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 I have too many credit cards, is it OK to close some of them?
I have a credit score of 700 but I have too much credit. I have 7 credit cards and would like to close some of them. I have read that closing your credit cards is bad but is it ok to have so many ...


 If a business makes a copy of your Drivers License does that violate the Patriot Act?
Also is it legal for a business to make a copy of your debit/credit card? Any help you can offer would be appreciated....


 Is it legal for a credit agency to lie to me?
I received a message at work from a person who said he was from AAA and I needed to give him a call. So I call him back figuring it had something to do with my car. He was NOT from AAA. He was a ...


 Im 16 did I already ruin my credit?
I got prepaid visa debit cards like account now, and babyphat debit prepaid rushcard. I just wanted if for the looks I never plan on putting money on it, can this ruin my credit. What will happen if I...


 Which will be the better way to raise my credit score?
I have one positive thing and one negative thing on my credit. The positive thing is a car loan that is in good standing. The negative is a hospital bill for $400.00 that is still owed and is ...


 I want to get a new car does my credit score have anything to do with that?
i just looked at my credit report do i have to pay off these things before i can get a new car?? will paying them off get my score up??
Additional Details
ok i have 1 credit card for 242....


 What bank will open me an account with bad credit history?

Additional Details
nice 1 riff raff what bank did u use?...


 Credit card of deceased person?
My mom passed away and left a credit card debt. They have a house which soon they will default on. No equity there with today's market. No savings and insurance. We are in CA. She's the ...


 Why do people always throe away pennies?
Why do people always throe away pennies?...


 Should I pay off my car loan early?
I have a $20K car loan and am considering paying it off early. I have been making payments for the past 10 months, never late, and already have an great credit score (791), but I want an excellent ...


 Opening new credit card bad for credit (want to by a house)?
I am looking into buying a condo in the next 3-6 months. I have two credit cards open currently (both with 0 balance- one 3 years old and one 2 years old) and wanted to open a travel rewards card ...


 What's the best bank to open an account??
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 Does anyone know of any tricks or tips to remove information from credit reports particularly inquires?
...


 What happens to someones credit card debt when they die? Do the wife or kids have to pay it off?
just curious......


 What's the best way to start building credit?
I am 20 years old and keep getting rejected for credit cards. The only way to get credit is to start somewhere...so where do I start??...


 How does a credit card work ??
I want to get a credit card but im 16 (for ebay) . I want to know how does it work do you get charged a certain amount each month or do you get charged only when you buy something ...?

Do ...


 How do I establish credit?
I need to establish some good credit in order to get a loan for school. What do i do to get good credit to get approved for the loan?...


 Has anyone ever gotten an unsecured personal loan from speedybadcreditloans.com?
I've researched them on the internet and nothing bad comes up. In fact, a lot of websites say that sites like this require a fee (this one does) because they are acting as a middle man between ...


 Fraud has just been committed on my card, i have the address things have been sent to what shall i do with i?

Additional Details
my card has been used to order from play.com and items have been sent to a random ...


 How much total debt do you have?
...



funkydelicblue
Which credit card do you prefer? VISA or MASTERCARD? or any reasons why i should not get any of the two?
                     
 




Tall One
They seem to be basically interchangeable. I don't know if one
is "better" than the other. I wouldn't connect with any credit card that charges an "annual fee"...why pay extra to use the card?
The advantages they list never seem to be worth it to me. Just
keep the balances low and ALWAYS pay more than the minimum, otherwise you're "spinning your wheels".
Hope this helps.


Marie
Rating
Visa. Accepted worldwide.
I could be a commercial.


JobYouDeserve.com
Rating
Visa and Mastercard are actually owned by the same company. That's why Mastercard is always accepted wherever Visa is accepted and vice versa. American Express has a great rewards program, but there's an annual fee. Discover also has a great rewards program - minus the fee.


JazzyJ72
in my opinion both visa and master card are great and both cards are accepted most places if i were you and i qualified for both i would get both the key is who has the lowest APR.


Lalana
I have one of each. I like them both.


jas2world
Rating
I have both and I honestly can't see a difference between them. Almost everywhere I've been to accepts both, and the APRs and benefits depend more on the company that provides the card than the actual visa/mastercard. Be careful and shop around to find the right card, and don't be misled by all the gimmicks and promotions. You want one with a low APR if you plan on racking up debt, but if you plan on paying it off every month and using it more for convenience, go for a card with a nice reward program.


SHAHAB6
Rating
There both the same, long time ago it use to matter, because most places only accept one of them, now all stores accept all of them.

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http://www.bestcreditrates.net
http://www.online-discount-pharmacy1.com


christigmc
Visa. The rewards are better


wackyguy
Visa does have better incentives. Some of the credit card representatives are so nasty and hostile over the phone. And outsourcing this to India or wherever isn't helping matters.


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