 Is this true that if you don't make any payments for 2 years ...? |
I once heard something to the effect that if you owe a credit card and have not made any payments for two solid years, they cannot come after you for the debt, is that true?
Thanks for ... |
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 Should I except offer? |
tax credit office has hounded me for three years for a overpayment £3000.00 which I always stated i did not receive
I have had court notices sent 3 times
yesterday they sent me a letter ... |
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 I need a car, but have bad credit? |
| My credit is not great because I just left school, so I have a lot of open loans. I really need to get a car. I have a perfect driving record and a steady job, and I can afford monthly payments. Is ... |
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 What is the best credit card? |
| I have $2400 on a 0APR credit card that is about to change to 9.99% Should I pay it off (My money market is now paying 1.64%) or find a balance transfer card? What I have found is 0APR for 12 months, ... |
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 Which is worse,a bad credit history, or a bancruptcy with perfect credit since? |
| Which produces a better credit score more quickly, a history of bad credit, with everything being paid on time in the last year, or filing bancruptcy to eliminate past bad entries, and then re-... |
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| I am owed money by a company they are saying they are not paying me as they have not been paid what can i do ? |
| i tiled some flats for them i did supply materials they have had my inv for 2/3 month now i know they have not paid 5 or 6 other ... |
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 Can you get cashback on a credit card? |
OK so money is REALLY low right now, and I had a thought of going into a shop and buying some random thing so I can get cashback from it.
But.... there is basically sod all in my current ... |
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 Debit card statement says I spent £53.43 at the Co-Op. No idea what on. How 2 find out what I spent money on? |
| I want to find out what it is I spent that money on because I have no recolection. It was the 6th Nov. I Know that on that day or near that day I bought hair bands paying by card in Claires A... |
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 My gf wants 500-750 for credit card bill. I offer 200. She does hang up phone when i offer that low.? |
| She is like i need you to support me. That is not very much. I possibly talked about borrowing 750, SHe also wants to borrow my computer to get her busienss goin.... |
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 Jail time for payday loan in CALIFORNIA and now live in AZ? Help!!? |
| We just got a call today threatning my husband with a warrant for jail time for a payday loan taken out in California 4 years ago! We now live in AZ. We are just now getting over having serious ... |
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 Over the last 9 years I have managed to rack up substantial unsecured credit card debt. I do not have any? |
| assets, other than the $5000 of equity of my house. If I just stop paying my credit cards, and wait out the statue of limitations, will the debt go away, regarding the credit cards? I live in the S... |
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 Do credit cards without balances affect your credit report? |
| Is it true that your credit is affected not only by the credit cards with balances but also those without balances??... |
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 How likely is it the person will be caught using my credit card? |
| It's been almost 2 months since my card got stolen at a party. I actually don't remember if it was debit or credit. The person made a purchase of about 100 dollars at Target. I forgive the ... |
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 I'm 18 and work but have no credit yet. How DO I establish credit? ? |
| It seems as if the credit card companies want you to have credit to obtain a credit card...but I'm just starting out and have no credit yet. Now what?... |
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 What are a few key ways to bring up my credit score.? |
| I've let some things go in the past and I'd like to buy a house in about nine months. What can I do in those nine months to boost my score, if only by a bit? I do not want to go to drastic ... |
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Jo C | Which credit card is the best for transferring over balances ? |
I was looking to change my credit card so I could be interest free for a year, however I was wondering if there was a limit to how much money you can transfer and any costs? |
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Mr Credit Card
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While you are searching and comparing 0% balance transfer cards, bear the following in mind.
1. Try to get a card with no balance transfer fee for the introductory offer.
2. get one with a 0% offer for at least 12 months.
3. If you are looking to do the 0% arbitrage - (ie borrow 0% from credit card company and put it in a fixed deposit), get a card that gives you a 0% deal for advance checks as well.
4. make sure the rate is low after the intro period.
5. enroll in automatic payment because one skipped payment and your apr goes up to regular or default rate!
The resources below may help you. |
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Dolly
 |
This site will answer your question's & help to save you money in lot's of other area's http://www.moneysavingexpert.com/creditcards |
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Jamie Paul W
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http://www.moneysupermarket.com/cards/credit_card.asp?p=0&bbcam=Adwds%5FCreditCards&bbkid=credit+cards+EXACT&x
click the link above fill in a few details and all the best credit cards will come up and you can choose which is best for you!
hope this helps! |
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Becci
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You need to shop around a lot have offers on with 0% on balance transfers etc.
the link below shows all the cards & all the offers on at the mo!
http://www.moneysupermarket.com/cards/credit_card.asp |
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WILD MAN
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visa |
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jex9925
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I especially recommend CHASE Visa Freedom. I received a promo letter yesterday for 0% APR til Mar 2008 an dno charge on account transfer. |
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Eleanora
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I am not sure there is any single one, as there are lots of cards that offer interest free periods on balance transfers. Perhaps you should consider being a rate tart and gradually apply for different cards as your interest free period on each card starts to run out. I gather Halifax does 9 months 0% interest free on balance transfers at the moment though. |
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MR MONEY
 |
If you have good credit... do a yahoo search for no fee balance transfer. Most credit card companies charge 3% to tranfer.
There are deals that won't charge you any money and you can transfer the money for 12 months with 0% APR. If you contact the bank, they won't be able to give you this special.
Good luck! |
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Amy P
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It depnds on how much you want to transfer, how much you will continue to spend on credit and also your credit rating. The best place to find out about credit cards and all other money related issues is on the moneysavingexpert website, you can find out the current best deals and also sneaky loopholes |
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Peter T
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from what I've seen on the box
some cards give you a year on transfers balances ,But there is a 2% transfer charge on them |
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aunty m
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YOU NEED TO SHOP AROUND A BIT. YOU VERY RARELY GET A FULL YEAR INTEREST FREE, THEY USUALLY GIVE YOU NINE MONTHS. ALL THE CREDIT CARD COMPANY'S HAVE THERE OWN DEALS, JUST LOOK AND SEE WITCH ONE YOU WOULD PREFER. ITS BEST TO GET A KNOW NAME. |
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