 Does paying off defaulted balances automatically immediately increase your credit score, on eg experian? |
| My boyfriend, stupidly, lets not go there, has 4 defaults on his credit report giving him a super low score. 2 are settled, 2 have a bit of money outstanding on them. Does anyone know if he was to ... |
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 Should credit card solicitations by mail be prohibited? |
| If you throw these solicitations away without shredding them, you open yourself to identity theft. Why should the banks be allowed to place your financial safety in jeopardy every day with this ... |
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 Im 18 and want an overdraft? |
| iv just turned 18, i am with lloyds tsb on an under 19's account, theres not alot of info on their website about applying for an overdraft, wen can i apply for an overdraft? it says i can apply ... |
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 If my credit cards gets cancelled due to inactivity, will that effect my credit ranking? |
| One of my credit cards just got cancelled because I haven't used it in about a year. Is this bad for my credit? I mean I had $0 balance on it and everything.... |
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 I signed up for a "free" credit report? |
| When I signed up it said its free for the 1st 30 days then you'll get charged for it unless you cancel. My problem is I can not find out how to cancel so I don't get charged for it I'... |
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 What happens to my credit if I give my truck back to the bank? |
| I still owe about what it is worth and I could save the hastle of trying to sell it by just giving it back to the bank.... |
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 How do i get a bank account with poor credit? |
| I have poor credit,and i need a new bank account.I'm not bothered about overdraft facilities or anything like that,so long as my direct debits can go out? Does anyone know who's more likely ... |
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 Getting a loan for a house? |
| i have poor credit ex: forclosures, repo's (being garnished for it), 1 credit card and utility bills. I am looking to get a 2nd chance on life as far as getting a loan to put a double-wide on a ... |
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 Okay in u.k what would you say a good salary is? |
| e.g is £21.000 for a newly qualified ok or bad?... |
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 How do i know how many credit card i have? |
| i want to know how many credit card do i have? because i think some one apply my credit card. thank ... |
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 How long should I keep my credit card statements including cards that I've cancelled?? |
| I'm trying to get rid of a lot of clutter in terms of old receipts, etc., but I don't know what to do w/ all my credit cards' statements. I keep them in a file drawer labeled per ... |
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 If I am an Emancipated Minor, can Obtain a credit card? |
| Emancipation of a minor , basically declares a minor an adult with certain provisions. You can contract for real estate, have cars under your name etc.... |
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 Does anyone know if a credit card company can take your child support checks as garnishment.? |
| a credit card company put a garnishment on my bank and took my savings and will take every penny of any child support checkes i deposit. can they do that considering its child support.... |
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 CAN C.C. COMPANIES GO AFTER MY BANK ACCT.,WAGES,OR BELONGINGS IF IM TOTALLY UNABLE TO MAKE PAYMENTS.? |
WAS RECENTLY LAID OFFAND CANNOT MAKE PAYMENTS.ITS BEEN OVER 3 MONTHS.DO I HAVE TO FILE BANKRUPTCY,OR CAN I JUST LET THIS RIDE OUT WITHOUT REPERCUSSIONS BESIDE TERRIBLE CREDIT.
Additional D... |
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 Can the bank under California Law ask for a co-signer in order to redeem a repossessed vehicle? |
| The bank does not want to release my car unless I can have a co-signer for the loan. Is there a law that I can quote that states that I do not have to provide a co-signer for the auto loan?... |
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glam0124 | Where can i get a loan (no pay days, non homeowner) with very poor credit? |
I am looking for a legit loan place that will lend to someone with very poor credit. I am going to school and financial aid did not cover all my school expense I am looking for a legit lender.
I tried looking for co signers for my alternative loan but everyone credit has been max. Please help!!! |
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Chris
 |
Go to your credit union. If you don't have one, look for one with an open enrollment policy.
Credit Unions are good at looking at the person, not the paper. |
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jtlyr
 |
I'm glad you've already decided to avoid pay day loans - they're definitely not worth it. You need to find a lender that specializes in loans for people with bad credit. A company that I'm familiar with is:
http://www.mortgageous.com/noriskcredit
I got to know them because of their auto loan program, but they offer all kinds of loans and lines of credit. I'm not sure how much you need, but since this is for school expenses, you might do well with a line of credit that you can draw on as needed. They will get you the best interest rate possible for someone with poor credit, and they're great about explaining all the options and how everything works. |
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dr_m_vannostrand
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So basically you're looking for someone to loan you money that won't mind you not being able to pay them back. Good luck dude. |
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Seth R
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First I don't think everyone is over their max on credit there is no such thing. There is over extending your debt to income ratio but never your credit. What you need to do is apply with a financial company that is national. Then work with them to get where you need to be if you work with a good rep they will tell you what they are looking for and you should be ok.
Although I agree with the earlier statement of go to the credit union they look at the person more than just credit. |
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helen t
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credit help
http://www.researchitforme.com/youreapproved |
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Grand pa
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BEWARE OF ALL THE SHARKS :::: |
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