Do you think Credit equals wealth? |
I see tons of questions in this category which pertain to a TOTAL obsession over credit scores, cleaning up ones score, improving scores and the like.
PEOPLE: The use of credit, especially ... |
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I only payed half of my credit card payment? They raised my minuminum payment..how can i get it to go down.? |
| I am a college student and working a part time job with 300 dollars a month and i missed a payment and my card went over the limit. They raised mt min payment to 67 dollars. What can i do to get it ... |
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Whats the best way to get approved for a credit card if you don't have a job and a bad credit rating? |
| is there a web sight i can go to for the un-employed and bad credit ratings that they will approve me for a credit card?... |
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My credit score is @ 570 and i have no debts, why can't i get approved for another credit card? |
| i have an ok credit score of 570, almost no inquiries, only 1 debt in collection and 1 credit card that i'm paying off, my credit report says it's pretty clean, why do i keep getting turned ... |
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Can I cancel a credit card account without paying the balance in full first? |
| I have this card that is going to start charging me a monthly fee to use it, and Ive been wanting to cancel it for a while now, do I have to pay the balance off in full first or can I cancel it and ... |
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Debt consolidation question? |
| I have been searching the net a bit, but not sure what i'm looking for. I'm looking for a way to consolidate my debt. I have never done this before, and not sure what place would be good. O... |
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Should i go out tonight?? |
| i get paid tomorrow but i owe my mum £500 and counless amounts to credit card companys and the like, and i only get paid £500 (poor student) my mate said he would lend me some cash?... |
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My dad got a check and is giving it to me to use to pay for my car. How do I put his check in my account? |
Dads check + _________ = $ in my account Additional Details It is a check he got for a job he did. so it is from them to him.... |
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How will cosigning for a Cell Phone affect my Credit? |
A friend of mine was sent to a collection agency because of breaking a lease for an apartment... so her credit sucks.
She's asking me to possibly cosign for her to get a new Cell Phone plan.... |
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I just graduated from college and am having trouble finding a job! What should I do? |
| I am a single mother of two. I currently am living with my boyfriend and I am not happy. I want to break up but I am afraid I will not be able to find a job fast enough to be able to support myself ... |
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How does one build up a good credit history? |
| I need to start over and need help! I need steps to to do so thnx!... |
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I want to build credit but no one will approve me for a credit card? |
| I want to build by credit so that when i graduate college in a year i can get a nice car or apartment. I can not seem to get approved no matter what. i have no credit history and i need help.... |
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Car loan help credit score? AMEX help credit score? Please HELP!? |
| I have 10 revolving & 3 installment accounts listed, 0 mortgage & 0 other {no student loans, no car loans, etc}. All 13 of my accounts are in good standing. Only 4 of the accounts are open ... |
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Shall I pull out my credit score on a regular basis? |
| I am having a fair credit score. I need some credit asap and so am trying to improve my score. So shall I need to pull out my credit score on a regular basis? Say once in every 1 month, 3 months, 6 ... |
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TinaToon | Where can u get a small loan with a poor credit report? |
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Dan The Man
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What kind of loan do you want?
If you want to buy a house, do it. I am in the process of buying my first home. I didn't think I could ever do this because of my bad credit history, but there are programs out there that you qualify for, you just have to find a lender that is willing to work with you.
Buying a home will help you pay off debt, because you get equity, and you can defer your taxes.
Another thing you can do to pay off your debt is to claim more dependents on your W4 form at your work. You get about $200.00 to $250.00 or more per month, and you can use that toward your monthly payment on your outstanding debt, and it's legal.
If you want a debt consolidation loan, I would recommend closing all of your unsecured debt accounts (credit cards) and don't spend on them anymore. Tell the credit card company you intend to pay this off, and sometimes they will either reduce your interest rate, or offer you a settlement. Once the account is paid off, report it to equifax and they will update your credit report, and never get another credit card, ever! They are evil!!!
Your current bank might work with you on getting a debt consolidation loan, and if you have any asset to use as collateral, such as a car that you have paid off, or your home that has equity, you can get the debt consolidation loan using your home or your car as collateral. This means that if you ever default on the loan, they can use the home or car to pay off the loan (so don't ever default on a debt consolidation loan).
I'm not a banker, I'm just speaking from personal experience, so to be sure of what you need to do, set up an appointment with one of your bank's financial advisers, or check out their website for free financial advice. |
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Orion777
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This is why pawn shops were invented. |
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lisa s
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whatever you do, I wouldn't reply to PETER's B or peters p or whoever that is saying that he will give you all this money if you email him.
I like my loan officers to have a basic understanding of english or whatever language they choose to conduct business in.
Who would entrust him with this kind of money?
Stay away from shady people like this |
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INACTIVE
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This is a very popular question. The answer is that if you have poor credit, do you really need a small loan? Why add to your debt??? Your question isn't saying how much you need, your repayment plan, or the reason for the loan. Your best bet is to ask family, friends or employers to loan you what you need at low interest and then come up with a plan to live below your means for the future so that you can be the one that people come to for loans. Start your plan by increasing income or reducing expenses. Try to live on a cash only basis without the need for loans. Review your credit report for errors and make an effort to fix your delinquency. In time you'll qualify for loans for things you really need loans for... car, home, etc. |
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bigbaps
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hello tina toon.you can get a loan from welcome finance or provident .just give them a ring you could get the loan afew days later.the only thing is the interest that they charge is quite high but thats what happens if you have poor credit report.good luck . |
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smily
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This site wil give you most useful information about loans with bad credit visit http://www.freewebs.com/*********** |
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sammyjoe
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They're quite a few lenders appearing at the moment that could help you. One I'd recommend that I've used is Advantage Loans. Their loans are unsecured so you don't need any collateral, and they specialise in providing finance for tenants and those with bad credit. Have a look at their site for more details. If you're unsure of anything you can give them a ring. Contact details are on the site. |
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tennessee
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high interest small loan companies.......... in the phone book |
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luciousgreeneyedlady
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how small and how poor is your credit? |
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MARTIN D
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If in the UK try www.surefirefinance.co.uk they may be able to help. |
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rosieC
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Di-tech as advertised. |
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Kokopelli
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Try the First National Bank of Mom.
It depends on what you mean by a "small" loan and what the purpose is for this loan. With a poor credit report and no collateral you will have a hard time finding a lender to pick up something like this. If the loan is just to pay off some other bill or obligation and you have nothing to back it up your chances are just about nil. This is why for a small loan in these circumstances the First National Bank of Mom is usually your last recourse. |
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sexytrojan
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www.CashCall.com |
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Litmus180
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you can use the cheque cashing services but be warned their interest rate is phenomenal and this is only worth it if you need an amount under £500 and are able to pay it back with one to two months. |
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Cileg
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Right here:
http://www.vancouverfinder.org/business/bad-credit-loan.html
Hope this helps, |
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Mr Chris Peters
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Hello there, I am Mr chris peter.A legit loan lender.Are you into debts? Do you have a bad credit?Are you financialy down.I give out loans at low interest rate of 3 to 5%.I give out Business loan,Auto and personal loan to Men and women who are into Business transaction and who need it for personal reason.I give out long term loan for two to twelve years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US and SGD the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ and SGD so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem.Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now at cpc_consultant@yahoo.com.Fill this application below
Loan Amount needed:
Names:
Telephone: |
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