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 Is there a credit card that I can get even though i have NO Credit?
I want to build up my credit....


 How do you turn bad credit into good credit?
...


 If someone got a hold of my credit card number?
Realistically, what could they do with it?

My Wife freaks out when i throw out old receipts with our credit card number on them, but I tell her they would need our full name and exp date ...


 How does knowing your credit score save you money?
Your credit score is your credit score. There is very little you can do about it or with it. It is like your age or I.Q. How will knowing what it is help you?...


 Can I remove a late mortgage payment from my credit report?
Is this possible? There are companies that say they can. Is that true?...


 Good first credit card?
Apart from capital one, which i already have, whats a good first does anyone know of a good first credit card for building credit?

(I don't have bad credit, just limited and am trying ...


 I Owe $8000 on My Discover Card....Can i negotiate with them to pay half?
I been paying $224 a month never missed a payment, But i am losing hours at work, and owe on to many things...Is it possible to pay just half of the $8000 say like $4000 and if so how can i do this.....


 Can I solve a debt problem before going to court?
After my divorce I ended up with almost all the bills. Some of these ended in collection; now I received a letter stating that I will get sued. I called the agency and told them that I want to start ...


 Whats the fastest way to build credit?
Whats the fastest way to build credit? I have no damn credit history. What should I do? what credit cards are easier to get? have long will it take before I get my own credit card? any tips? ' 5 ...


 What can a collection agency do if i ignore their calls?
I am wondering what they can possibly do to me?...


 Is it best to ring debt collector companies?
When it isnt your debt.I keep getting debt collector letters sent to my address,they are not for me,its not even for a previous tenant and I have lived at my address for 4 years.after the first ...


 I have some old debt on my credit should I ...........??
just let the 7 year period run out on them since they're so old or what? I don't use any of my credit anyway as I pay cash for everything and my husband's credit is excellent. So we ...


 Fired from credit union, bad credit?
Okay i accidentlaly gave away 3000 dollars and got fired from a credit union - it was a complete accident but im trying to get a job at flagstar and not only did that happen but i have poor credit. W...


 How will this work?
My husband and I are considering bankruptcy. We have about 50,000 in debt and he recently lost his job through no fault of his own. We want to keep our vehicles that have financing out there as ...


 Bad credit home loan?
My husband and I have bad credit well I should say I have bad credit he really has no credit, we thought we had a loan even had the house appraised and a closing date a day before the closing the ...


 Debit card payments?
is there a time limit of which a company can take money from your account when you have paid by debit card - i.e you pay for something but they dont take the payment out until 5 months later!...


 Is it a good idea to get an unecured loan to pay off credit cards?
So I've got some credit card debt - not a lot, but enough that I want to pay it off ASAP. Is it better to get a lower-interest unsecured loan to pay off my higher interest cards? What does doing ...


 Collection Agency Phone Disconnected?
I have a medical collections account from 2002. Today I tried to call the collection agency to set up a pay for deletion agreement. The phone number is disconnected. I tried to google the company but ...


 Question about overdraft fees on checking account? Please help answer?
I was told that I didn't have enough money in my checking account by my bank, but before I knew this, I used my card to purchase things. I looked at my statment, and I spent 4 dollars on ...


 How can i get Mortgages, if i am with bad credit ?
...



Smoothie
Where can I get a loan with bad/no credit history?
Personal Loan Requirements
---About $2,000
---No cosigner

About Me
---18 Years Old
---Have had credit card for 4 months
---No delinquencies
---Not much credit history
                     
 




farrell h
Rating
Bad credit debt consolidation loans are quite popular with those with poor credit history. If your loan application is rejected by a lender, bad credit debt consolidation loans are there to help. If you want to repair your credit history by repaying a loan, which has simple terms and low monthly installments, again bad credit debt consolidation loans are for you. They save you after rejection and help you regain your financial credibility, so that you can again enter the mainstream credit market.

Bad credit debt consolidation loans are of two types:

1. Secured bad credit debt consolidation loans:

These types of bad credit debt consolidation loans are secured by a collateral usually some property or a guarantor. Since, the lenders find something to bank upon in case you default on payments, the interest rates on secured bad credit debt consolidation loans are cheaper, the lending amounts are higher and the repayment period can be long.

2. Unsecured bad credit debt consolidation loans:

Persons who do not have anything to offer as the collateral or security, can take unsecured bad credit debt consolidation loans. The lenders find themselves at increasing level of risk while giving such loans. The existing bad credit situation and lack of a collateral, make them charge high interest rates and offer low loan amounts to offset the risk involved. But, a person who has a bad credit and cannot provide a collateral has little choice, but to take these high interest loans. At least by repaying these the borrower can rebuild his credit history. Read more from: http://www.credit-card-gallery.com/article/198,Get_over_bad_credit_problems_with_bad_credit_debt_consolidation_loans


KING
You can try your bank, at least you have some history with them.

Also, you can try a credit union. I did this when I was first starting out. I'm still with this credit union.

Meanwhile, you can look into a secured credit card to build credit history. Your bank should have information on this type of card. Good luck.


Gary H
Rating
One thing that a lender will lokk at is your income. Do you have enough to handle paying a $2,000 loan off responsibly and on time?

If you do, there are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.

Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.

http://www.axalda.info/bad-credit-loans.html


Kim
Check your local phone book. Their are independent companies that offer small loans.
The interest will be pretty high.

If you can show proof of solid employment, a checking account, and permanent residents of 6 months of more, they usually can work with you.

If you can't find them in the phone book call your bank. They will know for sure.

Also, they may start you with a smaller amount, say $500, but after you pay it off they will extend you greater credit.

Good luck and don't spend it all in one place!!! :)


LMiserab
If you are a college student, you can get more than $ 2000 as a student loan in your school.


Justin C
Normally these loans are more expensive than those offered to borrowers with good credit. The interest rates are higher because the lender bears higher risk. Adverse credit loans have more stringent repayment criteria than normal loans. Skip one payment on a bad credit loan and your rate will rise and you may even have to face a foreclosure.


sub0k
Try CapitalOne. They offer all kinds of loans and whatnot to subprime individuals. Just make sure that you really need the money that badly since they are also notorious for trying to screw you every chance they get.


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