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 What are the best credit cards to apply for when trying to repair your credit?
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 Iv been offered a loan with 63% apr?
due to my circumstances, this is the lowest apr i have been offered. i want to borrow £2000, so am i right in thinking that i would pay back a total of £3174 if i take this offer?

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 I have a problem!?
About a year ago, I called a internet company to cancel my internet. Well something must have happened and it never was done! I called the next time and they said that they could fix. Fast Forward......


 Being harrassed by a bill collector?
I AM BEING HARRASSED BY A DEBT COLLECTOR WHO IS GIVING AWAY MY INFO, AS WELL AS CURSING AND YELLING AT ME. APART FROM THE FTC, WHERE ELSE CAN I FILE A COMPLAINT WHERE ACTION WILL BE TAKEN IMMEDIATELY?...


 Can you overnight deposit a money order into your bank account?
I have a bank account that I'm bringing current and I was just wondering if you could overnight deposit money orders into your account....


 Is it ok for a Debt Collector to call on Sunday's in California?
What are the Debt collector practices and regulation they must follow in California or where do I find them?...


 I filed bankrupt what is easiest free credit card to get?
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 How do I improve my credit?
I don't have good credit. I can't get a credit card, due to it, so how do I improve my credit? The reason I have bed credit is due to defaulting on a student loan several years ago. So ...


 Writing "Paid in full" on front of a personal check.?
If I write Paid In Full on the front of my check and the other person cashes the check am I released from any future claims that I still owe them money like for a contract dispute?...


 Credit cards.?
can anyone tel me what the 2.5% handling fee means and what 0% balance transfer means.

should i bother with one or not also, as im part time on about 555 a month (pretty cr@p yeah :D)
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 I wrote this and it is my philosophy and I am proud of it. What about it?
Believe nothing, no matter who has said it, even if I have said it, unless it agrees with your own reason and your own common sense....


 When wil my bad credit clear?
I HAVE APPLIED FOR A MORTAGE BUT THEY HAVE KNOCKED ME BACK THREW A MOBILE PHONE BILL I NEVER PAID I HAVE PAID IT IN FULL HOW LONG WIL IT TAKE TO GET MY CREDIT BACK I HAVEN GOT ANY CCJ...


 Do prostitutes take credit?
How about debit?...


 I have 4 credit cards, which ones should i ditch ?
Card #1 - Visa

Card#2- Mastercard (yearly fee of $60)

Card#3- Old Navy

Card#4- Victorias Secret
Additional Details
i've heard youre only supposed to ...


 I'v never had a credit card...?
I'v never had a credit card..., and lately ive been geting offers APR is 17.74% is that good?...


 How can i fix my credit , whats the best way to bring my score up ? ?
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 I am a college student with zero credit. I applied for a credit card at Wachovia and was declined.?
I need money to pay for lawyer fees (and I absolutely cannot ask my parent for money). I need help as soon as possible... I am desperate. Thank you....


 IF I HAVE VERY BAD CREDIT BUT I HAVE $20,000 DOLLARS TO PUT AS A DOWN PAYMENT ON A $185,000 HOUSE CAN I DO It?
I HAVE 1 &1/2 YEARS TO BUY THE HOUSE THAT I AM LIVING IN OR THE MONEY GOES AWAY. I DONT HAVE GOOD CREDIT AT ALL AND SOME OF THE THINGS ARE RECEINT( LATE PAYMENTS,NON PAYMENTS, CAR REPO. ETC) CAN...


 Is there any companies that give laptops to people with bad credit?
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 Is it better to close credit accounts from furniture and clothing stores if you don't use them or leave open?
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desitur
Where is the best place to get a loan, even with bad credit?
I am looking for a loan between $1000 -$5000. I have bad credit, and I'm afraid that I know for sure I know I'll be turn down for it. I wanted options where I can atleast get a thousand dollars in loan, which will help me to start off with. What are my best options? Thanks.
                     
 




earth angel
What are you going to use the money for? Not that I am sneaking but, I suggest that you should repair your credit first, before thinking of borrowing again. Your reputation is already smeared, when the time comes that you need to borrow money for a house or a business, you will have a hard time because of your history. Do not make it a habit to borrow and risk it. your hurting yourself by doing so.


commonsense2265
Rating
My answer to you is try and get a second job and save as much as possilbe, see where you can cut down on your spending and pay your bills on time. Then set about fixing your credit and paying off your bad debts or pay them ontime. Borrowing more money is not always the answer.


Amanda C
Will this be a secured or unsecured loan? Depending on how bad your credit is you may not be able to get a unsecured loan. If you have trouble getting one and really have a need for it try citi-financial or american general or another company who lends at really high rates and secures the loan with household goods as collateral only if the need for the loan offsets the cost of the high interest you will pay typically 50% or more apr.


pack1710
The best option is no loan at all. You already have bad credit which means that you are a bad borrower. If you haven't got the money to pay the bills you have now another bill isn't going to make your life any better.

That range sounds like a car. Tough it out for a while. Work a second job or get a better one and pay cash for a beater. Save up some more, sell the beater and buy a little better car. Keep saving selling and buying untill you get into a reliable car.

Nothing is better than knowing whatever happens no one can take your car from you.


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