 I have paid off all of my debts.? |
| Now I have a car loan, can I use that to re-establish my credit and raise my credit score? Does anyone know how long it will take?... |
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 Im 24 from Scotland. I was declared bankrupt apprx 18 months ago and ran up around £6000 again, what can i do? |
| I had approx £24,000 of debt and i was declared bankrupt. The reason i have been in so much debt is because i have been sadly gambling it all away. I really need help and im liiking for advice. I ... |
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 Getting out of credit card debt? |
| Can anyone offer really good tips on how to get out of credit card debt? I'm just like my mom and money burns holes in my pockets, I just can't seem to buckle down and just "do it"... |
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 Credit card? |
| Im up to my neck in debt with my credit card, what i want to know is if i close my credit card account, do the monthly interest owing on that card stop..therfor allowing me to pay of the remainder ... |
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 Why can't student loans be taken off in a chapter 7 bankruptcy? |
| If someone is declaring bankruptcy, they have no money to pay their bills. So how does the system expect the person to payback a massive student loan (ie. $53,000.00)... |
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 How will paying off my debt affect my credit report? |
| I am past due on a $5000 student loan and past due on another $2000 personal loan.......I'm working a great job now and I have a lump sum of money coming in the next two months that will allow ... |
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 Is it better to pay off my credit cards slowly or get a consolidation loan and pay off everything at once? |
| I have the opportunity to get a $10,000 consolidation loan to pay off all my cards ($6,000) but I'm not sure that's a good idea. I would like to raise my credit score to make a major ... |
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 Which credit card can i get if i have no credit? |
| i have absolutely no credit, who will give me a card to help build my credit?... |
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 Credit card fraud...What will happen if I don't want to press charges? |
| Someone that I know used my name on a credit card without my permission. I know this person, and don't want to press charges. My brother however called an investigater because he is really mad ... |
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 I have NO credit history, where can I get a credit card from? |
| I'm in my early twenties. I'm not a student. I also need one that reports my limit to credit bureaus so I can build credit. My bank declined my credit card application because I have no ... |
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 Is it Possible for two people to have the same Social Security #? |
| I just found out that someone has a credit card in their name but using my social security number. I have never seen it on my credit report, and when I spoke to the credit card company they said this ... |
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 Where can I get a high risk personal unsecured loan without a cosigner? |
| I have really bad credit however I am trying to play catch up with my bills. Because of medical reasons I was off from both of my jobs. I work two jobs and I can pay over $300 a month on a $12000 ... |
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 Please HELP, Im going to cry. This seller/website has my credit card info, and they ripped me off? |
I found a site a body jewelry site on google last week, and placed an order.
I contacted the owner of the site last week and asked a general question about my order and received no reply.<... |
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 How did $10,000 debt disappear? |
I racked up $10,000 in debt at college while psychiatrically disabled. I used to get a letter asking for payment every month.
Now I don't get anything from them. Its been over a year now ... |
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| Can they hold you legally responsible for the debt if you are an authorized user on a credit card? |
Additional Details
the credit card is not mine, i was just added as an authorized user. isn't the holder of the account responsible.... |
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 My parents paid off my credit card for me and now I'm recieving all these offers for credit cards in the mail |
| can someone explain how I can keep these from coming? Because I don't need any more credit cards and this is just a waste of paper for them and I'm a little uncomfortable about my personal ... |
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 I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one? |
I need help my brother need wants to join but he hasnt got a credit card yet he 18 but he does now want one so what sould he do reply thanks
Additional Details
sorry i spelt loades of ... |
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Rileys Mommy | Where can i get a free credit report? |
I have used the Annualcreditreport.com Maybe in January, and i know that I get 30 days with it then I have to see it yearly. But I recently had someone looking at my report for a credit check and Im curious about something on there? Where else can I go? Im trying to see this ASAP. I dont want to pay money and I really dont want to put my bank account number on freecreditreport.com anywhere else thats legit?
Additional Details
I said i didn't want to use freecreditreport since they want your bank account. |
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Italian Guy
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The only true free place as recommended by the FTC and does not require a credit card
https://www.annualcreditreport.com/notfound.htm
That freecreditreport.com place (if you read and listen to the fine print) requires enrollment in their program. |
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andromea
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DO NOT GO TO FREECREDITREPORT.COM!!! they make you sign up for a service that costs monthly.
go to annualcreditreport.com. there you can get the free credit report you are entitled to per year by law, 1 from each credit reporting service- equifax, trans union, and experian. they might ask you if you want to sign up for a monitoring service, but you can decline and you will still get your credit report.
https://www.annualcreditreport.com/cra/index.jsp
please please do not go to freecreditreport.com, i made that mistake a long time ago and they started charging me 80 bucks a month till i could get them to cancel it.
edit: my bad, i didn't see that you already used annual- unfortunately once you get your 1 free one, you are not entitled to anymore free ones, and cannot get them free without signing up for a service, but you can get them fairly cheap if you go to the websites of the credit reporting service themselves- equifax, transunion and experian. if this credit check was the cause of a denial for a loan or something similar, then you can get a free credit report by writing to the company that they did the credit check through, and they will send you one in the mail, but it's nowhere near instant.
you CANNOT ask for a copy of your credit report from the people that did the credit check on you (your bank or whoever it was that was pulling your credit report) because they are not a credit reporting agency and by law they cannot tell you what is on your credit report. |
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Smiley S
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you can also goto: www. annualcreditreport.com
this website is free...but you can only get the report once a year...the others say they are free...but they want you to pay some sort of fee to get it.......I actually just prinited my report yesterday...hope that helps |
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pepsi4me2
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Did you ask for reports from all 3 agencies?
The 3 agencies are Experian, Equifax and Transunion. You may get a free credit report from each of them once per year. Ask for one from each agency once per year - at 4 month intervals.
If you know who requested the credit check, request a copy from them.
In addition to consumers who are eligible for a free credit report through the Annual Credit Report Request Service; consumers in some states are eligible for a free credit report under state law. The following states have laws that make free credit reports available to consumers: Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey and Vermont. |
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Megz
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Yeah, www.annualcredit report.com is the only one that is truly free and doesn't require banking info, etc.
What I do....is just request one report at a time from annualcreditreport like equifax ....then 4 months later request the report from the transunion....then in another 4 months get the one from experian. That way I can get a general idea throughout the yr....instead of getting them all at once and having to wait another 12 months. |
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Rainny
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There are certain circumstances where the individual credit bureaus let you see them for free ie denied credit |
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haidee
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hello there!
To download a free credit report go to this URL:
https://www.credit.com/r/truelink/af=p31546&ag=default&img=ad/assets/img/banner/credit_report/free_credit/b_468x60_CR_7-03_3.gif
NOTE: Although you can get a free credit report here, you will have to sign up for a "Free trial membership. " But if you cancel within 7 days you won't be charged.
This is the best solution I know of. I hope it help you.
Good Luck! |
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bud68
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You get (by law) only one free report per year per bureau. If you're that concerned about every inquiry on your reports, perhaps you should sign up for one of those credit monitoring services pushed by the bureaus. |
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Brad B
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Try this one - http://creditreport.fateback.com
I use it to monitor my credit score during last 3 years. And also cleaned off some bad items from my credit report. |
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Antionette Q
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You can get an annual free check of your credit report with the three credit bureaus so that is three different bureaus once a year. It would be good if every four months you looked at each one so it looks like you get three free check a year rather than doing it all at once. |
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MDeal
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You may want to visit http://www.bestcreditcardratings.com/credit-reports |
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Lamar's Mom
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free credit report.com |
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n
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freecreditreport.com |
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nut12meg
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Freecreditreport.com |
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