 What is the difference between a bank and a credit union? |
| which one is more likely to aproove me for a personal loan?... |
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 Is this a good offer for a credit card? |
| Its a Mastercard from Capital One, the credit line is $300, 0% APR on purchases until May 2008 - 9.9% after that and a $59 annual fee. I have 1 other credit card, Visa from WaMu with a $500 credit ... |
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 Why should I care about the credit crunch? |
| If I didn't watch the news, I wouldn't even know about the 'credit crunch' or 'recession' - we even bought our first home this year! The only thing I've noticed ... |
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 I am unable to pay the personal loans that i have taken from banks? |
| what to do it is impossible for me to pay the bank loans which i have taken from diffrent banks .I have no property right now,but i want to pay the loans but i will be not able to pay the intrests is ... |
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 How in the world do you actually get a FREE credit report with out a credit card? I never had one.? |
So why cant i get approved for any thing? Not even a credit card they said that my credit is to bad. I havent even done anything to my credit to be bad.
Additional Details
Thank you all. ... |
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 What are some of the best credit cards for someone to start a credit history? |
| This person is a student and will graduate soon and wants a card so he can establish credit. Any ideas on a good one for someone who has never had credit?... |
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 My sister opened a credit card in her name and my mom's, ran up a lot of debt. Is my mom legally responsible? |
| One of my sister's opened a credit card account in her name and my mom's and ran-up a lot of debt, all without telling my mom. The account is now delinquent and in collections and the ... |
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 I received a letter stating that my account had been placed with a National Collection Agency? |
| This is a medical bill apparently. The first sencence says Your account has been placed witha NATIONAL COLLECTION AGENCY. Our client has not yet received full payment from lab work your physician ... |
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 Credit cards /No credit history? |
I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?
Additional Details
i see a limited credit ... |
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 Collection Agency Claims They Have a Warrant...? |
| I just got a phone call/message on my cell phone and my voice mail at work from a company called Delanor Kemper & Associates. They claim that a creditor that I dealt with almost 2 years ago is ... |
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 Money Question ? Help !!? |
| So i really need money but i cant get a big amount of money all the time i spend around $106 every month, do you think i should get an allowance for around $132 every month instead? but im such a ... |
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 Mother messed up my credit....? |
| I got my credit report and now I know why I haven't been able to get any credit. I'm 24 now and living on my own. When I was 18 my mother took out a phone and cable account in my name.M... |
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 Can a debt collector take a vehicle that has a lien on it? |
| I owe a small debt from a medical bill that's been turned over to collections, they are threatening to take my vehicle which is financed, it has a lien on it. Can they take it.... |
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 How to and where do u get a perpaid card? |
| I wan to buy a hockey stick online, but i need a credit card, im 16 and my mom doesnt want to use her card, even though i said ill pay for it. I found there is a something called a perpaid card and ... |
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 I CoSigned A Car Loan for my Fiancee And...? |
I co-signed for a car loan for my fiance and during the signing realized that his name is in the co-sign position on the loan docs while my name is the owner.
When I mentioned this to the loan ... |
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 How to raise credit score? |
| I'm trying to raise my credit score and my score is a 486. I started paying what I owe and my score doesn't even raise after several months. Are there other ways to improve the credit score ... |
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atlantasedeno | Which credit card can i get if i have no credit? |
i have absolutely no credit, who will give me a card to help build my credit? |
 |
 
Deliah
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Orchard
Capital One will not really build your credit because they do not report a credit limit, therefore, if you charge 5 dollars it looks like you have maxxed out the card. |
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Peter B
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A department store credit card is the best to get started. |
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abel jarrod
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People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.
Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards.
Prepaid or debit cards:
These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: http://www.credit-card-gallery.com/PrePaid_Card.html and get instant approval. |
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debtfreemom
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I would recommend checking through your bank if you have an established relationship with them already.
You may also be able to start with a small card such as a gas card or a department store credit card.
If you do decide to get a credit card, please remember to pay it off in full each month to build up your credit. The last thing you want to do is get into credit card debt.
http://www.moms-living-debt-free.com |
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aylatroy
 |
To build credit is an uphill battle, I would start with using your bank debit card, as often they are either Visa or Mastercard backed logos. Get a Cell phone and pay it with the debit card.
Have a utility put into your own name, phone, electric, etc.
Be aware there are Visa and Master Card programs out there that you can pay $500.00 for a secured card and when you continually pay it off, it shows as a + on your credit report, which qualifies you to seek out unsecured credit cards in about 12 months of good histroy.
Good Luck! |
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Guate M
 |
Check out www.fastcreditcardapprovals.com here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you |
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The Cat thinks he's GOD
 |
I heard that Bank of American offers secured credit cards. You put money into a savings account that "secures" your credit card . Then your card has a limit of the amount or a partial amount of your savings, but won't take from your savings unless you don't pay the credit card. Once you've paid on the card, you know made purchases and then make your payments, you can request that it become unsecured. They usually have small balances, but it's worth it to get you started. |
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Taryn
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Any place that offers secured credit cards. |
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sjm
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Start with a secured card. I have no credit and Orchard still turned me down. |
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Abena
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Orchard Bank Credit Card |
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John R
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Apply at the gasoline station. These are handed out like Chirstmas wishes and most are tied to Visa or MasterCard. Using one of these will get you more offers for credit than you want. |
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heywood
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Capital one has a secured card |
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TaylorProud
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Household Bank
Beware of any Bankcard that requires an annual fee.
It never goes away... |
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nm
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Try First premier bank. They are often very expensive but worth it if it will build your credit. |
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