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Additional Details
i'm in ... |
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canidreamtonight | Where can i get a prepaid credit card? |
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 |
 
Lilaki
 |
There should be some banks there that offer it. You'd better ask there.
In Greece a pre-paid card doesn't have to be connected to a bank account. You just deposit any amount you wish and you can either use the card as a credit card-without any additional charges-or as a normal withdrawal card at any ATM. |
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jesdad47
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Wal-Mart |
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kassy kemp
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With a bit of dilligent shopping and comparision of various prepaid credit card offers, it is not difficult to find a prepaid card with no annual fees, no late payment fees, no repayments, and no penalties whatsoever. So, the ownership costs of a prepaid card can be negligible.
With prepaid cards it is very easy to promote financial discipline. Since you can only spend what you have, there is no overspending, and hence no debts.
Some prepaid cards do report their use to major credit bureaus and hence are a good instrument to rebuild credit history.
Prepaid cards have wide acceptablility, and in some cases they are even more readily accepted than credit cards. Apply online for a best prepaid credit card at: http://www.credit-card-gallery.com/PrePaid_Card.html |
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JanRose
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Are we talking of debit card or gift card?
A debit card will carry a Mastercard or Visa logo. This is so it can be used most anywhere, online or offline. It is connected to a savings or checking account. The money you put into the account is all that is available to you on your card. And yes, the money needs to be in the account first, before using the card.
A gift card, is simular to a credit card, with a preset limit spending amount, but can only be used at the Merchant you purchased the card from. It does not have the Mastercard or Visa logo.
There are ATM cards. This too is connected to your savings or checking account. With money already in the account. Again, it does not have the Mastercard or Visa logo.
Now I am not certain on this, but I think Walmart is now offering "Gift Cards" with the Mastercard or Visa logo on them. These can be used anywhere. This will carry a preset (prepaid) amount
on it as well. Just means what ever amount of cash you put on the card at purchase is all that is available for spending.
There are credit cards out there...called secure credit cards. With the Mastercard or Visa logo. This will help to build your credit. Ever applied for credit and got turned down, because of not enough credit? This is the card for you. You open an account with a credit company that offers secured cards. You put money into the account. That is what is available to you for spending. The higher the account balance. The higher your spending limit is.
Or you can apply for a low unsecured credit card. Usually of $200.00. This is another way to begin to build your credit. |
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tim t
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Though prepaid credit cards resemble debit credit cards a lot, the two are vastly different. When you use debit cards for any purchase, your shopping will be automatically debited from your bank account. On other hand, the purchases made with prepaid cards are deducted from the balance present on the card.
The prepaid cards offer various benefits like:
Interest-free purchases
People with a bad credit history are eligible to apply for a credit card.
The credit limit varies according to the balance available on the card.
http://debts-to-wealth.com/category/Prepaid-Credit-Cards.html |
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anand s
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Pre paid card is not called Credit Card ; the proper word for it is, Debit Card. Your bank will happily issue you Debit card. You can purchse any thing you want and payment will be deducted from your bank account. You do not pay any interest, rather can get discounts on purchase. You can not exceed your expenditure, as the control is your bank balance. |
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alsballoondepot
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if you have access to Walgreens - believe it or not they carry prepaid credit cards
if you have bad credit you can get a card with Orchard, First premier and or Washington mutual. The interest is rough but it will get you started in the right direction. Orchards has start up fees that go against your open line, thus making payments toward those fees, once they are paid you open line is yours and will increase over time with timely payments - always send in a few dollars more than minimum |
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Kate P.
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Vanilla visa prepaid credit cards can be purchased at CVS |
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Bob C
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Actually, this is known as a debit card.
1. Open a bank account
2. Put some money in it.
3. Order a debit card with the MasterCard or Visa logo on it.
4. Problem solved. |
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