We had some unforeseen emergencies and had to use our credit cards. Should we pay these off first and then use the credit card availability for a down payment if needed, or save cash and keep the ...
im 21 years old and im up to my eye balls in debt..abusing credit cards and school loans and got me stressed to the point where im suffering from tension headaches..and what makes it worst i feel ...
hi im 19 years old and have had credit cards for a little over a year now, i messed up big time with the payments because i had no job and ended up having all 4 of my cards sent to collection agencys,...
Please do not answer if you are debt-free. I want to hear from people who spend more than they make and carry big balances. How did you get into this position, and why don't you stop spending ...
okay i dont want to seem like a dumb blonde here but im just trying to figure out if i have this right. I dont have good credit, i got approved for a 9,000 loan on a used car with a 21% interest rate....
My husband got a letter in the mail saying he owed $400 to them. When he called to ask what for they said he had a jc penny card 20 yrs ago and that they just bought the company or the debt from the ...
He makes good money about 2 grand a month , but we just can't seam to get out of it. We been having this problem for about 5 months. We have tried to get loans from the bank , but get turned ...
Last month, my score was 662, but then it suddenly went down to 644. I haven't opened any new accounts, and i've actually been paying down my debt (on time) and not using my credit cards at ...
I dropped a class in my local community college and did not pay for the class. They called a credit agency that adversly affect my credit. How do I correct this? Additional Details I ...
Where can I go to "watch" my credit (I don't care if I have to pay for it.)?
I would prefer to have a place where I can do a trial period.
I ALREADY tried PRIVACY 1-2-3 and FREECREDITREPORT.COM. I can NOT get another free trial though them, but there has to be another place to watch your credit report.
Truecredit.com is the best place to go. For $15 dollars a month they give you unlimited access to all 3 credit reports and scores. The earlier comment from the supposed loan officer about harming your score when you check it is false. You can pull your credit report for your own use as many times as you want without any penalty. It only hurts your score when you are actually applying for credit.
mike m
lifelock.com works 4 me
L'teefaw
www.myfico.com. You can watch your credit and it lets you know if there has been any changes in your score.
mortgage professional
Dont give your SS# to anyone for credit reports, dont do them on line. Your info can be sold. multiple pulls lower your score. The bureaus will provide you with a free report annually. Dont feed into the paranoia about monitoring your score. Use a different # for your license number.
hi91977
i use equifax 3-in-1. it works great.
http://efppublishers.com/Coastal_Financial_Solutions.html
those are the 3 official credit reporting agencies
u can go into any of those agencies and ask for your credit report they will send it to you for free
for free they just send you your status and your record
if you pay they will send you your credit score
badgirlz106
try annualcreditreport.com its free
j t
Lifelock is the best. They prevent credit fraud from occuring- not call you after it happens like the rest. Check it out, I think its a good investment.
bdancer222
Those monitoring services are a waste of money.
If you space out your free reports from the 3 bureaus -- pull one every 4 months, you can monitor your report yourself.
earth angel
Yourself is the best place to "watch" for your credit report.
If you know that you are very good in paying on time and you don't have any accounts in collection, then you should expect a good credit report.
It is bad to check your report everytime you feel like it - if you will not use it to apply for a loan, don't check it all the time. The bureaus will deduct points everytime you get a report about your credit..
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