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 Is it legal to refuse to give a refund when paying by credit card?
I gave a deposit for a trip on 1/9/07 for a trip in 7/07. I had to cancel within 2 weeks and they won't refund my deposit. They will apply it to another tip. I find this unacceptable. I would ...


 How to build great credit fast?
i have a credit card that i pay off every month but its only been like 4 months. and my brother says dont pay it off just make the minimum payments cuz its better for your credit that way. i always ...


 Does anyone know of any gas cards or credit cards that one can get if you have bad credit? Thanks in advance.?
...


 Credit cards?
hi i'm looking for a credit card that dosent require you to have an savings or checking account do you know of any that i can apply ...


 Can I get credit after being made bankrupt?
I am now discharged from being bankrupt but can I get credit? And if so, how much approx. will I get? Example: car on HP???...


 How can you get a home loan with no money down when you don't have good credit?
...


 Has anyone heard about a credit card company named"Juniper"?
I got an offer from Juniper through the mail, APR is 8.99%, no annual fee and plenty of other benefits. When I called it sounded very unprofessional and even the recording sounded home made. I felt ...


 Why would my credit score go down 15 points in a month, when nothing major has changed with my credit?
I'm not deliquent on anything. I have the same bills as before. I'm not sure what could have caused it to fall 15 points....


 I was a victim of identity theft i don't have a credit card so how do i get a credit check?
this all happend when i was under the age of 18 but i cant get a any credit and every time i try to do a credit check it tells me i need a creidt card i have never had any creidt cards i do however ...


 Bad Credit and No One will rent to us!?
My fiance and I have tried submit applications for 7 apartments in our town, and NO ONE will rent to us, because his credit is horrible..He recently paid off his debt on his credit card, and it did ...


 Is my credit messed up?
Im new to credit cards and my mother said she will help me by paying them for now. So I left it up to her. I checked my account online and it said I was 5 days over due on a credit payment of 20 ...


 What is the statute of limitations (time frame) for a collection agency to claim an old debt?
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 Can this go on forever?
A negative action on my credit report is supposed to fall off in 3 years according to what I see here. Can the collection agency renew my status as active or sell it to another agency to collect with ...


 Does bad credit ruin my chances of obtaing an auto loan?
i am applying for an auto loan through hbsc and i currently have a low to fair credit score. i also have a credit card that is closed and still unpaid. does this ruin my chances of being accepted for ...


 Repairing credit-Is it true old debts do go away after time?
I am trying to get an apt., so I recently had my credit ran, thought I had really really bad credit, turns out I only have two recent accounts in collections, which I've already requested ...


 If an overdue account is sent to collections, how long before it's on my credit report? I was told 2-3 mths...
I had three cell phone lines with Sprint that I decided to cancel because Sprint's customer service is the worst. Anyway, since I did it before the contract expired, I'm being charged the ...


 What is a good credit card for a person with no credit?
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 What happens if I have an unpaid credit card bill and I do not work therefore I don't have the money to pay it
A "Law Firm" out of CA called me last week and spoke to me about a credit card bill I had that is past due. The man told me that the Office turned the bill over to them because it was past ...


 I applied for a loan. My credit rating is poor but it looks like i was accepted?
I am being sent a credit agreement. does this mean i was approved?
Additional Details
kerTCHING!! drugs and hookers!!!!...


 Can I cancel my credit cards before the balance is paid off?
Hi,
I just got out of graduate school and have a lot of credit card debt on several cards. A few have decent interest rates. It would be great to cancel all but a few and keep paying them off. ...



Matt
Where can I get a free credit report that does not ask me for a credit card number to use?
You hear all of these adds for Freecreditreport.com, but when I visit the site it looks like a scam; it is asking me for my credit card information.

Where can I visit a hassle-free site that does not ask for a credit card number to get a credit check?

Also, do credit checks hurt my credit if done too often?
                     
 




Buddie
Rating
Call your bank or a mortgage company!


Mike M
Rating
https://www.annualcreditreport.com/cra/index.jsp


Celeste
Rating
Go to AnnualCreditReport.com. ACR is the only government approved website to receive your free credit reports. It's easy, 100% Free - No credit card required!
You're allowed one free report per bureau, once every 12 months.
Pulling your own credit does not hurt your score in any way. However, when you apply for credit you'll see a slight drop. Just don't apply for too much credit at one time.


hmark
It's not a scam, but they try to get you to buy: a 3-in-1 credit report or credit score. The annual credit report is the best one and I know that it's free because I get one every year. You are entitled to a free credit report from each of the 3 credit reporting bureaus (they try to sell you on the score part), but you can refuse and just get the report. If you give them an email address, they will send you a reminder the following year. Inquiring about your credit history yourself does not hurt your credit. It's only when a merchant (Bank, Insurance Company etc. inquires that your score goes down. If you give them the credit card number, they will not use it.


forthefun_333
Rating
www.annualcreditreport.com

all of the others i have been to look like scams to me as well. I have tried this one last month and the DO NOT ask for credit card info.

hope this helps :-)


Marysue
You can do www.anualcreditreport.com once per year for free. Just be cautious that the bureaus will try to lead you into paying them for extra features. You can skip these and still get the free basic report. It’s usually multiple inquiries that hurt you so checking once is fine.


a
Rating
www.annualcreditreport.com


mrbw39
Rating
experian free credit report.com


rockyfella25
freeannualcredit.com


xclofosho
Rating
www.freecreditreport.com


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