 What is the best way to get rid of a credit card? |
| I have an aspire credit card which I haven't had any trouble out of but I want to get rid of it before its time for the annual fee of $150. What is the best way to get rid of it. Cancel it and ... |
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 I have $2000 in debt. I want to take out a loan to pay this off. What kind of loan should/could I get? |
| I have almost $2000.00 total in credit card debt, on three different cards.(CitiCards: $1000.00, Capital One: $700.00, and Gap $200.00.) I have cut up all of my credit cards, but have yet to cancel ... |
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 Why would someone fraudulently purchase items on my credit card and send them to my house? |
| Several items were purchased on my debit card and some of the items bought were sent to my house. I can understand why someone would buy something for themselves, but why steal my credit card # and ... |
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 Why do creditors put so much importance in credit score? |
| I mean ok I go to apply for a loan and check my credit score with experian before I leave. Experian says my credit score is a 656. I have no late pays, no over limits on my credit cards or anything ... |
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 Money has gone missing from my account.? |
| I went to head out last night and went to the ATM to get money out, knowing I had at least £60 in my account. It wouldnt let me take it out, said I had insufficent funds. So, I checked my balance ... |
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 Credit card debt that is 6 years old? |
| should i pay it off ( the $2,000) or not? is there a statue of limitations on credit reporting? if yes, how long is it and should i just wait it out or would i still be responsible for this old ... |
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 I have moved to the U.S. a month ago. I have no credit history. how can I make one.? |
| whatever I want to do and need load they are asking for a credit history which I don't have. what can I do. I live in burlington, VT.... |
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 What documents or proof do I need to show my son has worked? |
| Are there certain documents I have to get to show that my son worked at a certain place? What is it? He's 15 going to be 16 this year. He wants the evidence for a school credit or something.... |
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 Bad credit need Credit card !!!!!!!!!!!!? |
| I HAVE A SCORE OF 460 AND EVERYTIME I TRY TO APPLY FOR ONE I HAVE TO PUT MONEY DOWN OR SOME BS... |
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 I want to consolidate my credit cards? |
| I have about $12,000 in unsecured debt from credit cards. I plan to pay two off soon, but that still leaves about $10,000. I am paying the minimums and have a good credit score (730), but my ... |
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| HOW can i improve my Credit? |
| I have no credit cards. I have no loans outstanding. I do have a past chapter 13. Paying on al old accounts. So what else can I do to improve my credit..... |
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 I have 16 credit cards.. Is that bad? |
I have 16 credit cards, however, 2 of them are Business Cards (so they aren't even reported to my consume credit report, but instead to a Dunn and Bradstreet credit report?)
I have 14... |
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 When paying off a credit card, is it better to close out the account or keep it open? |
| I got a loan to pay off all my debt and am not planning on using any of the cards ever again. Which looks worse on my credit: keeping the cards open but not using them, or closing them out ... |
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 What happens to an existing car loan if I were to buy another car? |
| I bought a car in 2003 and owe about $8000 on it but am thinking of buying a new one. What will happen to my existing loan if I were to buy a new car? I would still owe that right? Would they just ... |
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 Craigslist Scam? |
| Hey everyone, i sold a phone on Craigslist and a buyer was interested so he sent me an email saying that he would send me a check for $2,500. What i am supposed to do is cash the check, take $200 ... |
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budrayquen | Where can i get a credit card with bad credit? |
yea i was wondering anyone knew where i could get a credit card with bad credit and with no annual fee or the fee is included. thanks a bunch. |
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farrell h
 |
The All Access® Prepaid Visa® Card gives you the simplicity and the convenience you need to manage your finances. All Access is more than just a card - it's a full service account that takes care of all of your financial needs in just one place.
Benefits
100% Approved - no credit check and bad credit is okay.
$10,000 Load Capacity - reloadable at retailers nationwide.
No Upfront Payment - and no minimum balance requirements.
FREE Savings Accounts - higher rate than most national banks.
FREE Instant Transfers - send money to other cardholders.
FREE Account Alerts - email or text messages on account activity.
FREE Direct Deposit - make payday faster and safer.
Online Bill Pay - pay bills to anyone at any time, online.
Extra Cards - on the same account for family members or yourself.
Fees associated with All Access® Prepaid Visa® Card
Annual Fee: $0
Cash Advance Fee: $2.00 for U.S. ATM transactions; $4.95 for international ATM
Minimum Deposit: $10
Application Fee: $9.95
Participation Fee: ($9.95 monthly) or optionally pay per transaction
Reload Fee: $0 for direct deposits or PayPal transfers, $4.95 for ACH or credit or debit card transfers; In person retail cash load fees vary by merchant location.
Inactive Fee: $5.95
Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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Gary H
|
There are more that a few lenders who specialize in credit cards for people with bad credit. You just have to look a little harder than most people have to.
And getting a card after you've had a few problems doesn't necessarily mean that you have a higher than normal rate. Like, I said, you'll just have to compare between credit lines, yearly fees, and interest percentages. Just make sure you do your homework BEFORE you commit, and you'll be fine.
You can find some offers for credit cards, both secured and unsecured here:
http://www.axalda.info/bad-credit-cards.html |
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big D
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Orchard Bank has a credit card available for creditors with poor credit, they will tell you which one is best, and it usually goes like this, you want $200 credit, you deposit $400 into a saving account it earns interest...$500 credit, deposit $1,000...etc...check them out.
www.OrchardBank.com |
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beauty s
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chase, orchard bank, and capital one |
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Jeremy P
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You can find a complete list of credit cards for people with bad credit here:
http://www.wowcreditcards.com/bad-credit.htm
Unfortunately, it will be almost impossible to find a card with 'no annual fee' if your credit history is poor. But they usually add this fee to the balance of your card-- so you don't have to worry about paying it upfront.
Hope this helps. GOOD LUCK! |
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Tom V
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Orchard Bank and First Premier Bank credit cards are easy to get with bad credit. They both have annual fees, but they are included. |
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fawkesphoenix
 |
Shop for cards at www.bankrate.com. If you've applied for a few and aren't getting accepted, consider getting a secured credit card. This is where you make a deposit up front, and then it works like a regular card (you still have to make monthly payments and stuff.) It's probably not what you ideally want, but it will give you a chance to improve your credit score. |
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eight_ball8
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I'd start with the major card-issuing banks: Capital One, Bank of America, Citibank, etc. You can go to their websites and fill out online applications.
If your credit is not good, to avoid an annual fee, you will probably be saddled with some pretty steep interest rates. |
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Advisor
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Here is a list of credit cards for people with bad credit http://www.ccvault.com/credit_cards/bad_credit.php
good luck |
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kat k
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Try your own bank first, provided you do not have a bunch of overdraft checks and have some money in the bank, they should help you. |
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Succes
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Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments. Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month. |
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