 My credit cards being denied? |
| I went to buy groceries the other day and when I swiped my credit card, I was denied. I just got my bill from my company and still have over 1,000$ left on my credit line. I make more than the min. ... |
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 My sisters partner has left her and her 2 kids? |
| she has no money cold she get a crisis loan?... |
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 Has anyone else got this offer? |
| I got a phone call from a 'capital card' company. Apparently I was approved for an unsecured credit card with them (and I don't remember applying for it). They are sending me the ... |
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 What is the fastest and best way to get good credit?? |
| i had some late mortgages a couple months ago and my score is really low.... |
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 I need a loan for about 5 grand so i can relocate but i have bad credit is there anyway i can get one? |
Additional Details
okay i am not asking anyone to borrow money i am just trying to find a way to move to florida......... |
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 As a authorized user, I used my deceased husband's credit card -do I have to pay? |
| I made payments but a collection agency is ruining my credit by attempting to collect the entire debt. My husband is deceaased and I did use the card. I was not a joint user.... |
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 Which debt should i pay off first? |
$1100 - credit card
$1000 - credit card
$687 - credit card
$697 - credit card
$650 - bills
$650 - phone bill
$400 - phone/internet bill
$2500 - study loan
... |
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 Collection agency will accept payments but won't report them to the credit bureaus? |
| I have a collection on my credit report that is killing my credit. The current balance is $464. They agreed to a payment plan. I have been making $50 per month pymts for two months now but the agency ... |
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 I used my moms credit card help me plz!!? |
| i used my moms credit card cuz of an important thing i had to buy. i feel guilty that I used it without my mom knowing. i have the money to pay for the item but is there any ways my mom not find out ... |
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 Debt problems? |
| the company i worked for folded last month i was on a high wage having worked there for years but i have no formal qualifications so i am going back to college to get a trade , but i had quite a big ... |
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 Building my Credit Score and how the points add up.? |
| I am 18 years old and just refinanced my beetle. Now, my mom had to Co-Sign but she has been a loan officer for 10yrs. She pulled some strings and got me a 7.9% interest rate. Now, that is also in ... |
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 I Need A $8500.00 Loan Desperately, Bad Credit Due To Letting People Get Things In My Name. Know any lenders? |
| In the past I let family and friends get things in my name and they paid for a while and then stopped. Now I am in a situation to where I keep getting denied for a loan. I already got scammed out of $... |
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 Free lotto sent a mail stating that i have won a prize amount, how can i get that, if you know please tell me. |
Actually, free lotto is asking the credit card no. But i do not have an account in an international bank. If you know any one who won that kindly ask them and answer me if possible.
Thanking ... |
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 Credit card at 13 years old (mastercard)? |
| How can i get a presidents choice financial mastercard at 13 years old? I'm very responsible and I hate being in debt, the only reason I want a credit card is because some things that you buy ... |
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anuplebron86 | Where can i get a credit card from if i have no credit histroy, and no job "on book"? |
I have a job, getting paid cash, and i would easily be able to afford the credit card, but i have no credit history and no job on the books, and was already turned down by citibank, and capital one credit card. Any advice as to where i can get one in these conditions, preferably visa or mastercard? Thanks in advance. |
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farrell h
 |
a prepaid card scores over credit cards especially if the owner has a not so perfect credit history.
The rejection is non existent in case of prepaid credit cards, there are no credit checks, no employment verification, and approval is guaranteed.
With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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hatchetgirlie
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get a legal job so A) you have work history and B) you pay your taxes because not doing so is breaking the law its called tax evasion. Usually you can get a secured credit card from you bank. I know bank of America offers one. Basically you put money upfront (about $200) and have to pay back what you use every month it builds credit. |
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OC1999
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So I hope you are reporting your income to the IRS. If you are not then as part of the "underground economy" you will probably have to remain underground.
If you are reporting your income, then just report your income on your application. You will probably have to start out with something like a secured card. This is where you put a deposit into an account. The bank will then give you a credit line to match. For this Orchard Bank is a good one to start off with. |
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joelmeulenberg
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If you're a college student, then you can get student cards pretty easily. You can compare them here: http://www.creditcardtuneup.com/?card_type=College+Student
The Citi mtvU card and Citi Driver's Edge for Students are both very good rewards cards for students.
Otherwise, try Orchard Bank (a division of HSBC). |
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Sadie C
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If you haven't established credit yet, your best bet is to go with companies such as Capital One where you will pay a monthly fee for using it like $5 dollars or something. Basically today anybody can get a credit card! |
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david a
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Get one from your bank.
--------------------------------------...
http://www.bestcreditrates.net |
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jojo
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There are credit cards for people with no credit history.
check the internet.(credit cards for people with no credit) |
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heart&soul
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Gas cards are the easiest to get, or you can open a checking account and get a debit card that doubles as a mastercard or visa. If you don't want to use your own money, then apply for a card like a dept store card. make some payments on time, and everyone will start sending you preapproved cards... There goal, the banks, is to keep you broke!! so beware of credit cards...... |
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Helper
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Here is a list of credit cards for people with bad/no credit. http://www.ccvault.com/credit_cards/bad_credit.php |
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muthu
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http://creditcard.creditinspector.info has excellent info related to dealing with credit cards. Check it out! |
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Two Tenths Of My Two Cents
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Good question.. I would ask this same question in these forums.. These people know a lot about credit and want to help
http://www.debt-consolidation-credit-repair-service.com/forums/index.php |
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