 Where and how to apply for credit card? |
| Iam just trying build my credit. well, I would like to have a credit card. Where do I apply for one with low interest. Thanks in advance.... |
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 E-bay / pay pal? |
| i have just sold an item on e-bay(first timer!) the payment is in my paypal account but not in my bank acount yet(had a few prob getting my way round it),is it ok to dispatch item to buyer, as i feel ... |
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 I have poor credit. Where can I obtain a small $600 loan/credit card with no fees.? |
| I have poor credit. Where can I obtain a small $600 loan/credit card with no fees. I need the money to invest in a new career that will hopefully get me back on track.... |
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 Credit cards for kids? |
| is there a credit card where my kid can use it but i pay it off?... |
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 I (minor) just bought a visa debit card, and my mom won't let me activate it.? |
| I'm 15, and I just bought a visa debit/prepaid card from HEB/netspend.com, and was told that in order to activate it, I was told that I needed to fax them my mom's social security card, my ... |
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 What is considered a Good credit score.? |
| i just receive my score one is 660, 690,689. so am ??? in terms of what is a really good score.... |
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 I have had a letter from a debt coll. agency. The debt is from 1997, am I still legally bound to pay? |
| This is relevant to law in England & Wales - I have heard that after 6 years, the debt is 'statute barred' ie expired, and although this debt agency has threatend me with court, would ... |
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 Do you think it's right that an employer makes his whole hiring process based on your credit.? |
Additional Details
Ok, what if the person has fell on hard times and bills got backed up judgements fell on them and no one would hire them because of such. You try to better yourself ... |
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 New capital one credit card? |
| ok i just got approved for my first credit card a capital one it should be here in 10 days im very good with paying my bills so that not a problem it said that i'll have a 0% intro APR untill 4 ... |
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 What are the chances of being approved for a mortgage if I can put 50% down? |
Small home worth 35k, selling for 25k (by my uncle). Continuous work in the same field for appx 1 year, and credit score 620ish.
*Fiance wants to liquidate and invest his mutual fund in ... |
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 Read the question please, no dumb answers. Would there be a problem paying more than the statement balance? |
| On a credit card to cover purchases bought after the statement? Say I have a $100 bill and I bought $100 more of stuff after the statement was mailed. So the statement is 100 and the online amount ... |
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 How long does it take for a check to appear in your bank account? |
I recently placed a paycheck into my checkings account at commerce bank, along with a 100 in cash.
So far it only shows the 100 in cash that I placed and not the paycheck. I placed ... |
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 I have NO credit how can i start to build credit? |
| I have no credit I have tried to apply for small loans or credit and gas cards just so I can start some where but I dont get approved because I have no credit history! Where Can I start!!!... |
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 Someone stole my credit card and charged almost $200 last week...I know who did it, what are my options?!?!?!? |
| I'm really pissed off. I know who they are and where they live. I want to know what are my options... Like can I sue them or press charged with the police...etc... This was really mean and ... |
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 Collection agencys? |
| do you think collection agencys are allowed to call you at work and demand payment over the phone?... |
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 Paid online surveys? |
ok well i'm thinking about starting to do paid online surveys. are there any legit payed surveys out there. would you please list them.
also if you have ever tried anything like this ... |
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 Should I purchase a Home now or wait and approve my credit score? |
| I applied for a home loan and was approved, but was given a rate of 10% that I know is very high. My credit score was a 600. Should I clear out some things in my credit and boost my score and try ... |
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 Cheapest no fee credit card? |
| i owe £4000 i want to transfer my cards to interest free card but they all ask for a2% fee is there any cards out there thet dont charge a fee cheers ... |
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rooney | Which would you pay off first : Federal Student loan or Credit Card? |
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Newmom24
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They are both important and both help you out but if I had to choose it would most likely be the Student Loan. |
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Austin
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Pay off the one with the higher interest rate first. |
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Luke D
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I'd pay off the credit cards first. Student loans typically have low interest, and if you need to are usually easy to defer. |
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♥ Emily ♥
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Credit Card. Prolly higher interest. |
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kazapim
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Pay the Load slowly over time its fine. Pay the Credit Card!ASAP it helps if you need money and if you need creidit |
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kittywhite92630
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Pay off whatever has the highest rate of interest - most likely the credit card. Once your credit card is paid off I suggest paying extra on your student loan until it is paid off. You will save yourself a lot of interest. |
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Encyclopedia Magandaca
 |
A credit card, the interest is higher. But only pay what you cn afford, be sure you are making the minimum payment for your student loans at least |
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Savannah Taylor
 |
I would pay the credit card- they usually have a lower interest rate, and are not as forgiving with payments and issues paying as a student loan has. |
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biwagirl20
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This is a tough one. Both will effect your credit, but with the Federal Student Loan they can take any type of Tax Refund you have comming to you. they do not even need to sue you to do it. It is called "Right to Offset" You woe the Federal Government money and they are holding money for a tax refund that they owe you. They take that tax refund and apply it to your Loan.
The credit card company has to sue you to garnish you wages and or your bank, depending on your sate and local laws. |
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luv2help
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Credit card most definately. The interest on student loans are so low. |
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sw33tbnoobies316
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I would get the credit card out of the way first. Generally the rates are higher and the minimum payments on credit cards are so low in proportion to the total debt that it is like paying nothing on them. At least with the loans, whne you pay them down, they go down. |
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iceman
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The one the higher interest rate.
9 times out of 10 that will be your credit card.
If they are close, go with the credit card since student loan debt tends to be looked upon more favorably then CC debt. |
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Alex J
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I work for the US Dept of ED.
If I were you, I'd pay of the credit card and consolidate the student loan. There are tons of loan companies out there that will do that and it will bring your interest rate down. |
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Kacky
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Pay the smaller one first, then tackle the bigger one.
. |
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jafort
 |
Rooney
Chances are your credit card has a higher interest rate than your student loan. Also student loans may be deferred for legitimate reasons. You might check according to your circumstances.
If you are looking to increase your income to help pay for either or both, there is a web site that will help you do just that:
WWW.BABBOMALL.COM.
With absolutely No cost ever, No selling, and No service to provide you can build an income stream with only a little time invested.
My name is Jim LaForte and I own 5 businesses.
Chefs Cream,inc
Willowcreek Cabin,net
Stock trader,inc
ECO-Now,inc
WWW.BABBOMALL.COM
I also have a daughter that is finishing her Law Internship and she has done it all on student loans.(her choice).
She now has her own business(WWW.SHELLYSMALL.COM) and is doing very well right from her office desk and computer.
Do yourself a favor and visit: WWW.BABBOMALL.COM. You will thank me and I will know I have done a good thing.
Good luck and God bless
Jim |
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