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 How much of a balance should I keep on my credit card?
I know that I should keep some balance on my credit card to help show that I can make regular payments. I really want my credit score to go up even more, so does anyone know what percentage of ...


 Maxing out a credit card for one month?
Does this do anything bad to your credit rating? If I max out a credit card (not going overlimit) but then pay half of it off the next month....


 Cut up Credit Cards?
Do businesses really cut up maxed out cards? Or is that just a myth?...


 What is the average americans credit score?
...


 What are the best places to get a loan ($2000-$5000) if you have bad credit?
...


 Is mastercard and american express accepted everwhere?
I know visa is universally accepted i wondered if those two are worth ...


 Bad Credit........how can I repair it fast?
Went thru a bad divorce 4 years ago and have never been able to recover. I'm tired of the apartment life but my credit sucks, so renting a house is very difficult. Any suggestions to help me ...


 Has anyone ever used a debt settlement company and if so, what was your experience?
I'm not talking about credit counseling, I'm talking about the firms that go to your creditors and offer to settle the debt for a small percentage of the total owed. If you have, tell me ...


 I have 3 charge off on my credit and 11 in collections is that bad? What should i do?

Additional Details
But it is only about $6,000 owed for ...


 What is the Cheapest way to improve a credit score by 90 points by the end of the year?
Preferably without getting in more .debt
Additional Details
I have a 610, with no latefee's or bad marks on my score.

I just have a high debt to available ratio. - 70%...


 If a person deliberately not pay debt eventhough he have money,will he go to jail if sued? unfair if not?
...


 How to use credit card? i am not sure.?
hi there.
i just bought a desktop computer by my credit card.
now i have the computer. but i am not sure that how the payment happened? i just gave the credit card number which can be done ...


 Exceed credit limit on a credit card by a lot?
This is going to sound weird... but... lets say your credit card had a limit of, say, $3k, and you went $15k over that limit. I'm not talking about spending $15k on one purchase. I'm ...


 Every month I pay as much as I can on my hospital bill. Can the hospital still send my bill to collections?
...


 Does an unpaid credit card get forgiven in 10 years?
Hi. Someone I know just got a letter about an account she owed money on 20 years ago. She thought she paid it off. I thought if you owed money on a credit card, that the debt is forgiven if you ...


 Do you like credit cards?
i know there handy - but does it give you a ...


 Whats the best credit card to apply for?
I haven't had income for a long time, but is there any chance I could be accepted?...


 What is the best way to deal with a collection agency on a debt aquired from citicard?
This account had an original ballance of $4700 and has not been paid on for over 3 years. The agency wants $3800. Is this negotiable? By how much?...


 I need to find out who an 800 number belongs too?
some one is taking money from my bank account and all i have is a 800 number and they don't answer when i call. No company name is give on the automated system ...


 What credit card is perfect for people with bad credit?
I am looking for a credit card but I have bad credit, and I can't afford them expencsive deposits for a credit card so what should I ...



Sparrow
Which company will give me a credit card, when I have no credit?
                     
 




haha cath
Rating
no company


Soup Dragon
They best way to build up some credit history is to get a pre-paid one. You put an amount of money on it and then use i like a credit card or another way to start your credit rating is to apply for a catalogue and use that for purchases such as clothes etc.

Check out www.moneysupermarket.com/cards
for pre-paid credit cards.

Hope this helps and have a good week ;-)


Wilma S
Rating
My son is having the same problem and so far no luck. There was one we found where you pay so much money and then charge something and then pay it off and even though it was a known name of credit card I asked at the bank about it and they said it was kind of like a scam almost.


C W
Rating
I had the same issue, I'm in college and had no credit...Capital One helped me out


ITMatt
No credit, no finance.


Goofy Goofer Goof Goof Goof !
Rating
None.


Blue S
Rating
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A 'shopping' card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.

Take care to ensure your credit is good by making intelligent credit choices. Keep low balances, do not be extravagant and take care to pay off your balances promptly every month.


bre bre
Maby one thats crazy.


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