 Reasons why to use cash instead of credit cards? |
| I have to write perswasive essay on why to use cash instead of credit cards. Please help and give me some ideas.... |
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 I need help , I'm bankrupt!!!? |
| Ok I made a series of financial blunders. I earn around 30k, but I owe about $150k in student loans and a $50k mortgage, how do I get out of this jam?It seems at the end of the month I have nothing ... |
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 Why is there so much debt about these days? |
Yes it would be nice to have a £35 grand bmw stood on my drive. But I cant afford one so I do without. Why does everyone seem to live beyond there means these days?
Additional Details
FI... |
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 A question about a credit card payment? |
| I carry 1 Visa, which right now has about a $350 balance on it. I only make the minimum $10 a month payment on it, but it seems like the balance never goes down? I thought that you could continually ... |
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 Are prepaid Credit Cards a good way to begin to establish credit? |
| My friend has almost no credit history and was wondering where to begin.... |
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 Credit score? |
| I just got my credit card about a 2 months ago, im 18 and dont EVER want to make a mistake . my max is $500 and ive been told that keeping it at half is good and not like use up most of it. well i ... |
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 How do i pay off my debt? |
| I have about 3000 in credit card debt (very high interest rates!) , and 8000 in car payments. What can i do? I hear loan consildation thrown around but i dont understand that. What are other ... |
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 If someone is refused credit for a credit card, and applies for credit for a laptop (on 0% finance for a year) |
Is it likely they will get refused again for that? I mean, will it definitely happen?
Has anyone been refused credit for one thing then accepted for another soon after that?... |
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 Can you purchase a car with a credit card? |
| This may seem like a stupid question but I have a credit card with a 3.99% interest rate and I want to purchase a car with this card. My limit is very high. Does anyone know if this is possible?... |
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 Hi. Looking for a car loan. Bad credit history.? |
I have been offered a loan for £5800, and over four years i will be paying back over £12000! (Accept car credit)
Does anyone know of anywhere else?
Additional Details
Sorry, i ... |
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 I have contact to the person who fraudulently used my credit card, how do i approach them about it? |
| i recently bought some items at a church event and the woman took my credit card to swipe it and later asked me to include my telephone # on the recipet, well my credit card statement has a charge ... |
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 Where can I get a $5000.00 loan with bruised credit without using tradtional lenders? |
| I am in need of $5000.00 from an individual. I am do money from a previous employer in 60-90 days but need the money immediatley. Will gladly pay a very high rate of intrest to get this ... |
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 How do I pay off my credit card? I work full time and just cant get ahead..? |
| I need to pay off my credit card and I have tried not using them.. paying on time.. etc. etc. I dont want to take out a loan to pay them off bc Im trying to save up for a car. I work full time, and ... |
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 I have no credit! Where can I get a credit card? |
| I have tried numerous times to apply for a credit card with no success. They tell me that I have insufficient credit. Can you please help. Does anyone know where I can apply to obtain a credit card. T... |
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 Is refinancing the best answer? |
| Here's the story: Me and my fiance cosigned a house for my mom and a house for my uncle. Mom's house is $700,000 and uncle's is $800,000 for a combined total of $1.5 million in real ... |
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 Can i get any help with flight costs as member of family has died? |
| Hi i was wondering if anyone could offer me some advice. My father in law died the other day and he lives in Canada.My wife and i, along with my son have got to go to his funeral, only problem is, ... |
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 Is this a scam? |
Hello ,
Thanks for your response,am ok with the price and the conditions..I would have love to come and look at it its just that time wont permit me cos am a very busy person..I will be ... |
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Nicole S | Where can I get a FREE CREDIT SCORE? every place I find, signs u up for a month trial or charges.? |
every place I have found charges for a months trial or makes you pay. I thought it was obligated by law to give you your free credit score. |
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echo
 |
There is no place to get a free "score".
You can get your free "reports" from www.annualcreditreport.com, which is the "only" true government site to get your free reports. The government even states all other sites are scam sites.
But, back to your question, you have to pay to get scores. Do not use any other site but myfico for your scores. Any other place that claims to give you your scores will not be giving you your true scores. Even the credit bureau scores themselves are not true scores.
If you do not want to pay for scores, but want to get a free estimate of what your scores may be, go to myfico and do the score simulator that they have. Even though the results will not be true scores, as long as you are honest in your answers, the results should be fairly close. |
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limgrn@sbcglobal.net
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No.. it is only required they give you a credit report. The report details your history and obligations, but does not have to include your score. |
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Lori W
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Go to annualcreditreport.com! |
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skydiver
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If you have your credit pulled transunion or any of the others will send you a free copy6. Call the 3 national credit reporting organizations immediately to place a fraud alert on your name and also callNow, here are the numbers you always need to contact about your wallet, etc., has been stolen: 1.) Equifax: 1-800-525-6285 2.) Experian (formerly TRW): 1-888-397-3742 3.) Trans Union: 1-800-680-7289 4.) |
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Teryn R
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All places offer them as free but it does require enrolling or signing up for something. The best you can do is enroll and then tomorrow call and cancel after you get a copy of the report. Or you can contact one of the 3 agencies directly. TransUnion, Equafax and Experian. |
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Sandi A
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You can get a free report from each of the different reporting bureaus, most times instantly. Go to www.experian.com, transunion and can't remember the name of the other one, but you should be able to get it from the site you were just at. |
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god knows and sees else Yahoo
 |
www.annualcreditreport.com
FREE!
There are 3 companies, by Federal law you are entitled to 1 per company per year, so you ask for 1 in January, 1 in June and 1 in November, that way you get to see if anyone is stealing your identity. There is no fee do not get fooled by the web site asking you if you want this or that for another $15.95. Take your time, its instaneous to the screen or by mail. |
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notaclue
 |
If you find an answer to this please post it for the rest of us 300 million wishful thinkers.
Just another part of the "fair Credit Reporting Act"! |
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Jack G
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annualcreditreport.com
Everyone is sntitled one free credit yearly from each of the three agencies.
You can also go online to get those three addresses and request
them through the USPS. |
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jesieak
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Go to www.freecreditreport.com They will give you your report free once a year. I believe I got my score with out paying anything. There are things that you can sign up for through them also although just decline them. You will have to enter some information about yourself to get the report though. |
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sunflower13pink
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They shouldn't charge you for the month trial. I did one through experian, i think it was...anyways, I downloaded my credit report and cancelled the membership the same day, no problems and no money out of my pocket. |
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newyorkgal71
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http://www.suzeorman.com/igsbase/igstemplate.cfm?SRC=MD012&SRCN=aoedetails&GnavID=20&SnavID=20&TnavID=&AreasofExpertiseID=154 |
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Stumpy
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Here's the catch. By law they are obligated to provide you a copy of your credit report from the 3 major bureaus once annually so that you can review them and make sure they are accurate.
In order to actually obtain your score you must sign up for the service. It sounds ridiculous and it is, but that is how the fair credit reporting act was written.
For the bureacracy, by the bureacracy. |
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