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 Out of these three what should i choose; if i am getting these free of cost!!?
since i hv shown good results in my office(company)
i hv been offered to choose any one of these. its a type if gift for me:-
1) A World Space Satallite Radio
2)Dinner for family at ...


 I have very bad credit.. i need a credit card...help???
...


 I have a creditor calling me?
They want over 7,000, but are offering me a settlement of 2,400. They wanted it all at once, or in 3 payments of 800. I told them I cant afford that, and could give them 250 a month. Now they are ...


 I do not wish to have a credit card how can i get a debit card?
I am new to the U.K. And do not need to pay interest on any credit card I have never used one my whole life we have allways saved the money and payed cash but these days one canot be without a card ...


 New to the credit card thing?
So, I got a credit card, and racked up a $470 bill, so before I got the statement I made a $200 payment.
I got the statement and it says they received the $200, and now I like $276 or something.....


 I make 12.50 an hour how do i figure how how much do i make a year?
...


 How do i get approved for a loan without good credit and a co signer?
i have so many bills overdue and i can't get a loan from no where bc my credit isn't good and i have no co signer....


 When is the best time to pay off a credit card ?
Is it better to pay off a credit card , as soon as the purchase can be seen through the online banking site or should I wait until a due date is shown ?...


 Do you have to be employed to apply for a Credit Card? Because I,m not yet really want one.?
...


 Do you guys think i'm badly in debt?
I owe a $500 bill, $200 bill, a $70 bill and I still owe $11,000 on my car I've been making payments on all three of my bills. They started out alot higher. My credit score is between 500-600 ...


 Which part on my debit card is my card number?
it is a lloyds TSB VISA debit card
I would like to know how long the card number should be
i have had trouble knowing this whilst filling in a ...


 Can a credit card company collect a debt after 10 years?
In 1993 I had a opened up an account with a bank for a credit card. The bank is now out of business. For over 3 years I never recieved any statements for this card. I conatcted the bank so many times ...


 My husband closed out his credit card account and...?
while we were seperated the credit card company sent checks in the mail that would apply to the credit card, well, not knowing the account was already closed i spent about $1000.00. if the account ...


 What happens to all of someone's debts if they go to prison?
I was just wondering what happens to a persons debts (bills, bank loans, Mortgage etc etc) they obviously can't pay em if they're in prison, do they get put on hold or something?. I don'...


 Collection agency information?
can a collection agency go into someones bank account and take out money owed to them?? do they have the power to do that?? thanks for your ...


 I cannot afford to pay for a loan I took out.?
What shall I do, and what are the legal complications.
Additional Details
The loan is ...


 I've not been charged for a loan?
I took out a loan nearly a year ago and, although there was a three month payment 'holiday', the bank hasn't taken any of the repayments out since. Will I get away with paying nothing? ...


 What can I use to prove employment for a loan if there are no pay stubs?

Additional Details
Sorry ya'll....let me be a little clearer with my question: I work for a Broker as a real estate agent and I also do his accounting. It is just him and I. I ...


 Can you buy things off the internet with a debit card?
I am 16 and have just sorted out my bank account and have got a debit card.
However, i am wondering if you can use this to buy things off the internet or do you need to use a credit card ?
...


 Once something is reported to the credit bureau, does it matter if you pay the balance?
Once it is reported, will it improve your score to pay it off, or does it not matter, once it's on your credit?...



what.ever
Who is going into debt this Christmas ?
and if so why ?
                     
 




!
not me :) if you can't afford to spend, don't


Norm
Not me, not worth it


bigbaps
Rating
i am i do every year its just one of them things that most of us do its the only way you can do it and have a nice xmas for your kids . its only once a year


Very Sexy Vixen
Rating
Yeah just bought a first house aswell so can't be helped but will get organised after christams!!!!!!!!!!


Little Bo Peep
Me - I am getting married on Saturday so have had pretty much no spare cash for Christmas! The presents and food will be going on the credit card (however the interest rate is 0% on purchases for 12 months).


knowitall
Not me.
I just got back from a trip to USA, got my grandkids presents there.
Half the cost of what they are here.
And if I could not afford it..I would not get them anything.


Ollie
Not me


keny
Me the same way i do every Christmas. Why because i don`t really have much choice .It`s either get into debt to shop a check ,greenwoods and provident and pay them back weekly untill next christmas ,or see the disapointment on my childrens faces on christmas morning and feel like scrooge when the rest of my family gives us all pressies and i have nothing to give them.(not that they expect anything from me )
And this year will be even worse because i had an accident and still have to be on the sick .But saying all that it`s worth it just to be able to go out for a big spend and getting every one something nice makes me feel good ..
Happy christmas everyone xxx


charles o
my whole family is in debt right now, my dad was out of work from february to november.

my aunt almost had to declare Chapter 13

no one in ma fam has $ this year

small christmas this year


Scotty
Rating
It's a mugs game going in to debt. You have to pay it back eventually !


serephina
Rating
yup, kids demands, family , etc


captain jack
what do you mean..this christmas, its every b****y christmas, and every year i say "never again"!!


**tomtom
Rating
Not me as i am not buying any gifts for anyone
and also not buying anything myself.

The petrol price rise has left me and so many others with nothing much to spend on other things


Mushin
Aren't we all?
It's too commercialised/pressurised (Christmas).


champagne
Rating
not me.i dont do credit but i can understand people that do.theres a lot of pressure to get expensive things.


bryan l
Not this year told the wife and family we should all go on vacation instead.


5yellowchips
Santa


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