 Which should I pay off first? |
The credit card with the LOWEST balance or the credit card with the HIGHEST interest rate?
I always thought you should go after the one with the highest interest rate first so that you don&... |
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 Rejected application for an American Express Platinm card. On what grounds can I appeal? |
I got rejected for an AMEX card for not meeting the "internal credit score". I have a good credit history and am on a good salary. How can I get them to change their decision?
A... |
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 Have you been in debt? how can one get out of thousands of dollars of debt? |
What tips do you have:
changes in life style is one ***no eating out, watching your driving routes to save gas.
What else is there?... |
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 Does paying off credit card balance in full hurt or help credit score? |
| I have my credit account set up to take the full amount of the the credit balance directly out of my checking on the 28th of each month. I have read many different things about building a good credit ... |
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 High Paying Job for a 12 year old? |
| Any high paying jobs for a 12 year old? (I'm saving up for a MacBook Air)... |
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 I need to know every thing about credit card.? |
| I want to get credit cards but i neeed to know every thing about them like stuff like if you spend 20 dollars how much would you have to pay for your credit card i just need to know every thing. HELP... |
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 $ 50 visa gift card? |
How safe is it to give a gift of $50 visa card if the number on it is exposed to everybody on the shelves at the store, before buying it?
Additional Details
I noticed all the cards have ... |
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 Recently had demands for payment from an old debt, not sure exactly how old but over 6 years anyway.? |
| Had 2 letters, my partner phoned and said the person they want doesn't live here but now have a 'red' letter threatening court action. It was an old debt that I had with a previous ... |
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| How do you build credit from nothing? |
| A friend of mine has no credit...no bad, no good. So, no one will loan her anything. How does she go about building her credit so she can get a credit card. She's applied for cards and cell ... |
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 Can I buy a new car with my credit??? |
I'm turning 22, and my credit history is a little over 2 years...
I have like 4 credit cards...and macy, victoria secret, best buy, banana republic credit cards...so you can say i have ... |
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 What are some of the options that I have in dealing with my debt problems (I'm on limited income)? |
| This is the situation: I have a physical disability, and am on limited income (Social Security Disability). I had a friend (at least I thought he was my friend; he proved otherwise) who was ... |
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 How do I get out of an Auto Loan? |
| I have a loan with my ex. She is hounding me to get her off it. I can't refinance without a co-signor and no one will help. I can't sell it because I need a car and can't pay the ... |
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Evil J.Twin | Which UK credit card is best(please see details)? |
My partner and I have been looking at buying a house but we can't get a large enough mortgage. It seems the only way to get a higher one is to get a higher credit score. I have never been in debt, he has a CCJ from years ago for about £800 which has been paid fully for over a year and our income is low. I am thinking of getting the card only in my name. Basically, the card would be used for ID purposes and small purchases just to get a credit score so I would want one with no annual fees or anything like that.
I've just looked at a few cards and I am confused! I have seen a couple which look good but I am still not sure.
Additional Details
We have both previously had a Capital One and so have both my sisters and several other people I know, we all had problems which the company chose not to deal with so that one is definitely out of the question. |
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nkellingley@btinternet.com
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Try talking to your bank, if you have a good history with them they will be more likely to grant you a card and they tend not to have an annual fee etc.
I would say however that you will not necessarily improve your credit rating by having a credit card - and in the first instance your credit rating will drop, it always does following any application for credit of any kind.
I also think that you would be best talking to an independant financial advisor regarding your situation - there are many non-standard mortgage lenders out there and methods of applying for mortgages that will almost certainly suit your needs now.
It is unlikely that your boyfriend's previous CCJ would stand in the way of securing a mortgage - because a mortgage is secured against the property your previous credit history tends not to apply - unless you have no deposit whatsoever (and even that is surmountable by buying a new house where the developer pays your deposit).
So talk to somebody before taking on additional credit that you don't need or want and that probably won't make the difference that you are hoping for. |
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Mitan
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Should I do it more often then?
Is it legal inall states? |
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ziggy bulldust
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try capital one |
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Subterfuge
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Try the American Express Black Card |
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fb0581
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CCJ |
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MSMORTGAGE
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Don 't know who told you a higher credit score will get you a mortgage, they are wrong I am afraid. If you are both employed whether good or bad credit, you will be eligible for a mortgage. Some lenders do not credit score at all. Don't get in debt on bad advice. If you need mortgage and finance advice you can e-mail me. Hope this helps |
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Mer-Dory - (Queen of Doryland)
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Actually, I haven't had any problems with my credit card, they seem to have sorted themselves out, and they will give almost anyone a card, but you may have to pay a security deposit.
(I'm not saying which my card is online though).
(I also agree with Nkellingly, some good advice there, talk to Phil!) |
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Jo K
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GE is quite good, you can get interst free on purchases for 12 months |
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man290663@btinternet.com
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Actually the amount you can borrow on a mortgage isn't determined by your credit score but by the total of what you earn, the property value and the lenders scheme.. try a mortgage broker and avoid credit card debt as this often is taken OFF what you could borrow if borrowing more than the usual.
other options are shared ownership or moving to a cheaper area.
There is NO SUCH THING as a GOOD CREDIT CARD! |
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laydee_t_xx
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Mint is a good option, u get a certain number of free months in which u pay no interest if u were only wanting this for say 6month so u could get ur house set up and kitted out ect this would be perfect. Capital one is very very good, it has lower interest than mint and the people on the other end of the phone r very nice if u ever have any queries problems ect. |
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