 How do you change expiration date on your credit card? |
| where do you go to update credit card expiration date?...I triedbut could not do it.... |
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 The cash machine has just swallowed my debit card even though I paid in £5500 7 days ago.? |
I was £600.00 overdrawn at the bank with their agreement and last week I paid in £5500.
I put my card in a cash machine to check the balance and it kept the card for what it said was ... |
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 Is being in debt such a bad thing? |
| There seems to be a negative label placed on debt. But, I think we are always going to be in debt. Buying a house, buying a car, school loans...Doesn't having debt show that you have credit? T... |
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 What is the best way to get your credit score rating up? |
| I went into my bank to get an upgrade of my card. They checked me out on their system then told me my score was a little too low and i could not have the card. Fair enough, but when i asked what my ... |
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 Should I Get A Credit Card? |
| I have ok. maybe slighty bad credit. I haven't had a credit card in 2 years. I make under 30k. I don't make big purchases and am pretty good about saving money. Would getting a credit card ... |
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 At age 15 i got a Target card without my parents consent. Now they want me to pay $1000 dollars.? |
Am i liable for paying the $1000 dollars? I was under age.
Additional Details
Im 21 now and i only used it like twice when i was 15. this happened when i was living in C... |
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 How do you start building credit if you have absolutely none? |
I'm 22. I don't have any history of credit. (No credit cards, loans, etc... Nothing.)
My friends told me that they all started building credit by opening a student credit card ... |
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 Is there a gov't program to legally erase credit card debt/? |
| I received several calls that there is a gov't program to legally erase my credit card bill down to zero and they leave a number to call back but I never call them back because I'm scared ... |
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 What bank doesn't charge fees? |
Hello there,
I am looking for a bank that doesn't charge fees. Do you know any in San Mateo?
Thanks and have a great holidays,
Additional Details
Thanks guys, <... |
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 Does anyone know how i can get my hands on £30,000? |
| I have defaulted on payments recently because i couldnt find a job i now have a fairly good job and my mum also needs help i want to sort out my finanaces and help mum out at the same time i live in ... |
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 How to stop Debt collectors? |
| For one debt I owe approx 500$, last month I sent in 500$ wich was half my balance. I still have no income, and have told them that. What bothers me is the week after I sent in the 500 they called ... |
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 I am paying off my debts. Now what do I do to build up my credit?? ? |
| I have bad credit. I owed around $1400 in hospital bills. This week is my last week making payments. Starting next week, I will owe no money to anyone. Now what can I do to build up my credit? I ... |
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 Which is the best credit card to get these days? |
| I've started a new job and been told to use my own credit card for expenses. I want to keep it seperate from my own stuff. Where to start looking for the best?... |
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 Credit cards for teens? |
| Are there any credit cards for teens? I've already got a pre paid debit card which I pay for mjyself, but it doesn't help at all with my credit score. I have a steady source of income and ... |
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Marilyn H | Which day in a month is the best day to pay a payment on a loan? |
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bobthebrowser
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the 32nd of each month |
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Gerald
 |
I really can't believe that Marilyn does not know how to pay a bill??? Lovie you pay it before the due date. Allow 10 days for mail delivery. |
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christina.yost
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my husband has a LOT of debt. After going almost a year with making a payment at the beginning of the month and cutting our heads off for the rest of the month, me started to make payments AS SOON as he got paid. That way we don't cut ourselves short. Every paycheck is used to pay one bill (or two smalled ones), and we put down as much as we can so that if for some reason we can't pay it one month, we'll be atleast one payment ahead and won't have to worry about it. |
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OL PHART (spelled with a little class)
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There is'nt one |
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JT
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I would say usually between the 10th and 20th. This gives the company enough time to post the payment and since most companies report to the bureau around the 1rst of each month your debt ratio will remain lower. |
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Expert Realtor
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10 days before the due date.
Works every time! |
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fcas80
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If you are afraid you will miss the due date, pay it early enough so you don't miss it. The additional interest penalty can be severe.
But if you are confident you can pay without missing the due date, then hold off as long as possible so that you are holding on to your money rather than the bank. |
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Bill R
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Good Question....
it depends on the loan.
If the loan credits principle payment when paid, then the interest on the principle paid stops the day it is credited, as in a revolving loan. Credit cards, equity lines of credit, etc.
For interest in advance loans you pay the interest for the month up front. If you pay the principle the next day there is not decrease in that interest for the month. Most contract loans work this way, mortgages, auto, etc. |
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mommy3
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That would be decided depending on the other payments that you have to make and when is there space in your monthly budget for this loan payment. I suggest that you sit down and make a budget telling you when everything is due, when you get paid, and decide from there when you should make this payment. If the due date currently is not good for you, most places will allow you to change your due date up to 30 days. So for instance if your debt is currently due on the 1st and you need to change it to the 25th you could do this. First figure out what is best for you then call them and see if this is an option if need be. |
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wonderer
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the day u have the money:) |
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You ask, I answer
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whenever they tell you they need it. it depends on your loan. there is no "best" day to give money away. |
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Cara D
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If you can swing it, as early as possible, even before your due date, if it is a simple interest loan......you will be paying the interest earlier, leaving more to go to principle, reducing the amount of interest you pay over the life of the loan....sounds dorky, but it will save you money in the long run. |
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Lee T
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The first day of the month. And as soon after that as possible for the next payment!! |
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NONAME
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when you have the money |
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John G
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As close to the due date as you can make it, but still in time.
Why?
Because in the meantime, you have the "use" of your money, which, if invested, will be earning interest for you. Making your loan payment early will not reduce the amount of the payment or the interest on the loan -in other words, there is no benefit financially. On the other hand, keeping your money invested DOES pay you for as long as you have it invested.
Exception: if the investment is in stocks -and you're paid a dividend- you must be invested when the stock goes "ex dividend" -that is, they day on which you MUST own it to be paid the dividend. Therefore, on the assumption that you pay loans monthly, you would want to keep cash in something that computes interest on a daily basis (even if it is only PAID OUT monthly). So, if you had money in for 20 days, you'd get 20 days of interest. Some checking accounts, money markets and mutual funds are good places.
All of this assumes you have the discipline to make it work; those who do not have the discipline will often spend money on something else and then have to really scramble to make their loan payments. For them, making payments as soon as possible -while they have money in hand, is the only option. Of course, they lose out on the interest they COULD have made. |
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