 A man who makes 450 grand a year? |
What do you say about that? I just am curious what kind of lifestyle you envision for a man who makes $450,000 a year, and in five years will be making $900,000 year... What say you to THAT!
A... |
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 Who has gotten their stimulus rebate check?? |
| I have'nt gotten mine..my last 2 numbers are 03 where is mine???? i made over 3,000 in 2007. is there someone I can contact about not getting mine it should've gotten directly depoisted, ... |
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 Can I use my debit card as "credit" when there's a positive balance in my bank account, but not enough to... |
| cover what I need to get? In other words, will it be approved by the credit card reader (I know I can't push "debit" because that's automatically posted) as long as there's a ... |
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 My ex filing for bankruptcy - leaving me with the debt collectors? |
| I am now legally divorced, but when we separated, I did not cover my a@# financially. My dad was diagnosed with colon cancer, so I was not concentrating on the separation and left with my 2 kids to ... |
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 What should i do about debt collection? |
| About a year ago, i joined a book club, and thought i could pay the 14 dollars shipping and handeling. I was 17, and wanted to pay, but it just kept dragging on and on, also, I bought a dress that ... |
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 Does requesting a copy of your credit score, lower your credit score? |
| I've heard that if you request a copy of your credit score from one of the Main credit bureaus, it will actually reduce your credit score. Does anyone know if that is true or not? If so, how ... |
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 Low and non-existent Credit? |
How can I get a charge card when I don't have any credit and my husband's is moderate - upper 500's ... NO ONE will give us a credit card.
We really want to establish some ... |
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 Credit card? |
i never have a credit card before, and now i kind of need one because there are lot of tings that i can only buy it online.
So, please explain to me how it's works...
# if i pay ... |
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 How do people get credit i have just left school 18yrs old.i have never had any credit as i was to young? |
I wish to join the forces i can die for my country, but can`t buy a car or get a credit card if i wanted one.all becuose i have not got a credit rating . again how do you get one
any ... |
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 How can i improve my credit? |
| I'm paying off credit cards and seems not to work much. I want to pay the little debts from my file and work myself up to the bigger debts.is having thos credit cards that have a monthly fee to ... |
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| I have $100,000 credit card debt, what is my best option? |
| I owe $100,000 on 3 credit cards. My minimum payments total a little over $2000 per month. I am not behind on payments yet. I am only getting charged an average of 9% APR right now. If i miss any ... |
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 Is it true that "piggybacking" will be no more, as of next month? |
I have a fico of around 620. My dad has agreed to add me to some of his accounts to "piggyback" (is that the term for it)?
Additional Details
Piggybacking is what I've ... |
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 I want to know can you get visa check card with bad credit? |
| without being member at a bank.thank you everyone who anwer this question and only legimtae secure sites no scam ... |
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 Cant get approved for a credit card!? |
Ok, im 18-
and looking to get some credit here.
I will pay on the card, the TOTAL balance, every month. I mean
im just gong to put gas on it .. or food, ya know. Well anyways.
... |
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| Debt Consolidation...? |
| Does anyone have any advice on debt consolidation? I want to learn everything I can about it before I take the leap to do it, what are the best companies, pros and cons...stuff like that. I haven�... |
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 Can a visa gift card.........? |
| can you use a visa gift card to book a hotel?... |
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 If I lied about my age and recieved a credit card when I was 16 am i responsible for paying them? |
| I applied for 2 credit cards in my name when I was 16 and of course I didnt realiize what a pain it is to pay on credit cards. I had a bank of america and Dell credit card. I used it for college but ... |
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 Is borrower slave to the lender like the Bible says? |
Additional Details
If anyone figures out what Duane is talking about, let me know.... |
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casearas | Where can i find a good debt consolidation loan? |
With not so great credit and do not own home for equity. |
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Justin
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this is what I did and it helped me thus far
http://debt-consolidation.50webs.org |
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Abbi G
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I agree, DO NOT go to a credit counseling agency! These agencies are not supposed to be used for consolidation. They are used when you are no longer able to make your payments anymore because you now have too much and cannot afford it anymore b/c your payment are too high. Also used when you have NO OTHER otion such as a mortgage refinance. These agencies contact your creditors, negotiate a lower payment, and attempt to lower the interest rate. At this point mose creditos will agree on a negotiation for fear of being filed bankruptcy on. What the agencies don't tell you is that the creditors will start reporting your accounts as "account in credit counseling program". As long as you have accounts in this program it will be virtually impossible to get another loan - from anyone! These programs are viewed as attempts to get out of debt and no lender will want to loan you money knowing that your having trouble making payments to begin with.
My suggestion is getting an actual loan. Whether it be a mortgage (not in your case), secured loan....anything you actually have to apply for credit for. This is normal and is looked more kindly on as loans in good standing. Do you have any assets you own free and clear? How much debt do you have? Are you paying off mostly revolving debt or credit cards?
I will tell you this...
In today's world are not taught how important our credit reputation really is. Young adults do not understand how dangerous credit cards and other revolving debt can be either. I wish that these institutions had more restrictions because they are the ones who end up taking the loss in the end. Yet they benefit significantly from their customers who do pay their extremely high compounding interest rates!
Unfortunately, if you are not a homeowner, do not have any assets to secure a loan with, and have a low credit score....it's going to be very hard to get this done. |
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steve s
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DO NOT GO TO DEBT CONSOLIDATORS!!!
These people will take your money and just rip you off. The best way to consolidate debt is to pay your bills on a bi-weekly basis. First get a calendar that you will use for your debt. Next take all your bills and make columns on a piece of paper. In the 1st column write the name of your bills, 2nd column write the total amount owed, 3rd column write the minimum payment, 4th column divide the payment into half. The 4th column is the payment you will pay every 2 weeks. 5th column write the date you received the bill.
On the calendar take the date you received the bill and write in the amount from the 4th column. Then from that date the next payment you will write on the calendar is in 2 weeks. So every time you receive the bill you make the first payment then in 2 weeks from that date you make the 2nd payment. Your bills will be paid off faster. Once one bill is paid off take the money from the previous bill and apply it to another bill. And keep on going until you are debt free. |
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ken_voss12345
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see this one
http://finance.ebookorama.com/You-are-approved.htm |
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Gillian G
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You can find reliable ways to consolidate your debts if you have bad credit. There's a website here with an explanation of how to get advice from reputable counselers. I hope this helps.
Good luck! |
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robinsmithwhite
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There is no such thing as a good debt loan. The consolidation loan usually means that the debt is spread over a longer period. Also, the loan company expect their cut as well. A better idea is to contact the companies you are in debt to, explain your position honestly, and they will normally agree a reduced payment plan. |
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Luckys Charm
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try to clean up credit |
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CJoshuaV
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You may want to try a credit union. Another option might be negotiating lower rates with your creditors if you agree not to charge any more on the accounts. |
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Buffy Summers
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Go to consumer credit counseling and ask |
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