 Bank accounts frozen, what is the best way to negotiate with the collection agency? |
| I woke up today to find my checking acount with a zero balance, I went to the ATM and could not withdraw funds from my savings accoung. I called up my bank and asked them what was up and they said ... |
|
 To file for Bankruptcy or not? |
| Can anyone explain to me how the bankruptcy law works in the USA. what does it really entail and how long after that can you be credti worthy again? IS this a good idea or its just an easy way out ... |
|
 APR for a Personal loan... No Credit history... HELP!? |
| I have a friend who is trying to buy a car off of my parents. It's $4000, and she's trying to take out a personal loan. She has NO credit history, but she has a savings account at C... |
|
 Best way to find out your credit score? |
| i know there are tons of online "services" that say they can find out your credit score. are these for real? i need to know my credit score...... |
|
 Should I file Bankruptcy?? |
| I am about $16,000 in debt but I already have a judgement against me for $3,000. I was served with papers for past medical bills and I had a car repo'd about 3 years ago and they are threatening ... |
|
 What would cause somebody's credit score to decrease? |
| My fiance and I have been working really hard to repair our credit. He recently paid off the items that he had in collections and all payoffs were reported to the 3 credit agencies; however, when he ... |
|
 ????What is the fastest way to raise your credit score????? |
| Im working on getting a new house for me and my family and i need a good credit score to buy the house so please help me PLEASE... |
|
 Do YOU really care about this so called 'financial crisis'? |
| Lets face it, who is really bothered about all this world crisis? (over money?) It wasn't our fault and what exactly is the government 'rescuing?'... |
|
 Credit Cards?? |
| how can i build credit when no one will give me a credit card? I am 21 years old and i was wanting to get a credit card...PROBLEM...i have bad credit from things that i didnt know caused you to have ... |
|
 I have been getting offers from a company that offers to take over my debt? |
And they tell me I only have to pay 50% of the original debt The debt is over 7 years old. Should I go for it or just ignore it?
Additional Details
I need to add something---- They are ... |
|
 How unusual is it for someone NOT to own a? |
credit card in this day and age? People look at us like we have lobsters crawling out of our ears when we tell them we've never owned a credit card.
Additional Details
**edit** We ... |
|
 Should I refinance or file for bankruptcy? |
| My credit is poor so, if I refinance I will be paying a very high interest rate but, if my credit is already bad anyway should I just file for bankruptcy?... |
|
 I just turned 18, what is the best way for me to get a credit card? |
| I want one that I can use anywhere, not just a store credit card.... |
|
 My 12 year old son wants a kids credit card any good places you can recomend? |
| He wants a proper card that he can use and not a pass book, he wants a good interest rate if thats possible.... |
|
 Do you have to deal with collection firms who "purchased" the debt, or can you work with the original banks |
| I am 22 with about $2200 in credit card debt with no real secure source of good income. I just barely get by without having to pay this bill, but I think I could afford to make low monthly payments. I... |
|
|  |
renuka s | Which is more benefit & easy useful , credit card or debit card? |
|
 |
 
Sgt Big Red
 |
Debit cards are nice, but they can hurt you more than one realizes. If you keep track of your current balance then you will be OK, but realize this, some places don't post the purchase until long after you bought that gasoline, and this could cause an overdraft in your account.
Not all POP (point of purchase) systems wait for balance verification via the Internet, they will go ahead and process the purchase and post at a later date.
Also debit cards do not reflect on your credit report and do not provide a history of payments.
So if you wish to improve your credit score, drop the debit cards. If you want to simplify things, then use the debit but keep an eye on your available balance.
One word of CAUTION: Try not to use any ATM's in those small convenience stores or ones not owned by a banking system. Some are privately owned and data transmitted is not on a secure server. This is where a lot of identity theft occurs. |
|
mike
|
debit |
|
M L
 |
I have both, but I prefer the credit card. First of all, they have benefits like price protection and loss protection etc. Most importantly though, if you fall victim to fraud, the money comes right out of your own bank account. Good luck trying to get that back. With a credit card, your losses are limited (usually to $50 if you report it etc.) The cc company will fight the allegedly fraudulent charges and give you a credit in the meantime. Much better! |
|
Jerry H
|
both |
|
♫jmann♫
|
They both have their own pros and cons. But i find a debit card to be more useful to me than a credit card, Mainly because i don't like spending money i don't have. It's easier to control my spending, and they take a debit care most anywhere they will take a credit card |
|
geeyen
 |
Debit card is sfe. But it will be useful only if you have a good bank balance . If not credit card will be beneficial. |
|
shybalan
|
debit card is the best. you always know your limit for spending. it will help in not spending whimsically. |
|
crazydaisy
|
A debit card that can also be used as a credit card, that way it can be used at places that don't have debit ability but do have credit ability. Just be careful because it always comes from your checking account and it is easy to use your card and forget how much money is left in the bank. |
|
kittu
|
credit card..no doubt..but you use tat card only for for pUrchasing....not to take money...pay ur credit with in tat time..otherwise you have to pay more interest |
|
chirag agrawal1
 |
If you can manage than credit card is better but if u dont want to take any headech than debit card is better..
but perosnally i dont use credit cards |
|
Kaska
|
debit card you don't have to pay interest |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 3 minutes(s) ago
| | | |
11 | 15 minutes(s) ago
| | | |
11 | 51 minutes(s) ago
| | | |
10 | 2 hour(s) ago
| | | |
11 | 5 hour(s) ago
| | | |
4 | 7 hour(s) ago
| | | |
11 | 10 hour(s) ago
| | | |
9 | 11 hour(s) ago
| | | |
9 | 2 day(s) ago
| | | |
11 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Credit 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
