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 Does filing bankruptcy mean I loose my car & house?
If I file bankruptcy will I loose everything I have? Will all my debit be down to zero? How does bankruptcy work?...


 After I pay my debts, how long does it take for my credit to rise substantially?
I will pay off all of my debts in 6 months. Will my credit go up immediately after they're off of the books?...


 How do I improve my credit score quickly?
My credit score is far worse than I thought, and is dropping by the minute. I have a lot of debt, and little to no time to pay it off. I HAVE to buy my house in June and basically have to raise my ...


 Credit card?
say i dont pay my credit card bill and the bank that has my savings and checking also issued me a credit card,can they go into my account without permission and take the money to pay my bill?
<...


 How do I start a credit score?
I am 18 years old and have no credit whatsoever, can i have a good credit score by june? and how do I start obtaining credit?...


 Where's the best place you could get financing for a car if you have bad credit?
...


 What are some fast LEGAL methods for raising a credit score???
...


 Difficulty with Experian, re: disputing errors on credit report. HELP?
I've been trying to resolve errors on my credit reports recently, but Experian is giving me a major headache. I sent them two letters via certified mail; one to request deletions, and a second ...


 Why would identity fraud be my problem and not my bank's ?
Suppose someone manages by digital or other means to trick my bank into paying out money which it incorrectly thinks that I have authorised. Isn't this the bank's problem in the end ? S...


 What was my answer on my credit application?
...


 Why do people accept credit anf then not pay it back?
Don;t they realize that comapnies don't eat those costs, they pass it on to the rest of us who responsibly pay our bills?...


 How to increase credit score?
Equifax is 739
Transunion is 750
Experian is 749

I have my credit card for 14 months ago.
How to increase credit score? cause i dont actualy use my credit card i only use ...


 Having problems with debt collector for an 8 yr old account they will not provide info other than amount i owe
Today i got a letter through the post from a debt collection agency. When i phond them i was greeted by an unhelpful agent who would not provide me with much info. The debtor was noted as singlepoint ...


 Am I reponsible for Mom's debt when she dies?
My Mom has a couple credit cards and is about 12,000 in debt. Although I am not a joint owner of the card they have had me as an authorized user for years and in fact have issued me
a card in my ...


 Will I ever be better off financially?
out of ...


 Theres a checkcashing place my son cashed a check at, the people who sent him the check put stop payment on it
and now ace express tells him he owes them 285.00$ what can they do as far as going to jail, or sending him to a collection agency
Additional Details
they check was a personal check from ...


 I have one shoddy credit card (26% apr? lol) that I only have in order to build credit. Will...?
they eventually give me more credit after so many months of paying on time and not really using the card anyway? Or can I request more credit at some point? I've only had the card for a few ...


 How would you be affected if your credit limts were reduced?
According to the article linked to below, one analyst thinks that the credit industry is poised to reduce the liquidity of the American consumer by 2 trillion dollars through credit line reductions. ...


 How to Build your credit with new Social Security Number ?
Does the the Cellphone Bills, Credit card, Internet bills help in Building credit ?
What is the best way to Build an Excellent credit.
what to avoid .
Additional Details
I do ...


 Is a credit score of 717 considered a good score?
Good enough to get a auto loan or possibly a home loan?
I have only had credit cards for almost 2 years....



Katward
Which bank will give a discharged bankrutee a visa card?
A friend of mine was discharged from her bankruptcy early december last yr and wants to get a visa card so she can pay for goods in shops and over the net.She doesnt want an overdraft or any credit, she just wants to be able to use it for the above.
                     
 




alatoruk
Rating
she will struggle to get a visa debit card, because it uses the same credit system a visa credit card uses.

however she should be able to get a visa electron card. I got mine from the Halifax after I came out of my bankruptcy.

electron gets taken from your account immediately so they can check you have the money in there, whereas visa debit can take up to 6 months to come out of your account (usually 2 days) so you might go overdrawn.

electron is fine for paying online, most places take it, and its accepted in Tescos and Asda and petrol stations so you covered there as well.


BRUCE M
Rating
she'll be lucky i was discharged 2 yr ago and i still cant get credit


VanHelsing
I think you probably need to advice get a pre-paid credit card. There are quite a few ones around: Visa, Master Card, Cirrus and even American Express pre-paid credit card. Google it!


badger
try www.haven-finance.co.uk


Em x
Most banks wont to be honest - but you can get pre paid master cards. You put the money on and you can use them like a debit card!


H1976
If she has any good track records with any banks, that would be her best bet.(obviously not the one she got into trouble with!) But failing that I think it will be pretty hard to obtain one.
I have a friend too who was bankrupt, it took them 7 years before they could even have an account again.


It sucks because not everyone becomes bankrupt out of choice, yet companies do black mark you if you have.


ElectronProbabilityCloud
Rating
Try Capital 1


jeanimus
Do you mean just a debit card? She will have to wait until her bank account has been running ok for a while before she gets anything but cashcard. If your talking credit card, only those with massive interest rates will give her anything, and even then they might not.


JSAL21
Rating
Sorry i dont know anyone who is bankrupt. but i would go out on a limb and say citi bank or bank of america. bank of america is giving credit to immigrants, anybody is better than immigrants.


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