 Did anybody get a personal loan with bad credit? |
| My husband and I want a loan for $50,000 for investing purposes but have bad credit. Is there anybody that ever got a loan with bad credit for a large amount of income. No Scams. Please. Only legit ... |
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 Is it better to pay off your balance or to get a payment history established? |
| Soon I will be making more money and will easily be able to pay off my creditors but I have poor credit right now. Is it better for the credit report if I pay them off in full or if I just ride the ... |
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 How long before you can start applying for other credit cards if you barley got one a month ago? |
| I want to get another credit card from like best buy are some where and I barley got mine like a month ago, I paid it off and i want to know how long i have to wait before i get to "build my ... |
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 Poor College student being sued by credit card company? |
| I'm a 24 year old college student that stupidly got a credit card, maxed it out, and then couldn't afford the payments. I stopped paying and just found out I'm being sued by the credit ... |
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 Are credit cards really necessary? |
| We all earn, and cant we regulate our expenditure within our stipulated earnings rather than falling into a debt trap........ |
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 My first credit card? |
I want to apply for my first credit card.
- I applied like 2 years ago for one and got rejected because i didnt have enough credit history
-I bought a new car ( my mom is the cosigner but ... |
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 How does paypal work? |
| we want to set up an acount and want to find out how it works with ebay and in ... |
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 Which credit card is best for me? |
| I'm an 18 year old college student with virtually no real credit history who wants to build up my credit fast. I make about $600 a month and about $400 of that goes to bills. Which credit card ... |
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 I have too many credit cards and owe a lot on all of them, Please help.? |
| I was thinking on calling a company that I saw on TV that helps you with that problem. They pay off all your credit cards and you pay the a low monthly payment. Is that a good thing to do? Has ... |
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 I am in desperate need of a loan to continue paying my mortgage and take my 9 year old daughter on holiday? |
| I have been cheated out of a £10,000 payment owed to me through work,there is not much i can do about it, i have future secure well paying work, its just a temporary cash flow problem. Who or where ... |
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 What should I pay off first, $8000 in credit card bills, or $5000 in hospital bills? |
| I'm graduating this fall from college and I really want to get out of as much bad debt as I possibly can. I anticipate earning approximately $10000 at my summer job and I'm unsure of which ... |
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 Is a credit card w/ a limit of $1,000, and APR of 23.90% a good deal for a college student? (My second card)? |
| This is my second card and the annual membership fee is 69 dollars with an enrollment fee of $69. It's a visa platinum card.... |
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 Will closing unused accounts hurt or help my credit? |
| I have a decent line of credit and a mediocre credit score. I have a "good cushion" of credit avaible. One of the "negative" factors on my credit is cards with low available ... |
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 Do I have good credit? My credit limit on my Bank of America card is $8800 and they keep raising it.? |
| I have missed payments in the past year when I wasn't working and recently due to some unfair practices of Bank of America. But it seems like despite my late payments, I have decent credit?... |
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mechellgross | Where can I get a loan for $2500 with fair credit? |
I have already been scammed by Sterling Finche online and now find myself in dire need of funds. What to do? I am not a loser, I work (teacher) just had a rough summer. I sold everything I can sell! I'm still short, payday is 25 days away! |
 |
 
christa
 |
If a normal financial institution won't help you (i.e. a reputable bank), then why not try a company like Wells Fargo or CitiFinancial that cater to people with lower than average credit scores. At least, in Canada those companies exist.
I don't recommend dealing with online companies, as so many of them are scams, upfront advance fee loans. |
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Mark S
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There are several ways you can get a loan with fair credit you could look at a company like Citifinicial or Wells Fargo usually they will want you to have some sort of collateral like a car or something. Or you could apply for a credit card. Or there is a website called www.prosper.com where you can submit a loan and people bid on it. |
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JennyKS
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Do you have a relationship with a local credit union or a credit union for teachers? I have found that credit unions many times consider the person and the circumstance, not just the score. |
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☼~Setha...~☼
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I agree with "CNV". DON'T try online banks. I found myself with horrible credit (think 300's...yeah, that bad) even at age 20 (which is pretty common), and when I absolutely had no choice but to try for a vehicle, I still couldn't get a loan--even for $1000. I got a Capital One credit card (no other cards would accept me) and my credit has shot up so much in the 6 months I've had it. (think nearly 700 now)
I am NOT reccommending a credit card to solve all of your problems, but if you want your credit to go up, it is okay to get one as long as you only charge a little (I charge $20-$40 a month) and what you can pay for a month and pay it off right away.
You can also try those "Cash Advances" and "Car Title Loans", but please be weary of them and read ALL of the fine print before doing so. They will get you some cash if you're in dire need, and sometimes all they require is a clean title to your car or your next check (keep in mind obviously you'll need to pay it back). |
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