 Does a company need my permission to run a credit check on me? |
A company called wagerworks ran a credit check on me. They appear to be linked to online casino's. I have played online casino's but have never requested credit.
Do they have the ... |
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 How do i get credit? |
| im 24 yrs old and had nothing on credit but still cant get a credit card they all say no when i havent had credit before so iv got no bad credit. iv got a currant account and thats all ... |
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 I've been threatened, insulted, and need to resolve this... But where do I start? |
| Alright, for about three months now, myself and my husband have been in slight debt. We can't buy food every two weeks with my pay check and have to go thin sometimes. He just started a new job ... |
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 How can I get collection accounts deleted that have been paid already? |
| I have several collection accounts that I have paid off in the past but they are still on my credit file and is causing my score to be low. I also have to accounts that went to court. I have ... |
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 Credit Card Question??? How to get one????? |
I really want a credit card, but do i need credits in order to get one?? or do i apply for one???
How does a credit card works??
Additional Details
Thank you sooo much for all ... |
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 How long does an eBay seller have to ship an item once paid? |
| Payed by paypal 9 days ago, item would arrive to me in 1-2 days after shipping...have emailed twice for info about shipping, NO response....I am the only bidder, buying a dress for .99, a bit worried ... |
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 Help! I lend my employer money. Now he filed bankrupcy. What can I do to retrieve my money? |
Additional Details
Don't take me wrong, there were papers signed, a contract kind of thing. There were other people involved. There were also other people lending him money also, ... |
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 Will I need a credit card to check into a hotel/motel in the US? |
Will I need a credit card to check into a hotel/motel in the US?
I'm not talking five star hotels. Planning on using mostly Comfort Inns or other similarly priced motels. Will the motel ... |
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 File bankruptcy or move in with my parents? What do you think? |
| My husband wants to keep our house and file bankrupty to get rid of all our credit card debt. I want to sell the house, move in with my folks, not file bankrupty and pay off the debts. Both are ... |
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 How do credit cards work? |
| What knowledge should I have before applying for my very first credit card?... |
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 How can I get them a debt companyof my back? |
| I have been paying a debt of at £20 a month as that is all I can afford at the moment,I'm registered as disabled and unable to work,but they say this isnt enough, even though its been fine for five ... |
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 Why was I refused a credit card? |
| I just found out that my application for a bank of ireland credit card has been refused. Im 19 and just got my first full time job so I decided it would be a good idea to get my first credit card, I ... |
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 I am receiving mails saying that I have won million dollars through random selection of emails.r they true? |
| If I want to claim the prize, I need to pay Rs20 -25thousand to receive the parcel containing the amount. Is it good to pay the money for the parcel? Do I receive the real money? Anybody is there who ... |
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 Do I have to give debt collector my bank info to work out payment plan? |
| I received a pre legal notice from Midland Credit management the other day. It says they've been contacting me, even though they haven't in over six months. Anyway, one option it says is ... |
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 Easiest credit card to get? |
| which credit card companies are more know for accepting practicly anyone? someone had told me orchid but they will only give me a secured credit card. im not looking for one that i have to give 300 ... |
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west_avery | Which bank ?? |
I want to change bank a/c's and i dont know which is best. does anyone reccomend a desent bank a/c. i want it to make payments in shops and online and to pay my bills!! |
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MyPreshus
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WAMU (Washington Mutual) Free online checking and you get points which can be spent for all charges you make with your ATM/check card. |
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td2_5000
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I don't know where you are or who you bank with now, but I use Bank of Scotland - easy to deal with and good online and phone access. Debit / credit cards available as well as cheque books.
Does everything I need it to do! |
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sweynseye2002
 |
If you are in the UK then i would recommend Alliance & Leicester. Their current account pays 3.6% and they have just introduced a special savings account which can be fed from the current acc.to a maximum of 250 GBP/month paying 12% interest over 12 months. |
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Claire R
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Assuming you're in England...
Nationwide FlexAccount is really simple for internet banking, you would have a debit card, and could set up debit payments online for bills etc. I believe. Also, at the click of a button you can open an e-savings account, read up on it if interested on their website.
First Direct has also been recommended to me though I haven't used it. I think they have a 24hr phoneline service so if you got confused when internet banking I'm sure you could ring them for help easily etc.
Smile looks good too, tho again haven't used it. |
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ricks
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One bank is pretty much as good as another. Just make sure they offer you the specifics, if any, that you need ie...check card, on line access, phone access, bill payer, etc... |
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Christabelle
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Wachovia is pretty good as is Bank of America. |
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plantaganet
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I also use the Cooperative Bank. With them I can keep in touch with my money 24 hours a day, by telephone, in person, or on-line. I have access to my money at any of their branch counters, using cash machines, Post Office branches and other outlets. It took me about five weeks to change over banks, but once everything, including my Direct Debits were sorted, I have had very few problems. Phone them on: 08457 212 212 Web-site: www.co-operativebank.co.uk Smile is the Internet banking arm of the Cooperative Bank. |
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h&pm
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I would go with natwest or a building society-get one that has UK only call centres! I'm with Lloyds/tsb(not for long mind) and their customer service is all abroad-not good when you're trying to bank AND you can't get straight through to a branch without going via them either. |
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Big Bear
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Where are you located? |
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ImissMitt
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If U are in MN or WI or IL go Guaranty. Otherwise TCF. They always paid my bounced checks.
(back in the day when I wasnt responsible, long long time ago of course) |
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pooterilgatto
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Go to www.bankrate.com they rate all the Banks, and there you will find all the info you need. If you bank on line the location of the bank does not matter, you want it to be FCID insured and pay a good interest rate and the fees you may or may not have to pay should not be too high also pay attention to the star ratings. It will be easy to make your own choice. Best of luck, and Happy Thanksgiving |
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Curley
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All banks are the same to be honest. The are all just as bad (and as good) as each other.
With any current account (cheque / Debit Card account) you open, if it is a new account, you will find that the banks will initally only offer you a Visa Electron debit card.
Visa Electron isn't bad, you can use it in most shops across the board and even over seas (the visa part of the card is the bit that works here), the problem will come when it comes to On-line banking as Visa Electron is generally not accepted for on-line transactions.
Visa Electron enables you to pay for goods, on the basis there is sufficant funds in your account at time of transaction. (Basically, if you haven't got it, the transaction won't be accepted/authorised)
All banks will give you this card when you first open an account as a way of restricting you and until they are happy with the way you run you account. (Kind of like a way of credit scoring you for a few months)
Basically there has to be regular credits (ie salary) usually of more than about £250 + paid in monthly and that you use your account properly. Once the bank are happy with what they see and the way you run your account, you will then be allowed to apply for an upgrade to your Visa Electron card, which will be a Visa Debit. Only then, with a Visa Debit Card do you have the freedom to use it everywhere (On-line included).
The only downside to the Visa Debit is that you can use it to the point of spending all your money and more which can result in you going over-drawn, and if you haven't got an agreed overdraft with the bank - charges will then be incured onto your bank account.
I would suggest to look for the bank with the lowest charges, but then, even that would be difficult.
Nationwide is a good one. I always find the staff, in branch, in call centres and online very helpfull and pleasent, as well as the info they offer understandable. No I'm not a Nationwide employee, but have had current accounts with Abbey National (VERY BAD !!), The Woolwich - now owned by Barclays (Kinda not so bad, but can be unhelpful) and Barclays (They are alright, however can turn very nasty if you get into really bad debit and don't pay them back). Oh and now a Student Natwest account (So far So good with these guys).
All of these guys offer on-line banking too :) |
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cliffhanger
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I changed to the co-operative bank find them very good
www.co-operativebank.co.uk/ |
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Ghostrider
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Lloyds/TSB Bank plc |
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j4mes_bond25
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Bearing in mind your precise needs, I'd recommend www.if.com (Intelligent Finance), which offers 3% Interest rate (without forcing you to pay at least £500 or £1000 each month, like Alliance & Leicester does), on their current account.
Beside, since you don't seem to require branch-based banking (as your needs are limited to making payments, bill, etc.) Intelligent Finance's Internet-based banking should satisfy your needs thoroughly.
In addition, they ALSO offer other products, which may interest you in the future, if not now. They charges are not as severe as the high street banks & has time scale of 3 working days for bill payment, 5 working days for cheque clearance, etc. (same as high street banks).
Beside, the customer service is fantastically brilliant.
So, you get EVERYTHING that any high street bank offers but at BETTER rate of interest paid on your money & less severe charges with wonderful customer service (through Internet or 24/7 phone). |
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mishmash
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HSBC - have been with them for as long as I can remember and never had a problem, always excellent service and they make everything very clear. |
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