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 18 years old....And trying to establish credit....Quick!! whats the fastest way to do that??
18 years old....And trying to establish credit....Quick!! whats the fastest way to do that??...


 Because of Credit crunch do you think it will be harder to gain employement ?
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 I need a loan but have really bad credit?
anyone have any ideas of any bad credit loan companys in the uk?...


 21% interest on car loan? help please?
okay i dont want to seem like a dumb blonde here but im just trying to figure out if i have this right. I dont have good credit, i got approved for a 9,000 loan on a used car with a 21% interest rate....


 Whats the point in a prepaid credit card?
We have atrocious credit and can't get even the "poor credit" credit cards like Vanquis etc, so I've pretty much given up trying

I have read about "pre-paid" ...


 What is the meaning of APR in bank terminology?
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 Can a company buy a debt from 20 years ago and then send you a letter demanding payment?
My husband got a letter in the mail saying he owed $400 to them. When he called to ask what for they said he had a jc penny card 20 yrs ago and that they just bought the company or the debt from the ...


 Can credit card collection agencies garnish your wages?
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 My husband and I have about 1500 dollars in pay day loans help!!?
He makes good money about 2 grand a month , but we just can't seam to get out of it. We been having this problem for about 5 months. We have tried to get loans from the bank , but get turned ...


 Where Is A Good Place To Apply For A Loan If I Have Bad Credit Rating???
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 I have so so credit and I am needing to get a car ASAP! Is there any place out there that I can get approved ?
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 Why did my credit score just drop?
Last month, my score was 662, but then it suddenly went down to 644. I haven't opened any new accounts, and i've actually been paying down my debt (on time) and not using my credit cards at ...


 How do you correct your credit score?
I dropped a class in my local community college and did not pay for the class. They called a credit agency that adversly affect my credit. How do I correct this?
Additional Details
I ...


 I can no longer pay my student loan because I am unable to work,what action can they take?
I borrowed 12,000 10 years ago and they say I still owe them 12,000 with all the interest.I have paid them 14,000 already I have no ...


 Have you ever paid a bill on time?
If yes, Why?...


 Is it really that bad to go bankrupt?
Thanks to cridit cards, my monthly expenses are about $400.00 a month more then my income. Jan. 1st. I just spent the last of my savings... I dont know what else to do but go ...


 Will they garnish my wages?
One of my credit cards hired an " attorney" to collect money for them ( tho i think tis a collection agnecy) anyways the person called my work today i called back the guy said i need to pay ...


 Payday loans if you really need it?
Can they be helpful if you pay them back in full when they are due? Car broke down and in bad crunch no family help available.
Additional Details
It's just for 100 dollars the most ...


 Do credit repair companies really help fix your credit?
I know that I can dispute and correct items myself.. But I'm wondering if I would get better results if I paid someone to do it...Has anyone had good results?...


 Should I cancel my credit card for this reason?
I have my credit card all paid off. But they keep charging me these stupid $1 and 50 cent fees! I hear you are not supposed to cancel a credit card because it will lower your credit rating but I am ...



valerie c
Where can i get a loan with horrible credit? no scams please?

Additional Details
a personal loan. credit score.540
                     
 




K A
Rating
I wanted to share this with anyone who is in need of start up capital. If you have bad credit this company will still give you a loan. The catch? Your looking at an interest rate of about 20%. However, once you start paying off the loan your interest rate can drop and your monthly payments will go down. They also report to all 3 credit agencies. I borrowed $15,000.00 ffrom them last year and have had nothing but a positive experience with them.

This is not some "fly by night" company and I do not work for this company nor do I get paid to pass on any info about this company. I am simply doing this to help others who are having the same problems getting a start up loan.

You still have to work,(I put in about 50 hours a week on my webstore), and you still have to be honest. I do not know ANYONE who works 4 hours a day and makes thousands in a week. That's bull****!

I put my heart and soul into my webstore and I simply needed extra funds for inventory to sell. By getting this loan I was able to buy inventory and my sales went up because I had better items to offer and a lot more to choose from.

If your interested please email me at sixkidsandastore@yahoo.com.

I cannot give this company name out on here. I do not have their permission.

One more thing....I DO NOT MAKE MONEY FROM GIVING THEM REFERRALS! I make my money the old fashion way.....WORKING FOR IT.


Reaper King
A) loan for what?
B) how horrible is horrible?
C) do you know your score/s?


helpme1
Rating
there are lots of credit cards on the interenet that advertise for 'bad credit' But beware! The interest rates will be high! But it can take years to get your credit good.
Here's a secret. Start with a credit card -even if they give you high interest.
ALWAYS pay more than is necessary. For example: let's say your payment is $43/mo. Round it off (if you can afford to and pay them $50) They won't admit it, but by looking at my credit report, it looks like it helps build credit. Once you get one credit card you will have tons of offers. Wait about 6 months and apply for another one with lower interest. And then in 6 months do it again.
Note: The more you apply for credit in any 6 months - will lower your score!


Sal G
Stay away from finance companies that charge 20% interest or more. Horrible credit normally means you'll be paying lots of interest. Try applying for a credit card.
**Get a cosigner who has good credit to go with you to a reputable lending institution such as a bank. That will help you build up your credit.
good luck


PaymentKey.com
Rating
Hi Valerie,
It depends on what kind of loan. I did some research on the web to see if there were any unbiased ratings, comparisons or reviews of lenders for people with bad credit. I did find a couple: http://www.lendersrated.com/index.htm...
http://www.wealthkey.com/loanadvicepg.html...

I hope this helps you.
Leafgreen


slick50
Rating
It really depends.

What is horrible credit?

Do you have any money, an income, or an asset with value like a car.

If you don't have any of these things then you are screwed if your FICO is 525 or less.

Most people that ask these type of questions cannot answer yes to any of the questions presented.

Plan B - gf/bf/ family.

Plan C - get a job and show up every day on time.

Plan D - become a stripper or an escort.


a6stringjedi
Rating
It's hard to get one with horrible credit. You may need to try getting one with a co-signer until you can get your credit straight. One thing to remember is that if you are applying over and over again, you are showing many requests of your credit which also makes lenders a little worried. If someone is willing to give you a loan but sees 30 other banks have also looked at your credit in the last week, they may not because they don't want to risk that you got a loan from all of them as well.

Be sure to get a copy of your credit report from all three bureaus. You are entitled to a free copy of your credit report once a year from each bureau and can also request a copy of it whenever you are turned down for credit.


answ er
Rating
There are companies that provide loans for people with bad credit.


rookiewriter
Parents are about the only ones to normally take that risk several times.................


Harvy S
Try this place. All you need is a job.
http://creditoffernow.com/lendcashfast


wpgcoder
Rating
If it is a small loan... try a poor credit credit card

http://affiliatetier.com/credit_repair/credit_cards.php?review=1165&page=3 - I think the card runs a credit of 2000+ I am not totally positive on that though

many other informational items at their main page http://www.affiliatetier.com/credit_repair


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