 Credit card balance/credit question? |
| when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?... |
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 Have you curtailed spending because of the credit crunch? |
| and can any one honestly say that they are not affected in some way or ... |
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 I am in total debt! I have a collection agency hounding me and I need to know what my best solutions are!!? |
| Im in debt between 5,000-7,000. (Don't Judge me I made a mistake!) Now they are tripping me out and I am approved for a loan from school that I will be getting after the holidays but I am scared ... |
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 How do I get out of credit card debt? |
| I am 28 yrs old and have $7,000 worth of credit card debt. I am a teacher and make about 2,100 a month. I have a car note of 565.00 per month for another 3yrs. I have a cell phone bill of about 120... |
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 Being harrased by another persons credit collectors? |
| ive had my cell phone line for about 5 years now all the sudden ive been getting debit collection calls for another person im getting 1-2 calls a day its very irritating not to mention im paying for ... |
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 Trying get a car loan have bad credit? |
| my credit score is low like 500 to 600 i fixing my credit now i caught up i paid my big bill off and only have 3000 in credit cards my parents have great credit and will cosighn is it possible i ... |
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 How good of a credit score do you have to have for a 20,000 auto loan from a dealership for a 1st time buyer? |
| i no it depends on income and residence and stuff but i believe i make enough and been at my job for over a year now. i make about 1,600 on a bad month.. i just paid off my credit cards (by the way i ... |
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 I recently applied for an auto loan but got denied due to outstanding balances. I payed them off how long ? |
will it take for my score to go up? I really need a car loan!
Additional Details
they were in collections. One was an old old bank account that was in collections that i didnt know ... |
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 If I have terrible credit can I still get a New car loan if I put enough money down? |
| how much would I need to put down to get a $20,000 dollar loan and what would my itererest rate and monthly payment be? my credit is about as low as it gets.... |
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 Does late payment on car insurance affect credit? |
| just wondering if a late payment of a bill....say my telephone bill, or car insurance affect my credit?... |
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 Is there any way to check your credit rating for free on the internet? |
| I would like to know what my credit rating is, is there any way to check this on the internet for free??... |
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 I want to get a "rewards" credit card ..which one is the best? |
| I want to eliminate all my credit cards and get just one that has "rewards" I don't spend thousands every month on my card ..only a few purchases... anyone know which one is the best ... |
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 I have bad credit but need a school loan with no cosigner...any suggestions? |
| i am a student with bad credit and no cosigner...im 6 months away from graduating and have NO way of getting a bank loan. please ... |
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 Can I get a credit card when i"m 13??? |
| Im 13 and i wanna credit card because i dont wanna carry around cash anymore, can i get one?... |
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 Is there any way I can change my name and ss# and have a clean credit report again? |
| I am 43 had 3 husbands and they ruined me and my credit. I don't have 7 yrs to wait for it to be cleared and I don't want bankruptcy...can I change my name and ss# and get a clean credit ... |
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badshah_sagar | Which is the best credit card in the whole world??? |
Additional Details
Write the reason for ur answer and abt me i live in INDIA and frequently fly abroad..!!!!
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berickf
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I don't know why all those AMex supporters are in this string. Anyone that has been out of the States knows that Visa is the most accepted card "internationally" and since the poster is from India, I hardly think that AMex would do him any good. That said, the best credit card is also a credit card that you ALWAYS use responsibly. Use it for expenses that you already have the money for and then pay it off every month (before the deadline). If you do this then the interest amount is completely irrelevant, just make sure that it has no annual fee. Used responsibly it will then allow you to build up your credit rating so that you will be able to borrow money in the future at better and better interest rates then you otherwise would have been given. It is also good to get your card through a bank, rather then a third party. In so doing you will be able to pay you bills easier because you can just log onto your banks site and pay online without having to go through any procedure of linking your third pary card to your account. Plus you'll be not just be building your credit rating, but also history with that exact bank of paying your bill on time. Since that bank might be where you turn for a loan one day, better to have that history with them then with a third party who might not even provide loans. |
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GreenAngel
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american express |
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sathya
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AmEx |
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dlm1ok
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The one that is free and doesn't have to be paid back. If you find it, let us know. We will all apply for one. |
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helloimuseless
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Think I'll try to be a little bit more specific than just the provider... I believe Virgin credit card is the best overall (then again I'm not sure about the whole world.. I'm in Sydney though?) but I guess it all comes down to what your spending habbit is like. For example I clear my credit card monthly so the interest rate does not worry me; I opt for a card with a good reward program like the Citibank's series (Had a look at HSBC's but their reward seem to be for grans) as well as one with a decent interest free cycle (Virgin has a 55 days cycle). |
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xrhett
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Visa. They are the most accepted card. |
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bullseye
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You definitely choose a MasterCard credit card for their streamlined processes and operating regulations that protect its cardholders better. |
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Nurse Annie
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I'm partial to my Discover Card; the people in customer service and everywhere are most pleasant to work with; however, knowing that Discover isn't accepted everywhere, i have a VISA through Chase Bank.
I've always felt the customer service and adherence to banking laws by Chase is superior. |
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Succes
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American express blue credit card: Apart from no annual fee feature of the American Blue Express it also gives cash returns on specific purchases. Users of the American Blue Express also enjoy protection against fraud for online credit card transactions. This card tries to right the various wrong notions about the American Express credit cards, one of which is that it is a credit card only for rich or those who have money to keep a credit card. |
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