 What happens if I OVERPAY my credit card? |
The mail around my area sucks, and I usually don't get my bills until they're almost due or overdue, so I pay my credit card off through my bank website.
I call the credit card ... |
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 Iv been offered a loan with 63% apr? |
due to my circumstances, this is the lowest apr i have been offered. i want to borrow £2000, so am i right in thinking that i would pay back a total of £3174 if i take this offer?
... |
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 I have a problem!? |
| About a year ago, I called a internet company to cancel my internet. Well something must have happened and it never was done! I called the next time and they said that they could fix. Fast Forward...... |
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 Being harrassed by a bill collector? |
| I AM BEING HARRASSED BY A DEBT COLLECTOR WHO IS GIVING AWAY MY INFO, AS WELL AS CURSING AND YELLING AT ME. APART FROM THE FTC, WHERE ELSE CAN I FILE A COMPLAINT WHERE ACTION WILL BE TAKEN IMMEDIATELY?... |
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 Can you overnight deposit a money order into your bank account? |
| I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account.... |
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 Is it ok for a Debt Collector to call on Sunday's in California? |
| What are the Debt collector practices and regulation they must follow in California or where do I find them?... |
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 How do I improve my credit? |
| I don't have good credit. I can't get a credit card, due to it, so how do I improve my credit? The reason I have bed credit is due to defaulting on a student loan several years ago. So ... |
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 Writing "Paid in full" on front of a personal check.? |
| If I write Paid In Full on the front of my check and the other person cashes the check am I released from any future claims that I still owe them money like for a contract dispute?... |
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 Credit cards.? |
can anyone tel me what the 2.5% handling fee means and what 0% balance transfer means.
should i bother with one or not also, as im part time on about 555 a month (pretty cr@p yeah :D)
... |
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 I wrote this and it is my philosophy and I am proud of it. What about it? |
| Believe nothing, no matter who has said it, even if I have said it, unless it agrees with your own reason and your own common sense.... |
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 When wil my bad credit clear? |
| I HAVE APPLIED FOR A MORTAGE BUT THEY HAVE KNOCKED ME BACK THREW A MOBILE PHONE BILL I NEVER PAID I HAVE PAID IT IN FULL HOW LONG WIL IT TAKE TO GET MY CREDIT BACK I HAVEN GOT ANY CCJ... |
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 I have 4 credit cards, which ones should i ditch ? |
Card #1 - Visa
Card#2- Mastercard (yearly fee of $60)
Card#3- Old Navy
Card#4- Victorias Secret
Additional Details
i've heard youre only supposed to ... |
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 I'v never had a credit card...? |
| I'v never had a credit card..., and lately ive been geting offers APR is 17.74% is that good?... |
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 I am a college student with zero credit. I applied for a credit card at Wachovia and was declined.? |
| I need money to pay for lawyer fees (and I absolutely cannot ask my parent for money). I need help as soon as possible... I am desperate. Thank you.... |
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 IF I HAVE VERY BAD CREDIT BUT I HAVE $20,000 DOLLARS TO PUT AS A DOWN PAYMENT ON A $185,000 HOUSE CAN I DO It? |
| I HAVE 1 &1/2 YEARS TO BUY THE HOUSE THAT I AM LIVING IN OR THE MONEY GOES AWAY. I DONT HAVE GOOD CREDIT AT ALL AND SOME OF THE THINGS ARE RECEINT( LATE PAYMENTS,NON PAYMENTS, CAR REPO. ETC) CAN... |
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ian t | Where can i look to find out what credit cards i still have active but not using? |
i have used many credit cards in the past, most of which i have cancelled, but there are some that are still showing as active, is there anywhere that will be able to show me which i have outstanding |
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bella_4624_19
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you will need to pull your own credit report. as long as there's no annual fees keep the card open. it improves your credit score because you are having established credit. |
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alferzz
 |
Get all three of your credit reports for free once a year from annualcreditreport.com. The reports will show you not only all your open and active accounts, including credit cards and loans, but will also show you your old closed accounts. If you have any negative items on the report such as late payments, bankruptcy, chargeoffs, etc those will be shown on the report as well. |
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SLF
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get your credit report from Experian or Equifax. You can order them online for £2. They should show all the credit you have even if you're not spending it. |
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alatoruk
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get a credit report from experian. it cost you something like a nominal £2 and lists all the standard stuff the banks etc use to decide on whether to give you credit.
this should show all the cards etc you have. |
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Kristina M
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annualcreditreport.com is a website ran by the federal government which will allow you to retrieve all three of your credit reports for free once a year. You dont have to put in any financial information like a credit card. Its a legit website unlike some others. |
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john_banana
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Get your credit report from Experian.
This will show which accounts are active and it also gives you contact details for the financial organisations you are linked to. |
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nilechnylasor
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the only way to use credit cards. is to actually USE THEM. get one for say six month interest free, save all your money in internet banking at a rate of about 4.60 and then when the moron credit company wish your payment, pay it off, let the credit companes always carry the debt. it is the only way to do it.; Mind you if you hjave no money. do not use a card, and id you do, just use it on the day of the billing so you get seven weeks to save to pay it off. Never never ever ever pay flaming interest. otherwise you are a mug. |
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zippythejessi
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Get copies of your credit report from all three credit bureaus. You need from all three because some only report to one and not the others. |
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Joe Cool
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Any of the big 3 credit report businesses include this on their reports to the consumer.
https://www.annualcreditreport.com/cra/index.jsp |
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sacayouette
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Go to Freecreditreport .com and fill in the information asked (be careful as they are trying to sell you your free report.)
On this sight there are links to all 3 major credit reporting agencies. You can see all 3 now or just one (I suggest only one as you can do it only once per year per company for free.) Your entire credit history going back 7 years will be there.
Look under active accounts. This will show you what is active (I found out about a card that was on the wrong report.)
If you look at just one report that saves you the other 2 to look at in a few months for free. |
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geminigirl476
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Your allowed to access your credit report once a year for free and there are some great websites on the internet that give you this service. It would show you anything that is on your credit report, including any credit cards that you are not longer using. |
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