 If I elect to pay a credit card balance in full via direct debit...? |
Will I be charged interest on the days inbetween the payment being sent & the card company receaving it?
Thanks.... |
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 Incease in credit score? |
| My current credit score is 650. If I pay my bills on time for 2 months, do not apply for ant new card or loans, use only 25% of available credit, will it increase to 700 by the end of december?... |
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 I just got a CREDITCARD offer in the mail today with a 5,000 credit limit but i never ever had a credit card? |
| and my dad has several and he always told me to never get one because it will be diaster but i really need to pay my bills and my job sucks. Im a nurse aide so should i keep the credit card?????... |
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 Husband has done a runner and left me to deal with his debt? |
| My husband has done a runner to canada recently because he owes a huge amount of money in the UK. He has dual nationaility and his parents are over there so he has gone to live with them and get a ... |
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 Why do companies do credit checks before hiring someone? |
| I don't understand this. What purpose does it serve? You're trying to get a good job to build your credit back up. You;re applying for a job, not a bank loan. As long as you are otherwise ... |
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 What happens if my credit card bill has been sent to attorney for collection, and I still don't pay? |
| I have no money. We have had a very hard year. I cannot pay these bills. i have 2 credit cards turned over to an attorney and a hospital bill at collections. My credit is already shot, after ... |
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 Getting more credit cards help to keep a good credit record??? |
Hi i just want to know if the quantity of credit cards a person has, can help to improve his or her credit record?( i dont have my record low ok)
I have 2 already, but i would like to get ... |
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 Math Question. I borrowed $950 and want to repay the amount borrowed plus 10% interest over 19 equal payments |
can someone give me the total? Thanks!
Additional Details
I'm sorry, it would be bi-monthly. Can someone give me the formula? It's always good to learn something new. I ... |
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 How to rebuild my credit? |
I have excrusiatingly horrible credit. (Financial blows such as unemployment, medical and stupidity)
How can I work on rebuilding it? How long can I expect it to take before I have good ... |
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 Trying to buy a house with bad credit? Where to start? |
| My wife and I are loking to buy a house very soon. I have pretty bad credit (550) and tired of paying rent. I have a three year old and one on the way. The apartment arent big enough for the four ... |
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 I desperately need a payday loan of £750, I earn £14560 a year.? |
| Does anyone know any UK online companies that would accept me, or accept anyone? Preferably with a lower interest rate.... |
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| Credit Score ???? |
| there are three CRA'S if I get my score will they all be the same,if not do I need to get all three and go with the highest one. I 'm thinking about a new car and house financing for next ... |
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TD | Which is the most accurate credit reporting bureau? Trans-Union,Experian or Equifax? |
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bdancer222
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One area of the country tends to use one bureau while another area uses another. It's pretty much local preference or habit. |
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Sherri C
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I can tell you that the most difficult one to deal with regarding inaccurate information is Experian..unless you really stay on them, they are horrible about investigating and deleting inaccuracies. The best seems to be Transunion, and their response time is great. Equifax is somewhere in the middle. |
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TomHyberger
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They all 3 handle the major companies the same way. the difference is that smaller companies only use one and it is usually the one more predominant ina certain area. Reporting to all 3 bureaus is simple, but still not done, so you need to look at your region and decide which one is best for your area. |
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H. A
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They are just about all the same. I have found that you get the highest score for Experian, the lowest with Trans-union and the highest with Equifax. But, it really depends on whether or not all your creditors report to all three, as some only report to one or two of them. The more good accounts you have with each bureau will enable them to score you the best. But, if you have twelve accounts and only four are being reported to Trans-union and the other two are getting all twelve accounts reported to them, then you will have the best score with one of them and they will be real close to being the same. It works the same way if your accounts are bad are some bad and some good. If one bureau gets all the bad and only a few good then your score will be worse with that bureau. Remember not all creditors report to the same bureaus and this is why most lenders and creditors use the middle score. |
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vetsmom_rgv
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Every time you get credit out they either use one or two of these bureaus. Like us, most of our creditors use Experian. I don't know how exactly, but i think when you're buying a car it's one agency, when you're looking to rent they use trans-union, and dept. stores use another. Just ask when you're going thinking about opening one up, then go and check that report to see you're in good standings with them.
GOOD LUCK! |
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Keith
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As far as I know, they are all accurate but they do not all have the same information. You can get a free credit report from each of these companies once a year. But any one of them could have inaccurate information. |
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Barbiq
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all of them are good and bad. It is in you best interest to check your credit report on with all three bureaus every year. It is amazing all the crud that you will find that is not accurate. |
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Michael T
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They are all equally accurate and carry an equal weight when it comes to your credit review by financial institutions. You should however obtain all three reports to make sure your information is correct. Inaccurate information can give you a bad credit rating. |
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DD
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All three of them are good. You need to review all of them. Some credit cards do not have to report to all of them. Some times they have to report to one, or even two, not all report to all three. Therefore when verifying your credit scores, and all your debt it is important to review all three. Mortgage lenders for example, have to pull credit on all three so they can get an accurate score.
One bureau is not better than another, its just that some things get reported to one and maybe not to another. |
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Friends Are My Life
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they are all the same, you have to adverage them |
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ConsumerCompare
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It is important for consumers to monitor their credit report and score across all three of the major credit reporting bureaus as each of them use different processes to aggregate information about your credit history and calculate your credit score.
Additionally, potential lenders all use different methodologies based off of credit report data from all or some of the credit report bureaus to make lending decisions.
The best way to stay on top of your credit is with a credit report monitoring service. Experian, Equifax and TransUnion all offer credit report monitoring services that will automatically notify you when changes post to your credit report. This will help you stay on top of your credit and help prevent identity theft.
Plus, many of the credit monitoring services will give you a complimentary credit report when you sign up.
You can view a comparison of the various credit report monitoring services here:
http://www.consumercompare.org/creditreports/compare.php |
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SPIFIMAN1
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Finance is what I do for a living and they are all good. The only thing that will make on better then the other is the information that is reported to them.
In my experience, Transunion seems to be the best for auto loans in the State of Oklahoma. |
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