 Is there any way to stop collection agents from calling me? |
| Or do I have to just pay them to get them to stop harassing me? I had a debt go to collections many years ago and they are still bothering me.... |
|
 Need a bad credit loan. My credit score is 643. No payday loans pls. Need 3000 soon or more for debt con.? |
| Applied with citi, cap one,AmOne no luck only finding payday loans on the internet or pay up front places. Need your all help to find a good lender. THANKS.... |
|
 I know how to reclaim all your unfair bank charges from the bank? |
Want to know how,
Has anyone else had success and if so how much, I got £2200 back in charges over a 6 year period.
Additional Details
well guys, see sarah lou's answer ... |
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 I need your help with a credit card question? |
| I hear a lot about credit line and really have not found what i want. When a person is issued something like an $800 credit line, what does it mean? It is the maximum credit you are given, but does ... |
|
 Can I file bankruptcy if I don't own a home? |
| I am overwheled with bills and I have several bill collectors calling me all the time. I pay a high amount in child support each month and I have gotten so far behind I can't even think about ... |
|
 Is there a difference between credit cards and debit cards? |
| I want to purchase something online and all i have is a debit card. So i was just wondering if there is a difference. If i were to fill in the particulars of my debit card when they ask for the ... |
|
 How can I get a credit card with rewards when I have bad credit? |
| Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much ... |
|
 How the crap can a young person with no credit build credit if they are always denied credit? |
| I am 22 years old with no credit history. I want to try and start building credit, but everyone denies me. Where do I begin?... |
|
 I owe more than 50,000. Help, i'm in the deepest hole ever.? |
| I owe more than 50,000. and my husband doesn't know about it. How can I lower my debt? He's planning on "us" borrowing money, but who will lend us the money since I owe tooooo ... |
|
 After registering a capital one credit card how long until it can be used? |
| i have a credit card and i have activated it, but ive tried using it and its being declined. how long will i have to wait until it works?... |
|
 Do you have to be 18 to use a credit card? |
Im not 18 yet but my parents gave me a credit with my name on it but it is under her account. Will i be able to use it since when i show my driver license it shows that im not 18
Additional D... |
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 In your opinion, what are the characteristics of a good credit card? |
be realistic...
what makes for a satisfying credit card? what is the most important thing to you: access to cash, good customer service, low rates, rewards programs, billing options?
... |
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 Do banks refund money if your card has been cloned? |
Additional Details
Can I just add for all those people who 'don't understand' how a card can be cloned. I went to use it today and it was refused, phoned the bank and ... |
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 I was arrested in Nigeria and I've got a bank account worth millions...? |
| Can you give me your bank routing number so I can sneak the money out? I'll give you a million for your troubles.... |
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S D | Where can I get a car loan with a credit rating of 490? |
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 |
 
yragcom
|
You CAN get a decent car loan, even with bad credit. I've done it, but you'll have to look around. That's one of the BIG mistakes people make...just taking the first offer that's given to them when they go to the dealer. Be smarter than that.
WARNING: DON'T GO TO BUY A CAR WITHOUT HAVING THE LOAN FIRST. The auto dealers will eat you alive and give you a crappy rate. Shop around with lenders who specialize in bad credit car loans. It's a better option, you don't have to take what they're offering if you don't want it, and it's better than dealing with the car dealer's people.
There are usually some nationally based car loan companies who specialize in bad credit car loans who advertise on the page linked below...
http://www.axalda.info/bad-credit-car-loans.html |
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dustkimk01
|
sure you can get a car loan with 25% interest
don't do it remember with the loan you have oil changes,gas,brakes,tires OTHER MAINTENANCE ON THE CAR
make sure you can pay for everything or you will loose the car |
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Bo-Dean
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www.bonnieclac.org/ |
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SG Elite
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With a credit rating of 490 are you serious about getting a car? Don't forget, you not only have to repay the loan but the car's maintenance as well. I suggest you re-think your thoughts. |
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SPIFIMAN1
|
There are several lenders that will loan money to someone with a 490 score. You will have to make a large down payment depending on what you are wanting to buy most likely anywhere from $1,500.00 to $3,000.00 and your interest rate will be whatever the state maximum is for your state.
These lenders are good and all report to all of the credit bureaus. After you have made 18-24 payments on time you should be able to refinance with another bank and lower your interest rate. You must prove that you will pay on time every month before another bank will look at giving you a loan.
You will ned to go to a dealership that has a Special Finance Department because none of these lenders will work direct with the public. Look in your Sunday newspaper and find one that advertises for Special Finance.
Good luck. |
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smartazboy7
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Mexico |
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indronil s
|
You will surely get one over here
http://creditcardbiz.blogspot.com |
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raspberryswirrrl
|
dont.
A Car is a liability - something you continuously pay money out on while it continuously reduces in value.
Buy something that will make you money from the day you own it instead.. like property or shares... then in 5 years time, buy a car with the extra you have earnt while maintaining your original investment plus some. |
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galdesigns
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We work with a partner that offers auto loans to all credit types.
My question to you is why do you need the car loan - just being noisy here. The reason i ask is that with a low credit score of 490, don't accumulate more debt, if you absolutely don't need to. If you have children and need a car to make a living - then you have no choice. If you just need a car so that you are not inconvienced by using a train or a bus... i would stick to the train or bus.
if you want to buy a house in the future or fix your credit, please make sure that you ABSOLUTELY don't get this car repossessed or miss car payments.
Just my 2 cents. |
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hendy h
 |
When you compare both the types of bad credit car loans, the secured bad credit car loan is more flexible as regards the terms and conditions. The unsecured is more rigid. Hence if you are certain about making regular payments, secured option is the best.
Find out a suitable lender who offers you loan on terms and conditions that are favorable for you. Spend time searching for the lenders both on the Internet as well as in the physical world. You are more likely to get a cheaper and better loan online. This can lower your total cost of the bad credit car loan.
Do not be taken in by the misleading ads released by the lenders. Their aim is to make the loan more alluring to the prospects. But it may not necessarily be true. Instead, find out for yourself the actual facts about the bad credit car loan.
Take into account the reputation of the lender, since it can have a big impact on your credit report. Pay off your loan installments on time to better your credit score. This will give you easy access to funds later on at lower rate of interest. |
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Dont_do_that
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Hi! Congrats!!!! that's a good score, lowest is 350, highest 850, so you are in the middle, go to your bank and request the credit loan for a car with less than 90,000 miles if higher than this you won't get the loan. The bank wants to make sure that if you can't pay the car they get it back and they can sell it easier, the guaranty of most cars expire after 100,000 miles. the other thing you can do is to go wherever you find the car you like with the last 2 of your check stabs and you might get a $5,000.00 dollars car maybe more, just make sure that the APR is lower than 10% because the dealer wants to sell they don't care about you, they get the credit for you no matter what but many times to a very high rate, sometimes above 19% which is very bad. Usually bank loans are lower than financial institutions. |
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