 OmG! My dad just got the phone bill and i have 2 pay him $200 by next week. HOW DO I GET THE MONNEY?!? |
| I over used my cell phone minuets, i made long distence calls, 3-way alot, and a bunch of other crap. How the h*** am i gunna get $200 in one week?! im only 15! THANX!... |
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 Credit card - when to pay? |
| I have a new rewards card, and am trying to rack up some rewards points. I have put a few things on the card that I have the cash to payoff immediatly. I just wanted the points for the purchases. S... |
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 What is the statute of limitations for credit card debts? |
| I need to know which state's law apply. I incurred many debts when I was living in Illinois. Now, I live in Ohio.... |
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 Is there a credit card for people who have no credit or bad credit? |
| i want to get a credit card but i have very little credit so if there are credit cards for people like me what are the names or ... |
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 Dealing with a Collection agency/how trust worthy are they? |
| Hello, i am in a real mess here. I got a call last week from a Presily Williams from a company called portfolio management demanding 4500 for discover card. I told this Presily i had a Discover ... |
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 I need US$3,000..? |
now you know how you can be chosen for best answer...
Additional Details
still not giving the desired answer after 16 answers...... |
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 What happens if i go bankrupt? |
| I have no house or assets to speak of and due to financial situation am thinking of going bankrupt, what happens to thimgs like my car, which is worth about £3000, which is nothing compared to what ... |
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 Would you let someone use your debit card? |
| They always give me the money up front, (its for direct TV) but still I am always a little hesistant about it. I mean does that affect my credit even though the subscription is not in my name?... |
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 Is it too easy to get a credit card? |
| My dog just got pre-approved for a $25000 credit limit card.... |
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 Is 13,000 in personal loans and credit card debt bad? |
| I have accumulated 13k in credit card debt and personal loans. I want to get one personal loan to consolidate all the debt. I have about a 630 credit score. However, I can't seem to get a ... |
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 Pay or Not to Pay Collection Agency? |
| While back in college, I left a cable bill unpaid. It went to a collection agency. It is for a minimal amount of $122.62. It has now been 4 years since it showed up on my credit report. After ... |
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 I've never had credit cards before, but i need one to build credit. 21.08 APR is their offer, is that bad? |
| I don't understand credit cards, but i might be getting a protected one soon. What is the APR, and is it that relevant?... |
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 Debt consolidation? |
Hi,
My partner owes around 20k to misc creditors as unsecured debt with some overdue etc. He has a steady job and has his budget under control now since his family situation changed and ... |
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John M | Where can I get a personal loan to consolidate my debt? |
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jemmy t
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Opt for a debt consolidation loan: The easiest method of getting a debt consolidation loan is to utilize the equity of your home. Equity of your home is calculated and determined by the difference in the amount you have paid and the amount you owe. If the amount you have paid is more than the amount due, you can use it as collateral. This allows you to borrow money on lower interest rates. Besides, you also get tax benefit on this type of loan. Consult your tax advisor before opting for this loan.
http://debt-trap.com/category/Debt-Consolidation-Basics.html |
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Rick B
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You don't need a loan. You can't borrow yourself out of debt. Isn't that what got you into this mess in the first place?
Call all of them and work out a payment plan and try to get your interest lowered or stopped.
Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.
You proabbly need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don't eat at a restaurant until your debts are under control.
Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.
Go to the library and get "The Total Money Makeover". Read it and follwo it carefully.
Go check out Dave's website as well.
www.daveramsey.com |
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lzc5wh
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There is a great place to go with this. I was in a very similar situation.
This is getting help from real people without the use of banks or credit card companies. Good Luck!
http://www.prosper.com/join/lzc5wh |
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Anna K
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People with poor credit feel that it is difficult to get personal loans. However, there are many financial companies and banks that provide loans to bad credit applicants. Bad credit personal loans are generally sought<!--by persons who want to consolidate their loans.Some banks prefer to provide loans in an incremental order. First time customers are given loans ranging from $200 to $500, depending on their net income. You can get more about personal loans here,
http://badcredits.awardspace.com/personalloans.htm
These customers can later apply for loans up to $1,500. Loans of greater amounts can be fetched through secured personal loans. These loans are passed by taking your property or home as collateral-->The interest rates on secured loans are lower than unsecured loans. However, there is always the risk of losing your house or property if the loan is not repaid. |
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john_crazy_martin
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Before proceeding you must read the guidance given in http://loan.sjdinfotech.com |
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Richard S.
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If you have good credit you can get a "signature" loan from most banks. They rate is usually high.... you can also get a new credit card. There are a lot of 0% credit cards out there right now if you have good-excellent credit. I thankfully had very little credit card debt. I actually got into a bit of debt to rebuild my credit. I was able to consolidate on one card and saved hundreds in interest.
If your credit is crap and everything is maxed out no one is going to give you a personal loan except for your friend Gary Coleman @ Cash call. |
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