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 If you consolidate all your debt of your credit cards, does this terminate the credit cards ?
I'm not in massive debt, but I lost my job and I don't plan on using credit MUCH so i just want it all paid so I don't have to worry about the balances, but I don't want to lose ...


 Can debt collectors seize my car?
That's prety much the only asset I have, and I was wondering if a collection agency can seize it as collateral. I haven't signed any contracts with my car as collateral, so I don't ...


 Can you file bankruptcy more than once in 7 years?
does it matter if one bankruptcy was filed while you were married and then get divorced and want to later file as a single? Does it matter the type?...


 My credit card company are sending me a new pin because i have forgot my number?
i have had this account for 2 years so its not a new card, i am taking the card out shopping with me today, will the shops let me sign for my goods, even though everywhere is "chip and pin" ...


 If i have bad credit and want to buy a house and have about 80000.00 cash?
would they sell to me
Additional Details
i wanted to use as a down pymt on 200,000.00 house credit is clean except for discharged bk ....


 I make 16k a year .. can I afford a 600,000$ mortgage?
I found my dream house selling for 601,500$ And I have managed to save 1500 over the last 2 years. My credit score is very good. I think its 610. And if they want, I can also show that i get a 300$ ...


 Is a credit card needed to get a hotel room or can cash be used?
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 Is it better to file for bankruptcy or just not pay a debt and have it 'written off'?
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 What are my options?
I am interesting in purchasing my first car. I do not have a co-signer available though. I don't think that I can apply for a bank loan because I don't think my credit score is high ...


 Anyone know of a mortgage lender who will loan to people with bad credit?
I had cancer a few years ago and spent 2 years fighting to get SS Disability. Things are better financially now but my credit has some delinquent medical bills on it and my score is in the low 500&#...


 What's the best advice you got about credit cards?
...


 VISA Gift Card??
My dad got me a VISA gift card for $100. He said that where ever they took VISA I could use it!
I was trying to buy a song on iTunes and I entered the credit card number and the security code ...


 I just got my first credit card in today but...?
im wondering why i have the balance i have. I know i had to pay an annual fee and all but after the fee, i have 124.00 on the card but then when i just checked online, it says i have only 75.00 on ...


 Why did Bank of America charge me 32.2 % interest?
I was late on a credit card payment to Bank of America and went over the credit limit. The next months billing statement charged me 32.2 % interest. I called to see if they would lower it, they said ...


 I am still young...my credit score is 608..is this good/bad?
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 What happens if a money order bounces?
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 Is it legal for credit card companies or creditors to call a neighbor to contact people who owe them?
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 Is this a good or bad credit score?
I recently looked at my credit report and my FICO was 650...is this considered good or bad? What are the best ways to improve my score by April/May of 2008?...


 Do evictions affect your credit?
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 Could this be EBAY/PayPal fraud?
Someone bought an item from me and they only have 2 feedbacks (both positive). The eBay info says they're located in Canada, but when the person paid via PayPal, the shipping address is in M...



andy-warhol-buyer
Where can i use my debit/credit card with no available funds in my bank account?
                     
 




sem3578
why would you want to use a debit/credit card if you have no funds in your account?


Q.S.G
Rating
Legally, nowhere........


LJRobbie
Your ability to use the card is directly related to the amount of funds you have in your account.
If you have no money in the account that is connected to the card, you have no ability to legally use the card.
A debit card works when funds can be debited to cover the transaction.


michigangirl
It depends on your banks policy. Most banks will pay minor amounts if your account is overdrawn but you will pay for each item you overdraft. Plus if you are unable to get your account in the positive then you will be charged more fees. If you still are unable to get your account positive then you will be sent to chexsystems. It is like a credit reporting agency for banks. You will not be able to open another bank account for 5 years. Think before you decide to overdraft your account.


Christian93
No where, unless you have overdraft protection.


Jamie
I think your debit card will still go through anywhere but you will be charged an insufficient funds fee from your bank each time you do it.


Amanda H
Rating
You can't, its considered fraud if you knowingly use your card with no funds.


Lots of banks DO have a overdraft spending amount...try going to an ATM and just taking a couple hundred bucks out. Its built into your account and as long as you get into the positive within a couple weeks, they dont get real mad.


lingua06437
Maybe as a piece of id.

No funds, no love. Stop trying to cheat the system.


avery
you can't, you have to have funds in your account.


moonwalker
I have never heard of debit/credit card it is one or the other debit is tied to a bank balance credit may be issued by a bank has nothing to do with money you have or have not in the bank most likely when you have no money in the bank shortly credit card will be called by issue r due to non payment.


Flea©
Rating
You can't. Your debits and credits only equal the amount of funds in your account.


itstimeforachance
u will be hit with fees from your bank

NO you can't do this


co_r_upt
That is illegal. You'll end up in worse shape if you do that than what you'd be in borrowing money from someone.


lanie1713
sorry, you need funds in your account


MrPurrfect
Rating
Just go to any store. Before you go in, cut all the phone lines. Then go in and use your card. All the machines will be unable to process approvals.


coolmonk
Find an offline ATM, withdraw your maximum limit and disappear like a goodluck in lost desert............


jjjjj
yes you can you can go to tesco petrol station and use the pay at the pump if you have a pound in the bank you can fill upto 100 pound then quicky remove card do it again before it regersterd and fill up another100 pound we sell it to our friends but your bank will be ---


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