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 Is bad credit something to be embarrassed about?
My credit is not good. I am trying hard to clear it up. To me it's humiliating. Should I feel this way?...


 What will happen to the lower class income customer that are in all races after walmart does away with layaway
Once the layaway program is done away with, it will affect the elderly,the children,the general population from all walks of life, it will affect holiday joys,and it will cause the theft to go up.
...


 I contacted by a collector. account opened 1997 - last payment 00. they want $ - do i still owe. seems old
They said it was a negative on our credit report. I just looked at all 3 credit reports - the one I think they are talking about is showing "closed" - is this just a fishing for a ...


 Will debt companies trace me?
as soon as i turned 18 everything went wrong.... now at the age of 27 i'm in debt and not able to pay a penny back i have 3 children and live with my partner in his house, he has the mortgage i ...


 I need help with my credit?
I know there are sites that can help you with you credit score and report.if anyone have any experience with obtaining your credit report and score via the internet please inform me of the sites. i ...


 Can a creditor or collection agency call me late at night.?
they call me every day it will be one more year and then it should fall off due to the seven year thing. What should i do somone please help and can they sue....


 I had my car repossesed back in 2001, How can I get this off of my credit report?without filing for bankruptcy
A friend told me that he wrote a letter to the credit agency, and they removed his repossesion from his report. Is there a time frame before this can be done? Separate question...
Also...My ...


 Is it true that when you pay off old collections it harms your credit score instead of helping it?
or if you settle instead of paying in full it also harms your credit score. The reason I ask is because I want to buy a house with out having a co-signer and my credit is in bad shape right now but I ...


 I have a Auto loan which they charged me 21.50% interest rate I guess due to my credit. Is that too high?
I recently had my car repossessed due to non-payment bcause I was very sick. I am trying to refinance to get another vehicle and possibly lower monthly payments. I currently paid $498 a month in ...


 I want to get out of debt but don't know where to start ???
...


 How can you find out if there is a warrant out for your arrest?
I currently live overseas, and have unpaid credit cards/loans/ and bank overdrafts outstanding in the UK. I have not had any contact regarding this since leaving the UK. I need to return to the UK ...


 I'm self-conscious of how much credit card debt I have...Do I have too much debt?
I'm 25 yrs old, college graduate, I make approx. $45K gross income between 2 jobs(full-time job and part-time waitressing gig). I always pay my bills on time and I try to keep my Fico score up, ...


 When i will get freedom from my loans ?
...


 I have 1800 in credit ard debt?
I WANT TO PAY IT ALL OFF BY 2011 SO THAT I CAN BUY A HOUSE. HOW CAN I DO THAT?...


 Can we stand as guarantors for our son in law who has a bad credit rating to buy a new car?
He needs to change his car but cant get a loan as he has a bad credit rating,we have a good credit rating but my husband feels it may affect our chances of getting a loan.Is there any way we could ...


 What is the best way to get rid of debt at credit cards?
I have credit available filled up, coz I had to pay for college....


 Free credit report?
does any one know a free credit report service that does not have any hidden charges?...


 Can i get a credit card as i am 19 yrs old & salaried?

Additional Details
can i get a credit card as i am 19 yrs old & salaried & Indian Citizen? I'll check with many bank please help me....


 I can't get a credit card because I have no credit history. What can I do?
I'm 21, always pay my bills, have a steady job and go to school. I just want to build my credit but no one will give me the opportunity. Any suggestions, hopefully from someone who knows about ...


 Should I cancel credit card?
As of now I have 4 Credit cards. 1 secured card(where I had to put a down payemt of 200 dollars down to help build my credit. 1 capital one 1 hsbc. They are all mastercards. The 2 other cards have ...



Jay V
Which credit card is good to apply for that does not do a backround check?
                     
 




Blunt Honesty
They all do some sort of checking.


CHICANO
Rating
If you have to worry about how to deceive credit card companies by avoiding credit backround checks. You are probably not mature enough to have a credit card . A word of advise if you can't buy it outright (cash) you dont need it. That phrase will lead you down the road to financial prosperity.


tonalc1
All companies will check your credit. They probably won't do any kind of criminal background check.


www.lindseysmith.pureromance.com
The only way that my credit union would not run a credit check is if you did a secured card. This is where you put your own cash in a savings account and the institution gives you a credit card for the same amount, but you cannot touch the funds in the savings account till you want to close the credit card. If you have had credit problems in the past and are looking to fix them this is the only sure fire way that I am aware of.


Nikki
Rating
They all do a credit check and a background check and they also want to know if you have an existing bank account. Be careful with credit cards they can ruin you for life but if you use them the right way they can also be a life saver!!!


bob
Rating
NONE!!!!!


Paul G
Rating
NONE


Just Me
They all do a credit check..NOT a back ground check


BIjan
Rating
none do a background check, they do a credit check
------------------------------
http://www.bestcreditrates.net


Yougoto Y
Rating
Blunt Honesty sucks, meh if you report abuse it lasted long enough (just kidding you might though I don't know you)


pink_me
Rating
hmm...let me see if this you can get answers from this resource...hit me back!

http://www.newhorizon.org


blue turtle
Rating
they all do check your credit history for sure. but amex blue is a good one to start with. they usually give a low apr


kittyluv
Rating
What's wrong?
bad background?


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