Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Credit
Finance Discussion Forum

 What's going to happen if you stop(or refuse) to pay your credit card debt of 6 grants???
Let's say you got 2 credit cards, on your 1st one you owe $1,000
nd on 2nd one you owe $5,000 and you refuse to pay your credit card debts off, what's going to happen then???...


 HOW CAN I MAKE MONEY online or somewhere else thats not a scam???
i want to buy a gibson angus sg guitar and runs for about 2,400 dollars, i need to make money to buy it but how? is there somewhere online thats not a scam? plz. help!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!...


 How did Paris Hilton get a credit card but normal everyday people cannot without a credit history?
How did Paris Hilton get a credit card when you need a credit history to get one?...


 I need a loan but was bankrupt but it has now finished, how do i get a loan when my bank said no.?
...


 How to send a personal check on Ebay?
Do you send the check after you won the bid or before?And do you send the check after you got the item or before?...


 What happens if we do not pay back unsecured bank loans?
...


 Is there a legal way to stop bill collecters from calling?
I Became unemployed in june and have fallen behind on my credit card bills. I had excellent credit until now. In that length of time my credit is destroyed and it is still impossible for me to catch ...


 Credit card advice for Dummies?!?
I'm thinkin about applying for a credit card, I've never had one before and don't have an overdraft or any other kind of debt. Thing is i'm planning to go travelling at the end of ...


 Dealing with an aggressive collection agent?
The last two years of my life have been extreamly difficult financially. I have worked my butt off sometimes 4 jobs 80+hours a week to avoid bankruptcy and pay back all my previous bills/debts. I ...


 How do you get bad credit?
give me some examples
Additional Details
is it true if you go over your half way mark for your credit card limit, its considered bad? I went over my half way limit, but I don't miss ...


 Can you use a Visa Credit Card the month it expires?
...


 Can Sears credit card garnish your wages if you owe them money?
My hubby was planning on paying them off with his tax return but we are getting calls about how they are sueing us and going to garnish are wages will they do that? up until 6 monthes ago we were ...


 My ex husband has been writting bad checks and giving me gifts from them. i had no idea, am i liable?
...


 How can I remove a default on my credit file?
I was recently refused a loan. Upon further investigation, I found that I have a default on my credit report from O2. My contract with O2 ended 3 years ago. The default was put on this year but I ...


 How can I convince my mom to let me have a credit card or something like that (I'm 13 years old)?
I'm 13 years old and I'm turning 14 years old in a few months and I'm going to get my working papers work a job. I know it sound crazy that I want a credit card, but I need it to buy ...


 How long does it take for a 10,000 check to clear?

Additional Details
I deposited the check in my Bank of America account, and the check was from Chase Bank....


 When A Couple is Married, Do They Take On Each Others' Debt?
I feel foolish for asking, but hypothetically, if I was x amount of dollars in debt due to college loans, will my new husband take on that debt? Will it reflect in his credit score or taxes? How ...


 How do i get a bank loan?
Ive just been to Spain for holiday and saw this closed down pub, its in a prime location next to all the English hotels, with two big palm trees growing outside the door, and would make a great ...


 Will this hurt or help my credit??
i currently have three credit cards. if i where to take the balance on these three credit cards and place them onto a new card that could hold the amount on all three of these and then close the ...


 I am 20 years old with no credit?
I have tried everything no one will approve me of a credit card, loan, nothing. I'm not in school so I can't take out a student loan. I've even tried applying for store credit cards ...



loudy_foudy
Where can I get a credit card?
What is the best company to go with for getting a credit card? I am going through a bankruptcy, so my choices are limited.

I am from Canada and was thinking about "Capital One".
                     
 




Claude
If you're currently going through a bankruptcy then you're not going to have much choice. What you're going to have to get is a secured credit card. This means that you put money into a bank account that you can't touch. The amount of money that's in the account is your credit limit.

There's a lot of good, non-biased information at the link below.

Bankruptcy sucks but you DO survive and if you've learned anything by it then you WILL have a better life when all is said and done. Good luck.


Mark W
Rating
Never get a CITI bank card. They block it every 48 hours to prevent fraud, then you must call them to get it reinstated, or wait until they call you at 8 am to ask you the previous 5 purchases that may have been made by yourself or your spouse. If you do not know the answers, card is shut off. Just as they discriminate against military personnel that must move often and will not allow them an active card unless they have proof of residence for the past year.


belle♥
Rating
i would suggest citibank rewards, american express and citibank dividend. these cards gave you rewards out of your purchases. all of them have no annual fee.

http://citi.bridgetrack.com/usc/MultiCard/default.htm?BTData=C021273716A61745D574D46B7A3A3ACAC9D9D9D84F0FDF8F3F4C2BA56D89&BT_TRF=251192&app=UNSOL&sc=4T3Z6GM5&m=7SOV000000W&langId=EN&siteId=CB&B=M&BT_VEN=1307&BT_PUB=58&BT_CAT=830&SOURCE=GOTO&KEYWORD=credit%252Bcard&ProspectID=C18B321C2CDB4EC4AB966200A8AD77BE&BT_TX=1

http://home.americanexpress.com/home/mt_personal.shtml


Elite female
Rating
From a bank read some credit tips on this site


mel
they are all the same bloodsucking moneylenders with high vigs.
Just like the mafia only somehow legal.
secure emplyment first then get a card that's convienient for you.


JB
Rating
Capital One does have a program where they will give you a credit limit of 300 and then if you are responsible with it they will raise your limit but I dint know if they will accept you with have a bankruptcy under your belt.


BarbieQ
Bank, or?


Real Georgian
Rating
Practical Tips on How to Get the Best Deals on Credit Cards
By: Stewart Smith


Colin
I don't think you have any choice if you're going through bankruptcy.


toolate
Rating
im not sure if canadians can get these but i have the Aspen by Mastercard they up ure limit real quick as long as u show good payment history, also try Orchard bank they have good cards too. they apply the fees to ure card right away but as long as u pay them the cards are great and u get good limits!!there are alot of 1st time fees so expect them but always check the annual fees u dont want high ones or more than one!


ariantcarl
Providian and First Premier Bank usually will give a credit card to anyone. however, just like with everything else, there is always a catch. i believe the fees are $40 a year if not a little more. Try searching for those sites online. you should be approved for at least one of the two. Good luck!!


goldwing
Rating
Many banks, including Capital One, offer secured Visa cards...you create a savings account, the account secures the card to the limit of the savings account. The card works just fine, will allow you to rent motel rooms, rental cars, etc....which you can then pay for in cash. But try to rent a car or a motel room without a credit card...debit cards are not accepted. Good luck


iloveicecream103
from a credit card company


dukalink6000
Not a bad choice, perhaps American Express Blue


dsmith68111
I got capital one while in bankruptcy. That is a good choice. I didn't mention the bankruptcy to them and they didn't ask. So keep that in mind while applying.


JUST ME
CAPITAL ONE WON'T ISSUE YOU A CARD IF YOU'RE GOING THROUGH A BANKRUPTCY UNLESS IT HAS BEEN DISCHARGED.

THE ONLY NON SECURED CARDS YOU CAN GET ARE THOSE THAT DON'T CHECK YOUR CREDIT, SUCH AS FIRST PREMIERE AND ORCHARDS. BUT THEY CHARGE HUNDREDS OF DOLLARS IN FEES. $99 APPLICATION FEE/$79 ANNUAL FEE/$10 MONTHLY MAINTENANCE FEE..... THAT'S OVER $300 IN THE FIRST YEAR! AND YOUR CREDIT LIMIT IS ONLY ABOUT $500.

http://badcredit.creditcard321.com/


lsturms@sbcglobal.net
Rating
I cant tell you what company to use but i can tell you that i live in the U.S and we just got done with bankruptcy and was told that you want to wait for a year before you try to get a credit card and when you get one it should be a secured one where you put your money on the card and that is what your limit will be unless you add more funds. Also was told to try and get a car within two yrs this will help your credit to raise and be in a good status.


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.014
Copyright (c) 2011 Financial Crisis Sunday, May 27, 2012 - Terms of use - Privacy Policy