 How do I get the collection calls to stop? |
| They call my cell phone at least 10 times a day. When I ask them to stop, they say they cannot control the calls. The dialing machine does it. Then I ask them to send me proof of the bill in the mail ... |
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 My brother has really bad credit..he needs a creditcard and I helped him apply for 2 and he got denied...help? |
| Whats a creditcard out there for bad credit?? AND is it bad to keep applying and getting denied by credit companies??? How do you rebuild your credit score?... |
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 Who knows if this is a good credit score? |
| So I had my credit checked and they said that my credit score was 630 is that good? But i have not got the whole report in the mail yet but I just wanted to ... |
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 Can credit card companies call 20 times a day for collection? |
| Is there something I can do to stop these calls from Chase Bank? They call my cell phone 15-20 times everyday. I can't even speak to a person if I answer. It's a ... |
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 What gives you bad credit??? |
| My boyfriend is trying to get a car on finance. He's current car is on finance also but his mum put it in her name for him to get it. He has not faulted on one payment with his current car, has ... |
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 Did I get a good mortgage? |
30 yr fixed with a 6.58% Interest 100% Financing.
My PMI is almost $200 a month but I liked the idea of that better than emptying my savings.
Additional Details
For people who are ... |
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 Bank charges? |
| does anyone know how to reclaim bank charges.ive been charged 11 times in the last three months of 35.00 its ... |
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 I am worried about what a collection agency is telling me.? |
| I had a car repoed 6 years ago, and just last week i got a call from some realy rude man demanding 12k for the balance, intrest and fees. I told him i dont get it and i am not paying you and hung up ... |
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 How can i raise my credit score? |
| i had a macys card, but didnt pay it, so they deactivated it. How am i sposed to raise my credit score, if i cant buy anything on credit?... |
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 This loan is killing us can anyone help? |
| my husband took out a loan "two years" ago for 2000.00 from this loan place call CASH CALL he got the number off t.v. from gary colman! anyways he took the loan out for christmas so he ... |
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 Which will improve my credit score more? |
| With my tax return money I plan to pay down my debit Which of the following will improve my FICO score the most: (1) Pay off completely ($0 balance) a store credit card (Best Buy) (2) Pay down a Visa ... |
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 Was $2,200 in debt - Now $1100!!? |
| I was $2,200 in debt but I got a job working full time at $11.50hr. I have paid off half my debts so far, but Was forced to leave my job, due to problems with one of the supervisors and they were ... |
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 What should happen when you pay over your monthly car payment? |
| When I say what should happen, I mean that shouldn't it come directly off the principle?... |
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 How do I build credit? |
| I have tried to get a credit card and cant get approved, even for the ones for people with bad credit. I have two chargeoffs from almost 3 years, I know I need to pay back. I am still paying off ... |
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 My mom stole my indentity, what do I do? |
| My mom used my identity when I was only fourteen to open up a phone. I don't know the details, except what I was told, but recently I checked my credit and it had this huge two thousand dollar ... |
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 How can I rebuild my credit to buy a house? |
| My husband and I have been married a little over a year and we have a baby. We both have pretty bad credit, he has medical bills and unpaid credit cards and I have a repossessed vehicle and unpaid ... |
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phatguy1967 | Which is better? Credit or debit cards? |
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kim h
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If you mean which is better to use for purchases at a store I would say credit. If there are any unauthorized purchases you a liable for only up to $50 and that is not true with a debit card. |
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stan c
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If you use your credit card and it is lost or stolen and you report it immediately, usually you're only responsible for the first $50.00 which in most cases they'll credit. On a debt credit, you are responsible for everything. If you use the debit card and give it to the cashier in front of you, there shouldn't be any problem. If you're in a restaurant however, and the server walks away with the debt card, that's usually when the problems happen. They can make a copy and then have a duplicate made and clean out your account. |
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Emily S
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credit cards are like... spending a companies money, and you pay them back little by little, or as much as you spend at the end of the month... you have limits and intrest and such..
debit cards are like... writing a check, the money comes right out of your checking account. |
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aaron d
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debit its your own money thats i bank acct. |
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mom_onduty
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i would use debit...that is right there deducting from the bank...if u check your bank on-line that debit u used is taken out and keeps you from credit which takes a few days to go thru...then you think u have the money and you dont...USE DEBIT for alot of reasons....GOING OVER AND PAYING BACK DOUBLE.....hope this helps.... |
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Jonny
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debit |
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cosmoe o
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well it all depends on what your trying to do. Debit cards are usually linked to the money that you have in your bank account. Credit cards are just credit. |
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traffic814
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ATM/Debit Card:
Debit Cards are always tied to a Bank account [Savings or Current]. Earlier, Debit Cards came with a 4 digit PIN [Personal Identification Number] and you could use it to withdraw cash, view statements etc. They served as a Teller for your Bank account. These days, in addition to PIN and teller type ATM transactions, debit cards are endorsed by VISA or MasterCard and they can be very conveniently used like credit cards, but only if you have sufficient balance in your Account. Since you are using your own money, their is no APR [Annual Percentage Rate] or Interest.
Credit Cards:
Credit Cards are basically unsecured loans given to you by a Bank or a Financial Institution. Every credit card has a pre-set spending limit / credit limit. In India, the banks look at your Income Tax returns or your salary slip and fix the credit limit. There is a payment grace period [upto 30 days] within which you have to payback the amount you have spent on your credit card failing which you will be charged an interest on the amount used. Depending on your credit card usage and payment record your credit limit will be raised.
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http://www.bestcreditrates.net |
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morris
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If yo u have the money to pay off the credit card (which you do if you have the option to pay with a debit card), definitely credit card. That way you can build up your credit score and also get freebies back from the credit card companies. Free miles, free money, etc. I get $20 back from Discover Card about once every two months. I pay off the credit every month, so it's truly free money! |
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sad
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Unless you have the money in your acct to spend then debit. If not credit ..Buy now pay later baby! |
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