 I got credit issues what to do!? |
| Ok Im 25 now, in the past when I was in high school, I got 3 credit cards and maxed out, Since about 03 I havent paied on any of them, now they are charged off. I tried the whole CCC thing but it was ... |
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 What is the most sensible way to get rid of credit card debt? |
| I have about 5k on credit cards right now and they all have high interest fees. I was told if I paid them off in full it would damage my credit rating. What is the best way to bring down the amount ... |
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 My husband just found out that his father has ruined his credit, $214,000.00 worth! What can be done? |
| he found out he has a house in his name, businesses, cars, utilities, starting when he was 10 years old!!!... |
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 If I elect to pay a credit card balance in full via direct debit...? |
Will I be charged interest on the days inbetween the payment being sent & the card company receaving it?
Thanks.... |
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 Incease in credit score? |
| My current credit score is 650. If I pay my bills on time for 2 months, do not apply for ant new card or loans, use only 25% of available credit, will it increase to 700 by the end of december?... |
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 I just got a CREDITCARD offer in the mail today with a 5,000 credit limit but i never ever had a credit card? |
| and my dad has several and he always told me to never get one because it will be diaster but i really need to pay my bills and my job sucks. Im a nurse aide so should i keep the credit card?????... |
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 Husband has done a runner and left me to deal with his debt? |
| My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a ... |
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kitkat | Where can you get a sacured credit card to clear up my credit? |
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amyl91
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Orchard Bank offers a secured credit card.
www.orchardbank.com |
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blackknightninja
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cool man |
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Jennifer G
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National City Bank |
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Chris C
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You can compare various secured cards at http://www.iapplyforcreditcards.com/bad-poor-credit.php |
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Keyon F
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if you own your own home you could refiance and pull cash out to pay off your debt and boost your credit score dramatically.
I work for untied lenders group so i could help you
916-860-0804
keyon |
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harvieschreiber2003
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Check out www.bankrate.com for credit cards. There is also a website called something like card web which may help. I believe that Bank of America offers a secured card ... but I am sure that there are others.
Be sure and pay on time... that, more than anything, will help improve your FICO score. For more help on improving your FICO score, go to www.myfico.com |
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STEVEN F
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Any place that offers a regular credit card should offer a secured card. BTW, the card looks just like a regular card. No one can tell the difference except the issuer. |
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magpie
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If you don't have ANY credit, this will help. If you have BAD credit, there is more you must do. |
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2glock
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Good question. Most major banks offer them, like Bank of America for example. You can walk in any branch and apply. Sercured Credit cards can bring you credit score if paid on time. Just make sure you pay your bill on time every month ans you'll be fine. |
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resasour
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you can get a secured card anywhere... even your local bank offers secured credit cards... google search secured credit cards and see what comes up... |
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educated guess
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Getting a secured credit card will not clear up your credit.It will give you an opportunity to obtain additional credit, but cannot "fix" your problem. |
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ladycashmere79
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Most banks and credit companies offer them, but you'll probably get a better deal with a credit union. |
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Juanita
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Bad idea. Try cleaning up your current credit situation. Usually secured credit cards are scams with god awful interest rates. Go to annualcreditreport.com and get a free copy of your credit file from Equifax, Transunion and Experian. Find out what credit problems you currently have. Work towards paying off past debt or disputing debt that is not yours. Most companies, if your account is in collections, will settle for pennies on the dollar. I really advise people to not try to clear up debt with more debt. That's a mistake. If you have any questions contact me. |
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