 If someone dies and they have a lot of debt, can creditors go after that person's children to collect? |
Is there something that should be done as a child of the deceased to protect your credit, assets, savings, etc?
Additional Details
The deceased was not married, but had a live in ... |
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 Debt settlement or bankruptcy? |
| Just finished school, and right now i cant pay all my bills, my credit sucks, and not sure what i should do. Is it better to do debt settlement, or bankruptcy, or just like the bills continue to go ... |
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 Why was my credit score lowered? |
My credit score was not perfect because I had "TOO MANY INQUIRIES W/IN THE PAST 12MOS".
I don't get it, I have not applied for credit cards, so who would be inquiring? & how ... |
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 What is the best card for me, AMEX or visa? |
| Im gonna be going to college and which one has the best rewards and cheapest to ... |
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 I'm 21 and need to build credit? |
I'd like to build some credit. As of now I have a checking account and have had a phone contract since I was 16.
What else can I do to build credit? I know a credit card... but I'... |
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 Which is the BEST credit card to use to get the most rewards points? |
| also would like to be linked to a frequent flyer program and have a high limit as for company use...... |
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 What is the best Credit Card for a college student? |
| I am a college student trying to establish credit and am looking for a card with a low fixed interest rate. I don't know where to look because there are so many choices out there. Are there any ... |
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 What would be the best prepaid credit/debit card? |
I don't like carrying around actual money so instead, I carry my debit card. I am terrible with money, I keep spending it so I need to limit myself.
What would be the best prepaid ... |
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 Will cancelling bank account stop ACH payment without NSF fee? |
| I have two payees that want to hit my bank account for an ACH payments. The payments are in dispute where they say I owe them and I say that I do not. The payees had been previously authorized to ... |
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 Can an 18 year old with no credit get a car loan with no co-signer.? |
| He has worked the same job for a year and makes $900 a month. Besides "buy here pay here" are there any auto loans avaiable?... |
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 Question about an old collection acccount? |
| Yesterday I pulled my credit reports from all three bureaus and discovered that on one report there was an old collection account. I called the collection agency and discovered that it was for an ... |
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 Can you help me understand some credit questions I have? |
I need to hear from people who've experienced good or bad credit on their credit cards.
-What is the value of a good credit score when it comes to life? Things such as buying a car.
-A... |
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 How to build a good credit score? |
| I have no credit what so ever. I've tried to apply for credit cards, but been rejected from all. So how am I supposed to build a good credit score if I can't have a credit card? What can I ... |
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 My visa check/debit card? |
ok so i was at walmart ready to buy a videogame today..
it was $130 when my account only has like $20, but i thought it would go through and i can pay at the end of the month.
so i swipe ... |
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 Why am I finding impossible to get someone to pay a debt even if he has the means (money, property) to pay? |
| I lent some money to a friend who now refuses to pay it back despite having the means to do so. Normal legal procedure won't work because I realised too late that is a serial debtor and know all ... |
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delightful | Where can I get a mortgage loan with a credit score under 500? |
Additional Details
I filed a chapter 7 bankruptcy. It has been discharged for 3 years. I have reestablish several lines of credit. I've had some identity theft and someone keeps trying to get credit in my name. I think just the number of inquiries that I have lowers my score tremendously.
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dantrumble1974
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Almost nowhere. NOTICE I said ALMOST. You'll be looking for a high interest "no doc" loan. Probably with a gift of equity from the current owner and a downpayment. You'll have to do a TON of research on this... but you can make it happen.
OR- you can buy a home on land contract: see the link http://en.wikipedia.org/wiki/Land_contract |
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reginachick22
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BadaBing has good advice regarding the secure credit card to re-establish credit.
You may be able to qualify for a government housing initiative program depending on your income and where you want to live. There is often "no down payment" or low interest loans offered to low income people who are willing to live in and fix up inner city properties.
Your bank may also allow this *possibly* if you have been with them for a long time, and have a good steady income, despite the poor credit.
Any other place willing to help you more than likely will rip you off and take advantage of you. They will charge you HIGH interest rates, which makes your situation worse if you need that extra money to build your credit. Sometimes you can find the odd mortgage broker who is willing to work with you until you are in a better position though.
Aim to increase your credit score to a minimum of 650 to get a shot at a decent and viable rate.
Pay all debts on time, and pay more than the minimum. Pick up an extra job if you have to. Your bank may allow one black mark on your credit if your income is high enough or you have a large down payment. |
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badabingbob
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Maybe Guido down at the local pool hall. 500 is a terrible Fico score. I lost a house, and had a bankruptcy a few years ago, and never went below 630. Best thing to do is get a few 'secured credit cards', where your credit line is equal to your cash deposit. They will accept almost anyone if they are protected by a cash deposit, in the form of a savings account. Capital One is a good start. No one knows that your card is secured, and it is reported the same as any other credit obligation. Just make sure you never go over 30 days late. A few years later, all the stuff has dropped off my credit, and its up to 730. |
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tabithap
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Wow, good luck with that. There was an error on my report that drove my score to just under 600 and I was laughed at. Work to bring up that score, then try for a mortgage, or get someone with a better score to co-sign with you. |
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ogrendle
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The lowest score I ever saw financed was 511. The rate you will pay is astronomical. Work on raising your score first. |
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puddy's lady100%
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Try Accredit home 1 714 244 2459.See if they could hep you out. You never know. |
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Bobbie
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go on line and search " mortgages with not such perfect credit".It will take some work to get a home loan with that score.it is not impossible but it will effect your intrest rate on a home loan. |
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NONAME
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fha loan - save your money |
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boopsie
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from a crook!!!!!! |
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