 My first credit card? |
I want to apply for my first credit card.
- I applied like 2 years ago for one and got rejected because i didnt have enough credit history
-I bought a new car ( my mom is the cosigner but ... |
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 How does paypal work? |
| we want to set up an acount and want to find out how it works with ebay and in ... |
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 Which credit card is best for me? |
| I'm an 18 year old college student with virtually no real credit history who wants to build up my credit fast. I make about $600 a month and about $400 of that goes to bills. Which credit card ... |
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 I have too many credit cards and owe a lot on all of them, Please help.? |
| I was thinking on calling a company that I saw on TV that helps you with that problem. They pay off all your credit cards and you pay the a low monthly payment. Is that a good thing to do? Has ... |
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 I am in desperate need of a loan to continue paying my mortgage and take my 9 year old daughter on holiday? |
| I have been cheated out of a £10,000 payment owed to me through work,there is not much i can do about it, i have future secure well paying work, its just a temporary cash flow problem. Who or where ... |
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 What should I pay off first, $8000 in credit card bills, or $5000 in hospital bills? |
| I'm graduating this fall from college and I really want to get out of as much bad debt as I possibly can. I anticipate earning approximately $10000 at my summer job and I'm unsure of which ... |
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 Is a credit card w/ a limit of $1,000, and APR of 23.90% a good deal for a college student? (My second card)? |
| This is my second card and the annual membership fee is 69 dollars with an enrollment fee of $69. It's a visa platinum card.... |
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 Will closing unused accounts hurt or help my credit? |
| I have a decent line of credit and a mediocre credit score. I have a "good cushion" of credit avaible. One of the "negative" factors on my credit is cards with low available ... |
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 Do I have good credit? My credit limit on my Bank of America card is $8800 and they keep raising it.? |
| I have missed payments in the past year when I wasn't working and recently due to some unfair practices of Bank of America. But it seems like despite my late payments, I have decent credit?... |
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 I own no credit cards and I am in Debt, How do i get out???? |
| I have never owned a credit card and i am in debt. I want to make my credit score better. I have heard things fall off your credit after 7 years is this true? How can I change what is showing on my ... |
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 Can i get a credit card with out my parents consent? |
I'm 16
Additional Details
and what about debit cards? because they just automatically remove money from your account rather than seperate payments.... |
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 What do I pay off first? Collections $ 197, 225, & 450. Or credit cards $510, 890, & 442? Want to raise credit |
| I want to clean up my credit and pay things off but I don't know what's more important and will help raise the score quickest. The credit cards are active except for the 890. I still get a ... |
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 After going to collections, do I still have to pay? |
| I have just a little over $20,000 in credit card debt. Its about 5 different credit cards and I havent paid them in 4-7 months. Some are in collections already and I have received a letter from an ... |
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 I need some advise on getting a credit card.? |
| This is my first credit card and i want to get a car and possibly in the future rent an apartment but i have no type of credit. i applied for discover and they denied me so does anyone have any ... |
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Sppurr | Who gives loans to people with bad credit? |
After a loan to pay off my debts but have 3 defaults from 4 years ago. Any ideas? |
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sexybabe
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If u live in the UK contact Welcome finance. |
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Keith R
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You have come up with the dumbest idea possible. If you do that you will only increase your debts not decrease them.
The only sensible thing to do is to manage your debts.
Suppose that you owe money to five different creditors and each creditor wants £25 per week. Suppose that after cutting down a little if possible on expenditure you find that you can afford to pay £50 per week off of your debts. That means you can afford to pay each creditor £10 per week.
You write to each one and offer £10 per week. They will write back and make threats of court and bailiffs because they are greedy and want more. You write back to them and tell them to sod off, £10 is all they will get and if they threaten court then call their bluff. No court will make you pay more than you can afford to pay and your creditors know this.
Do not be afraid of their threatening letters. Providing you are prepared to pay what is reasonable there is nothing they can do to you.
If one of your creditors persists in trying to get you to pay more then tell them if they do not stop bugging you, you will reduce the amount you pay them to £8 and you will give the other £2 to one of your more reasonable creditors.
Creditors and their agents are often bullies who like to frighten people into paying.
I once had a bailiff come to my door demanding more money than I could afford. I said to him the following
"Listen bollock brains, when I get some spare money I put all my bills into a top hat, stir them around and pick out one or two of them and pay a bit off of those. Anymore nonsense from you and you will not even go in the hat." I then slammed the door in his face. I had no more trouble from him.
On another occasion a bailiff phoned me and threatened to seize my goods to cover the cost of my debt. I informed him that if he dared to do that I would visit his office and seize his goods to cover the cost of what he seizes from me. On another occasion still a debt collection agency threatened to send someone around and I said OK I will be waiting with a baseball bat. They never turned up.
If you are in the UK no bailiff or debt collector has the right to break into your home unless they have permission from a court. They can enter however, if your door or window is open, so don't open it when they are on the prowl. No court will give them permission to break in if you are prepared to pay what you can reasonably afford. |
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Doctor Deth
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Loan shark? |
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Lee B
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There are variety of online sites that can help you in getting bad credit loans but they Will charge a really high APR. Try out this site http://www.shakespearefinance.co.uk/bad-credit-loan.html
May be this will help you to get your financial needs fulfil. |
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GAUTHAM
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provident |
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Marry M
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need a loan with bad credit.don't worry its better for you to try for an online loan.i think that the below website will help you to find right solution. |
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summer
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there are companies but they Will charge a really high APR speak to your bank to see if they can help |
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rugratshd
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loan sharks and very expensive companies. why not just save up for what you want? |
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kim j
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I think defaults only last 3years ( youll need to check that out). They are not as bad as ccj's so you should still be able to get aloan with resonable rate. Try the funding corporation I have ccj's and got 5,000 from them at 160 mth. They have all sorts of plans . I think they may have a website to. |
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Buddy
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loan sharks |
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ruth.stanhop
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At this time most of the company provide loans to people with bad credit. So that not a big problem.
but one thing that is important is the interest rate which they charge for this loan. So if you need a bad credit loan first check that what they charge on it.
we suggest you some company which is best in bad credit loan and its interest rate is also reliable for us.
http://www.ask4loan.co.uk/bad-credit-loan.html
http://www.loans-park.co.uk/bad-credit-loans.html |
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Sylvia
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Bad Credit Does Not Mean You Cannot Get A Loan.One of the most popular resources for researching bad credit loans is the internet. Almost all lenders have web sites that provide guidelines and information about their bad credit loan programs, and some even offer online<!--application processes. As noted above, though, don’t fill out large numbers of applications or you may damage your credit rating further. One way to avoid this is to use an independent loans brokerage, who will make applications on your behalf only where they know you are likely to be successful. You may find a bad credit loan here,
http://best-loans.awardspace.com/
Do some research before you submit any loan applications. Check out several lenders, ask about their interest rates and loan terms, and find out more about their loan process. Be careful, though, not to submit a flurry of applications in a short period of time. Activity such as this can actually-->make your credit rating worse, so make sure you learn as much as possible about each lender’s program before deciding whether or not to complete an application. You can also work with an independent loan broker to help determine which lenders have programs that fit your individual circumstances. |
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tasha0345
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have you ever tried money mart? if you don't them any money you can get a loan at money mart in a flash.All you need is your most recent bank statement, most recent pay stub, most recent phone bill, a blank check from your checking account and your i.d..you can be approved for up to $800.00 and that's it you'll be in and out in no time. how do i know i work there!!!!! |
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Chris G
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loan sharks |
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mikeydred
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Try here
http://www.songofthesalesman.co.uk/csa/index.html |
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~*Christopher*~
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www.daveramsey.com check it out man it will change ur life. its changed mine anyway!! |
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Renu
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If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
http://loan--house.blogspot.com/ |
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