best Credit Card? |
| I was wondering what credit cards people thing are the best?... |
|
 My friend's 'boyfriend' applied for a credit card in her name. consequences of shopping to police? |
| He has gone up to 500pd limit, in four months since opened, gone over limit twice by a few pounds, missed one payment and late on another. How would this affect her credit record? Finally persuaded ... |
|
 Can you cancel a credit card as soon as you get it?? and will you have to pay any fees if you don't use it? |
Additional Details
it says that there is no annual fee... then it says right beside it that there is a "$50 minimum finance charge"... what does that mean?... |
|
 I have a bad credit rating and I am in dire need of a loan? |
| I find myself in dispair and in need of a loan to save myself and my small business from complete ruin. I was turned down by my local bank, due to my credit rating and have no where else to turn, ... |
|
 PayDay Loans have buried me.? |
| Ok, so I was very dumb to start taking these loans in the first place. The first one was ok, it was through a reputable company, and for a $500 loan, I ended up paying $600. Not bad. But then I ... |
|
 If i give my credit card info over the phone can the other person do anything other than reserve the room? |
| I just reserved a room with my credit card-3 days ago-however we i called tonight to ask a question the employee didn't have any record of my reservation. I am quite bothered by this because the ... |
|
 I need $10,000 who can help me? |
| I need the money by the end of the week. Please no scammers. I'm tired of people trying to get me to pay transfer fees, insurance fees, and non collateral fees. I need someone who is not going ... |
|
 How to get a loan with bad credit? |
| has anyone gotten a loan with bad credit? i'm talking credit scoore worse then 520? how do you get accepted? who do you go through? please help?... |
|
 Where could i apply for a credit card at for 16 year olds? |
| i am only 16 it is hard to get a job so thought that i could apply for a credit ... |
|
 What happens if you buy a flatscreen on payments and never pay? |
it just ruins your credit?
Additional Details
who comes after who?... |
|
|  |
HANS LAXMAN RAJ | Where can I apply for a Loan??? |
I would like to apply for a small loan (no more than £500).
Can anyone recommend good sources with a not so huge APR???
Thanks Friends |
 |
 
Harry Callaghan
|
For that amount, rather than a loan, try and get whatever it is you need on a 0% interest credit card. Just make sure you can pay it off before the interest free period expires.
Loans for very small amounts usually cost a lot because there will be a minimum admin overhead that the loan company needs to cover. |
|
Little Mac
|
Some people think that it does not cost the bank to process a loan. I worked in banking for several years and I processed several loans. It DOES cost to process loans. You have the employees time, paper, cost of putting it on the system, (cost more if you have an outside source processing the paperwork) printing of payment book and time and expense of late notices and telephone calls. So most banks anymore will not make loans as small as $500.00. They will push you towards applying for a credit card and using it. Most bank credit cards have a rate of from 9.99 on up now. Ask if the bank has any specials running, such as 2.99% up to 5.99 % for new card holders. If you get the card and you have a checking account with that bank, ask the employee about "overdraft protection or constant credit". This will save you lots of money if your checking should become overdrawm. There is a fee of from $2 ti $10.00 for the transfer from credit card, but that is still way cheaper than $25 or $30 per check if you are overdrawn. Also some banks, offer a overdraft protection from your savings account, if you have a savings account. The commom person would not know all these things. Check with a banking friend before doing anything and find out what options you may have. You will find yourself saving quite a bit of money. Hope this helps and explains. |
|
j_emmans
 |
One important thing about a loan is where are the banks money being invested in. I have a ethical bank called the Co-op bank and I may not get the best APR but at least I know the bank is not involved in war, rouge states, unethical companies or companies that are harming the environment for profits.
Go to www.smile.co.uk |
|
Ollie
 |
Hi,try putting a search in yahoo i looked theres loans however the APR is very high.Maybe if you go for £1,000 you will get abetter deal.Good Luck |
|
Elizabeth Dreams
 |
the bank of mom and dad is where my children go,and they swear by it. no interest, no penalties for late or none payment, open all hours and will lend monies on the most trite of their fancies including Chinese, fish and chips cinema tickets... i could go on but, failing that try any other close family member. |
|
Natural Wellness
|
Go credit card. If you can a line of credit is even better. Use something you own as collaterial.
Then go here and start becoming financially free!
http://annettes.lifetimewealthandwellness.com |
|
Palomino
|
Try
http://www.zopa.com/ZopaWeb/
Zopa are not a bank they are people like me and you who either have money to save or to borrow, as long as you have a good credit history it won't be a problem and the best thing is that the people who put up the money (savers) get the return from your borrowing not a Bank!!!! |
|
the secret fan and aikidoist
 |
what kind of loan are you looking for? Personal?
my first bit of advice is check interest rates with credit cards and banks and when you talk to people don't let them pull your credit report until you have done your homework. The more inquiries you have on your credit report the more it will hurt you.
also The interest rate will depend upon your score with the three major credit reporting agencies.
Here are some tips for you before you start looking.
know your credit score
you can get a free copy frm each agency
www.experian.com. www.transunion.com,
I can't remember the third one, but find out this information first.
If you score is in the 500's you interest rate is going to be higher. if your score is in the 600's than your interest rate will be better.
If you dnt want to research your score here is an easier way to determine your credit score
do you pay your bills on time?
how much do you owe creditors?
do you have any collections, bankrupticies, repos?
if you have a good re payment history and no collections, repos or b.k then try a bank like Washington Mutual or Wachovia.
If you have some collection try capitol one |
|
<ironballs>
|
halifax....lyods tsb...do`t go for barclys or hsbc...;) |
|
Jessica R
|
I have the best answer for your question "Where can I apply for a Loan???". Please click the link below to check my answer: |
|
Jessica R
|
I have the best answer for your question "Where can I apply for a Loan???". Please click the link below to check my answer: |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 38 minutes(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
12 | 4 hour(s) ago
| | | |
12 | 9 hour(s) ago
| | | |
12 | 10 hour(s) ago
| | | |
12 | 2 day(s) ago
| | | |
5 | 3 day(s) ago
| | | |
12 | 2 week(s) ago
| | | |
12 | 2 month(s) ago
| | | |
12 | 6 month(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
