 I need help finding a loan to combine all my payday loans into 1 payment. I have bad credit please help me? |
| Recently I got involved in payday loans, now I just need help to get out of this trap. Do you know anyone who gives loans to people with bad credit. I have made an effort to make good on a lot of ... |
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 What is the difference between Bankruptcy and...? |
| With a (very) low credit score, no financial institution is willing to help me with a consolidation loan based on signature (I have no assets to use as collateral). After having lost my job and ... |
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 I have applied for 2 different credit cards and they both turned me down. do you know why this is? |
Thank you for your recent application for Blue from American Express. After reviewing your request, regrettably, we are unable to open an account for you at this time for the following reason(s):
... |
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 What happens when you get a positive balance in a credit card? |
| So i bought this item online. And that was sometime ago. now the balance for the credit card that i used is 0. What happens if i get a refound sent to that credit card?? ? ? ;-)... |
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 I got a call from a collection agency, should I call them back? |
| They left a robo message with their phone number. I'm pretty sure it's about an old student loan, what should I do??... |
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 The collection agency called my son and when he asked for an address to write them, they refused.? |
| My son wanted to mailed the collection agency a settlement offer and the company said they can't give out the address without a verbal agreement to pay the debt. They wanted an electronic ... |
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 Credit repair? United Credit Association? |
| Has anyone heard of United Credit Association? They are a credit repair agency. I want to know if those agencies are legal and if they really can repair your credit. My realtor recommended it to me ... |
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 Can I use SBI DEBIT CARD for online payment in india? |
| means can I buy anything like watch, t-shirt, jeans etc. online using sbi debit ... |
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 My boss ran my credit without my permission? |
| I just found out that my current boss ran my credit report without my permission after I specifically told him not to. They lied to me to get my SSN and then ran it. My credit score is not good to ... |
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 Free Credit Report Not Free-Stay away and check credit cards!!!? |
| Just found out my Discover card has been charged 25 a month for FOUR years because I used Free Credit Report.com. Seems I was automatically enrolled through CIC. I knew about a 10 dollar a month ... |
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 Credit card debt question options? |
| I have maxed one of my credit cards ($2000). I work full time so I can pay it back over time, but the thought of having that debt on my credit card scares me a little. The minimum payments are $25 ... |
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 Bad credit help!! experiences expertise please. process of a loan and is comfused!?!? |
| Hello fellow members, I am actually looking through this one company www.eastpointlending.com trying to get a personal loan and I have been working with one of the consultant. I have gone over the ... |
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| Credit Cards? |
| I owe two credit cards and they are about 1400 each there is one that charges more interest than the other one. So my question should I pay them equally or pay more money to the one that has the ... |
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 Will this fix my credit? |
| I am 19 years old and just recently checked my credit score. I have nothing on it except one colection agency balance. It is a balance I owe from 6/1/2004 for $125. My credit score is very low 568. W... |
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 I want to get a mortgage but been refused as i dont have credit? |
| i would like to get a mortgage but i have been refused due to bad credit - i have 1 default thats it! my problem is im trying to build a credit rating for myself as i dont have 1 im only 19! are ... |
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 Where on the back of my credit card do I sign? |
| I just got my new Visa credit card in the mail...and I'm wondering if I have to sign the back of it or anything since in part of my mail it says "sign the back of credit card to verify"... |
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 Credit card minimum purchases? |
| Two stores where I live have signs up that say they won't accept a credit card purchase if amount is under 3.00. Is this legal? This is Alabama.... |
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 Credit Collections - Who Do I Pay? Collector Or Creditor? |
| I was involved in a hit and run motorcycle accident, I was hit by another bike while riding mine. Now I have 2 collections medical bills that made it's way onto my credit report that I refused ... |
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Randy R | Who has truly free credit reports? |
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metstark
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What country are you in? In Canada you can send away for one from Equifax. If you go to their website it gives you a downloadable form and where to send it to. |
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porkchop
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Annualcreditreport.com You can't get your FICO score for free, however. |
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Credit Master
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(I'm presuming you're in the US) The three major US credit reporting agencies: Experian; Equifax; and TransUnion will all provide a free credit report to you once per year. You may also request a report free of charge any time you have been denied credit due to information found in your report. Each of the credit reporting agencies has a web site with instructions on how to obtain your truly free report.
Don't be fooled by those who advertise a free report if you sign up for their (overpriced) credit monitoring service. Go directly to the reporting agencies to get what you seek. |
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denali444
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annualcreditreport.com
you get 1 free from each agency per year - 3 main agencies, so if you space it out, you can get one free every 4 months. |
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Amanda H
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The only COMPLETELY free site is www.freeannualreport.com, which is set up by the government to allow all US citizens to get their reports for free once a year thru all 3 bureaus.
YOu dont get a score though! |
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Cinderella
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www.annualcreditreport.com is the place you are looking for. Every consumer in the states is entitled to get one free report from Experian, Equifax and Trans Union every year. I just realized that my identity and credit were compromised by someone fraudulently charging things to my card, so I got mine, as I did at this time last year. I would recommend you take advantage of getting all three at once, not spaced out because they don't all look the same. I actually found a difference in what was on all three reports and took the opportunity to have them all straightened out. You never know who is looking at your credit report, so it is (unfortunately) your job to keep up with them. You want them to be uniform, don't you?
One of the three offers your score for under $10, and it's nice to know what it is. You don't have to purchase this from all three.
Have fun. |
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George K
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No one really. |
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Super - Level 5
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Here is a website with all you might want to know about credit score and report:
http://www.freewebs.com/infosource100/credit/s2-iggo.html
"How Can I Get An Annual Free Credit Report?
By Dean Iggo
Obtaining an annual free credit report can keep you on top of your credit and allows you to check if there are any errors on your credit report. By receiving a credit report annually you can keep one step ahead in making sure there are no problems with your credit score.
There are three big firms that are nationally operated which you can receive an annual free credit report The “big three” are: Equifax, TRW, and Trans Union Corporation. You can contact any of these credit bureaus to receive an annual free credit report. You can also check your local agencies as well but they generally charge a fee for this service.
The free credit reports will not automatically be sent out to you as the consumers need to request getting a report one of the following ways. You can go to www.annualcreditreport.com and obtain a credit report. This is the only authorized source for credit reports where customers can access their information online. This service is free of charge.
You can also call 877-322-8228 to receive a free credit report. The last thing you can do is fill out completely the form on the back of the Annual Credit Report Request brochure and then mail it to: Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA, 30348-5281. Make sure that you go through the centralized agency as by obtaining your report from other agencies you will not receive an annual free credit report but you will be charged for their credit services.
It does not take much time or effort to receive an annual free credit report. It is an important document as it could have ramifications to your employment, loan applications, and benefits. Considering the service is free there is no reason not to check up on your credit score to see if it can be improved or there are errors which need to be addressed. Checking on your credit should be an annual ritual as it is more important to know the status of your credit that the score that it holds. " |
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lynn
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even if it's free don't do it, they sell your information, that's how they can do it for free. go to the bureau and ask how much it is there and no one will sell your info. |
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