 When you buy with a credit card and you want to exchange/return it, do you need the credit card w/ you? |
| When you buy with a credit card and you want to exchange/return what you bought, do you need the credit card w/ you when you return it?... |
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 I need a loan of $40,000, I dont have any credit and I dont have a job what should do? |
| I am a college student, but I am not a U.S citizen--that’s the only reason why I don have any credit. An investment opportunity that has been revealed to me and I need to take advantage of it. I ... |
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 I need a loan, have bad credit but live in Georgia? |
| I live in Georgia and just moved from new york. Things are tight and i need a loan to repair my car. Problem is i have bad credit, i need a loan fast and im only 21yrs old. What do i do?... |
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 I had a credit card and stopped paying, what happens? |
| I had a credit card through Best Buy and missed payments and HSBC started calling everyday (which is normal). But I go so far behind that I couldn't make the payments any more. Then suddenly, ... |
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 Why do people say credit cards are evil? |
| They're not. People are the ones who put themselves into debt and I can say this because I got myself into debt, I paid it all off thankfully. But yeah credit cards aren't evil, we all know ... |
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 How can I get rid of my credit card debt? |
| I had a good job for a while and being stupid I charged my college tuition ($9,000) onto credit cards thinking I will pay it off within a few months. Its been more than a year an my credit card ... |
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 Why are bill collectors such jerks? |
| I hate collections calls. Is it really any skin off these people's teeth if I pay my bill or not? And what's with the rudeness and judgement, they don't know my financial situation. I ... |
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 Debit card = credit card? |
| so i have a debit card can i buy stuff online, cuz everything says enter ur credit card number, can i enter my debit card number?... |
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 Whats the difference beetween a mastercard and a visa card? |
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Additional Details
ive heard mastercard is worldwide and visa is not as much ... |
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 I saw a charge on my credit card that says "VIP Tune 6 CYP" and I can't figure out where it came from. |
My bank card company can't figure it out and it's for a charge of 29.99 which indicates a subscription or something..
Additional Details
anyone know a URL?... |
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 I'm thinking about getting a credit card, I have a job, in school, and 19 years old, any advice? |
| I don't have any bills to pay, except a cell phone bill. And I'm sure I'd be able to keep up with the bill, any advice on what to look out for and what company to go with?... |
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 Where can I get free a credit report? |
| I want to check my credit report for free and I don't want to put my credit card information. Does anyone know a good site?... |
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 Forgot to pay credit card, will pay first thing tomorrow. due by 12th. am i going to make it? |
| forgot to pay credit card bill. its due to be paid by 12th, if i pay first thing tomorrow morning will it clear in time do u think? is there anyway i can get extension/any one have any tips. dont ... |
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** LiSS ** <3 | Where can I get a credit card? |
I'm 18, and it will be my first credit card. Where can I get one? |
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worldpeace
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The best place will be www.fastcreditcardapprovals.com here you are able to compare all major credit cards side by side if you are a student still i would apply for a student card this cards have good rates for just starting credit.
http://www.fastcreditcardapprovals.com/ |
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traffic814
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you might want to get a student card or
you might want to go here to compare them, pick one that is right for u
http://www.bestcreditrates.net |
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deb
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A department store is a good place to start. |
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jenny_penny_06
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a bank or just go to capitalone.com and u can easily get one off of there. they will approve you and let you know what your limit is. then you will get it in the mail and you just have to call and get it activated! |
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Micho
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the credit card store duh |
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SDD
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At almost any bank. |
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BLUEJAY57
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apply on line to any credit company, mc,vista, capital one, bank ,sears, penneys |
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kasey
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You can get one from your bank, but you might want to try a department store like Target or Kohls or Macys.
I tried all those places but i got rejected because i just turned 18. I think Capitol One might be your best bet. I got one from them. |
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Mar
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There are many banks and lenders that have programs for younger folks and first time credit applicants...take your pick. BUT do your "homework" on credit cards very carefully and learn how to use credit responsibly, and look for one that has a good rate, look at terms and conditions, etc. |
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Micki
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Make sure you have a job first. Get a checking and savings account at a local credit union. THEN apply for a credit card at the same credit union. They will see your income and be able to help you out. Credit unions are much more user friendly than banks are plus their rates are a lot more reasonable.
Don't go crazy though! |
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sylvia t
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online. go to discover.com or visa.com or even americanexpress.com and apply |
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Nada M
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the bank |
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Hema
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Yes, go to your bank and take a number. |
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hayzee_haze
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capitol one send you stuff through mail but if you go to your bank you should be able to get a credit card too |
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Mike N
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Try capital one or Orchard bank, they have good cards for people with no, limited, or bad credit even.
or try a store card like walmart or something like that. |
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YYZ
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from a bank |
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M K
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Do not apply for multiple credit cards? If you apply for a credit card an inquiry is placed in your file. Too many will lower your score. Each credit inquiry will stay on your report for one year from the date of the inquiry. After six months of no credit inquires a person's credit score will begin to recover.
Since you have no credit you have two options.
1) Apply for a student card if you are a student. They have low fees or no fees and offer unsecured credit.
2) Get a card designed for people with no credit or bad credit. There are fees associated with these cards, but you have a chance to start building good credit at a young age. |
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yahoo!
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go online... get any cards that you can get cash back.
i would use this one.. it's great. After you graduated you'll have te same card but it wont say "for college students" it's a pretty good card. currently using it.
http://citi.bridgetrack.com/usc/Brann/CollegeDividend/visa/Step.htm?BTData=C021178786861735C544F4AB7A4A7ACA4959D9F80FAFBF8F3F4C2437F4A9&app=COLLEGE&sc=4C2CW2R7&m=90AG00000BW&langId=EN&siteId=CB&B=V&screenID=3007&ProspectID=B4BC1667BA2B43C2BBF9AEB3AF2C5155 |
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pilotwannabe81
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Well a large limit is nice to have when you have a family and you want a way to pay for unexpected costs. However someone who is just looking to start credit should start with a lower limit. Orchard Bank is a credit card company I used and they gave me a 500 dollar limit. The interest rate was not all that great, but I received it none the less. If you are just starting your credit, and you try to get a card that only people with established credit get, you will obviously be turned down. But remember that they HAVE to check your credit. And too many inquiries will hurt your credit score. Search for "no credit ok credit cards" and see what you come up with. After you obtain your new card, maintain a 25%-45% balance AT ALL TIMES. That is how the credit corporations (transunion, experian and equifax) like to see you using it. If it’s at 0 balance, they think you don’t use your credit, if at 100% they think you abuse your credit. A 25-45% balance shows that you are responsible with your credit and your score will go up faster. Meaning you can qualify for a better card faster. Get no more than 3 cards and maintain the balance. For your credit to go up the fastest, you need a minimum of 2 but no more than 3 revolving accounts. and remember, when ever you acquire new debt your score will drop for a few months so give it time to o back up before applying for another one. Sorry for the long answer but it is a very important topic that people don’t seem to take serious. I am a loan officer so I look at credit all day and have learned the tricks. Good luck and remember just because your not using cash doesn’t mean you won’t have to later! |
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Cheyenne S
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You can apply online - there are plenty of places, just do a simple search.
Or go to any mall store, Walmart or any such store and get an application from the service desk. |
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jacob
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at your bank |
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Kelli R
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capital one.. or your bank.. you can also google it |
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Stevie xo
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Capitol One, they give credit cards to ANYBODY. My boyfriend has not so good credit and they gave him one with a 5000 dollar limit.
You can apply online http://www.capitalone.com/ |
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just another teenage disaster
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u can get a 500 doller limit credit card from sears or target and u dont need any credit |
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