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Julian C | Which is better payday loans or log book loans? |
My wages are low this month as I was off sick, so I need some cash really fast, probably about £500. Please reply ASAP as I need help fast! |
 |
 
cybermatt84
|
For Payday Loans there are many providers:
http://www.quickquid.co.uk
http://www.paydayuk.co.uk
http://www.paydaypower.co.uk
Also, Splut should list quite a few: http://www.splut.com/005/003-007.htm
Make sure you attention to any of the loan fees and can pay back the loan in the terms stated so you don't need to take more loans every month.
I'm sure there are many comparison services too such as ResetLoans, EverythingFinancial, Money Supermarket etc. |
|
old know all
 |
A loan doesn't give you any new money, it only puts you in debt. Short term loans are a huge rip-off. Sort out your budget on the money you've got or you'll have even less next month and have to borrow again. |
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m.walk1
 |
neither |
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Charles S
|
Best for this type of loan is Money Shop/Cash Centres. You need a cheque book and a cheque guarantee card and you can draw £500. |
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dolphwear
|
"Anyone requiring these services needs removed from this planet."
Thats a bit harsh, non?
I think logbook loans are safer as they have lower interest rates, although they take longer as you have to take your logbook to the provider. I used this to pay for my fridge and washing machine when they broke in the same week!!
Just make sure you are sensible with it and you will be fine |
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teflongrl
|
Payday loans. They're less risky. They're also expensive though.
I did it at Cash Converters. You write them a cheque for a hundred pounds (or in your case, five cheques for a hundred pounds) and they give you £90. You need photo ID (passport or drivers), a cheque guarantee card and your last wage slip. |
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sidb
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log book loans really dear, £500 = approx £20 per week for 52 weeks which is over twice the amount |
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mesi-boy
|
There is no shame in taking a quick pay day loan. You have to remember to pay it back as quickly as possible as interest is higher but you do get instant cash online. Check out http://www.freeindex.co.uk/searchresults.asp?k=payday-loan
I prefer http://www.paydaypower.co.uk as it is the most user friendly website with excellent support. |
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Bees Knees
|
dont use any of these quick loan services, the interest rates are atrocious!!
u will just end up getting into more and more debt.
dont u have a friend or family member u cud borrow off? |
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ITMatt
|
Neither, they're both high interest/expensive and unnecessary.
Anyone requiring these services needs removed from this planet. |
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